Mortgage Lenders and Brokers in Caledonia, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Caledonia, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association9325 Cherry Valley Ave Se, Caledonia, MI 49316A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank627 E Main St Se, Caledonia, MI 49316A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9235 Cherry Valley Ave Se, Caledonia, MI 49316A+5.0 ★Texas Ratio: 3.68%, United Bank of MichiganUnited Bank of Michigan8540 Broadmoor Ave Se, Caledonia, MI 49316A+5.0 ★Texas Ratio: 0.48%, Lake Michigan Credit UnionLake Michigan Credit Union7175 Broadmoor Ave SE, Caledonia, MI 49316 9510, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, and PfcuPfcu6451 Cherry Meadow Dr SE, Caledonia, MI 49316A+5.0 ★Texas Ratio: 2.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Caledonia, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Caledonia are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Caledonia, Michigan
Market share is the lender's share of all home loans closed in Caledonia, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Caledonia 9325 Cherry Valley Ave Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +11 HELOCs |
2.9% | 100% | $255,000 | View |
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1 office in Caledonia 627 E Main St Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +6 HELOCs |
1.4% | 50% | $160,000 | View |
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1 office in Caledonia 9235 Cherry Valley Ave Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 100% | $150,000 | View |
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1 office in Caledonia 8540 Broadmoor Ave Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 1.4% | 100% | $270,000 | View |
Lake Michigan Credit Union
7175 Broadmoor Ave SE, Caledonia, MI 49316 9510 |
Conventional, Jumbo, HELOC | 45 +23 HELOCs |
32.1% | 97.8% | $322,777 | |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 4 +2 HELOCs |
2.9% | 100% | $280,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2.1% | 100% | $271,666 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 2 +3 HELOCs |
1.4% | 100% | $510,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 2 | 1.4% | 100% | $320,000 | View |
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6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 2 | 1.4% | 100% | $155,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 2 | 1.4% | 66.7% | $515,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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3140 Ivanrest AVE SW, Grandville, MI 49418 A+5.0 ★Texas Ratio: 5.83% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, Jumbo | 1 | 0.7% | 100% | $855,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 6.4% | 100% | $399,444 | |
Rocket Mortgage
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Conventional, VA | 9 | 6.4% | 75% | $240,555 | |
Northern Mortgage Services, LLC
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Conventional, VA | 4 | 2.9% | 100% | $400,000 | |
Mortgage 1 Incorporated
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Conventional, VA | 2 | 1.4% | 100% | $260,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $255,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Mortgage Center LC
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Conventional | 1 | 0.7% | 100% | $515,000 | |
MMS Mortgage Services, Ltd.
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Conventional | 1 | 0.7% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 3.6% | 100% | $303,000 | |
Churchill Mortgage Corporation
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Conventional | 3 | 2.1% | 100% | $181,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 1.4% | 100% | $365,000 | View |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 66.7% | $215,000 | |
Mortgage Research Center
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VA | 2 | 1.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $385,000 | |
Newrez LLC
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USDA | 1 | 0.7% | 100% | $395,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 100% | $385,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 50% | $445,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Farmers Insurance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Caledonia Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Caledonia, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Caledonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Caledonia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Caledonia, MI
Use these to narrow the list above. Each category shows how many Caledonia, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Caledonia, MI
Independent mortgage companies closed 36.4 percent of home loans in Caledonia, Michigan in 2025, banks 22.1 percent and credit unions 41.4 percent. United Wholesale Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, United Bank of Michigan led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Caledonia, MI
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Caledonia, Michigan with 4 loans, about 2.9 percent of the market. The largest lender headquartered in Michigan was United Bank of Michigan with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Caledonia, Michigan in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 14 credit unions closed home loans in Caledonia, Michigan in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Caledonia, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Caledonia, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Caledonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
