Mortgage Lenders and Brokers in Cutlerville, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Cutlerville, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, and Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cutlerville, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cutlerville are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cutlerville, Michigan
Market share is the lender's share of all home loans closed in Cutlerville, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, VA, HELOC | 37 +26 HELOCs |
11.6% | 92.5% | $195,540 | |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 7 +6 HELOCs |
2.2% | 100% | $290,714 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
2.2% | 100% | $250,714 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 6 | 1.9% | 100% | $290,000 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 5 +8 HELOCs |
1.6% | 100% | $261,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +7 HELOCs |
1.6% | 83.3% | $351,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $340,000 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 3 | 0.9% | 100% | $255,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $170,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $65,000 | View |
Wmcu
825 Division St, Big Rapids, MI 49307 2229 |
Conventional | 2 | 0.6% | 100% | $50,000 | |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
|
240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 50% | $195,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
|
22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
|
232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
|
8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
|
6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 17 | 5.3% | 76.9% | $200,882 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
5% | 100% | $279,375 | |
Northern Mortgage Services, LLC
|
Conventional, FHA | 5 | 1.6% | 100% | $341,000 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 4 | 1.3% | 100% | $272,500 | |
Msu Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Legacy Mortgage
|
FHA | 1 | 0.3% | 100% | $185,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
MMS Mortgage Services, Ltd.
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
21St Mortgage
|
Conventional | 61 | 19.1% | 33% | $59,262 | |
Triad Financial Services, Inc.
|
Conventional | 32 | 10% | 38.4% | $66,875 | |
Zippy Loans, LLC
|
Conventional | 21 | 6.6% | 42.3% | $45,476 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 6 | 1.9% | 85.7% | $225,000 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 1.6% | 100% | $297,000 | |
Tammac Holdings Corporation
|
Conventional | 4 | 1.3% | 29.4% | $47,500 | |
Greenstate Credit Union
|
Conventional | 3 | 0.9% | 25% | $35,000 | |
Nationstar Mortgage
|
Conventional | 3 | 0.9% | 100% | $141,666 | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $360,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.6% | 100% | $210,000 | |
Freedom Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $340,000 | |
Newrez LLC
|
Conventional | 2 | 0.6% | 100% | $80,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $155,000 | |
PHH Mortgage Corporation
|
VA | 2 | 0.6% | 100% | $495,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 0.6% | 100% | $295,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.6% | 100% | $320,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $265,000 | |
Mortgage Research Center
|
VA | 2 | 0.6% | 66.7% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.43% |
Conventional | 2 | 0.6% | 100% | $400,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 0.6% | 50% | $90,000 | |
Village Capital & Investment
|
VA | 2 | 0.6% | 100% | $225,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.3% | 100% | $515,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.3% | 100% | $35,000 | |
Farmers Insurance Federal Credit Union
|
Conventional | 1 | 0.3% | 50% | $65,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.3% | 50% | $285,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $305,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 100% | $265,000 | |
Nasa Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $35,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
Navy Federal Credit Union
|
VA | 1 | 0.3% | 100% | $295,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 20% | $65,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.3% | 100% | $235,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cutlerville Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cutlerville, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Cutlerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cutlerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cutlerville, MI
Use these to narrow the list above. Each category shows how many Cutlerville, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Cutlerville, MI
Independent mortgage companies closed 68.3 percent of home loans in Cutlerville, Michigan in 2025, banks 12.5 percent and credit unions 19.1 percent. Rocket Mortgage was the largest mortgage company, Old National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 37 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cutlerville, MI
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Cutlerville, Michigan with 37 loans, about 11.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cutlerville, Michigan, 21St Mortgage approved the highest share of completed applications in 2025 at 33 percent, against a 51.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Cutlerville, Michigan in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 18 credit unions closed home loans in Cutlerville, Michigan in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cutlerville, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cutlerville, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cutlerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
