Mortgage Lenders and Brokers in Byron Center, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Byron Center, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association2384 84th St Sw, Byron Center, MI 49315A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank2365 84th St Sw, Byron Center, MI 49315A+5.0 ★Texas Ratio: 3.66%, United Bank of MichiganUnited Bank of Michigan8301 Byron Center Ave Sw, Byron Center, MI 49315A+5.0 ★Texas Ratio: 0.48%, Lake Michigan Credit UnionLake Michigan Credit Union675 68th St SW, Byron Center, MI 49315, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, and DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Byron Center, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Byron Center are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Byron Center, Michigan
Market share is the lender's share of all home loans closed in Byron Center, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Byron Center 2384 84th St Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 11 +22 HELOCs |
3.8% | 70.6% | $347,727 | View |
|
2 offices in Byron Center 2365 84th St Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 9 +25 HELOCs |
3.1% | 81.8% | $371,666 | View |
|
1 office in Byron Center 8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 4 | 1.4% | 100% | $280,000 | View |
Lake Michigan Credit Union
675 68th St SW, Byron Center, MI 49315 |
Conventional, FHA, VA, Jumbo, HELOC | 80 +60 HELOCs |
27.8% | 96.4% | $353,000 | |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 14 +4 HELOCs |
4.9% | 87.5% | $282,142 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 6 +4 HELOCs |
2.1% | 100% | $393,333 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 4 +1 HELOCs |
1.4% | 100% | $265,000 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, Jumbo | 4 | 1.4% | 100% | $610,000 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $438,333 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $308,333 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA | 3 | 1% | 100% | $471,666 | View |
|
4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 3 | 1% | 100% | $275,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 100% | $320,000 | View |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $410,000 | View |
|
4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 2 | 0.7% | 100% | $15,000 | View |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $155,000 | View |
|
200 W Cass St, Albion, MI 49224 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 50% | $445,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
|
904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
|
915 S Euclid Ave, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
|
7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.3% | 50% | $15,000 | View |
|
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 23 | 8% | 92.3% | $304,130 | |
United Wholesale Mortgage
|
Conventional, VA | 19 | 6.6% | 100% | $372,894 | |
Northern Mortgage Services, LLC
|
Conventional, VA | 12 | 4.2% | 92.9% | $397,500 | |
Msu Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $350,000 | |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.3% | 100% | $565,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 0.3% | 100% | $585,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.3% | 100% | $395,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $535,000 | |
MMS Mortgage Services, Ltd.
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Triad Financial Services, Inc.
|
Conventional | 12 | 4.2% | 39.1% | $56,666 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 7 | 2.4% | 88.9% | $442,142 | |
Mortgage Research Center
|
VA | 4 | 1.4% | 80% | $442,500 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, Jumbo | 3 | 1% | 100% | $561,666 | View |
Canopy Mortgage, LLC
|
Conventional | 3 | 1% | 100% | $311,666 | |
Guild Mortgage Company
|
Conventional | 3 | 1% | 100% | $308,333 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 1% | 100% | $348,333 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 1% | 100% | $281,666 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 3 | 1% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $370,000 | |
T2 Financial LLC
|
Conventional | 2 | 0.7% | 100% | $255,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.7% | 100% | $515,000 | |
Union Home Mortgage Corp.
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $15,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $345,000 | View |
Navy Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $445,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 100% | $425,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.3% | 50% | $295,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,135,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Lower, LLC
|
VA | 1 | 0.3% | 100% | $375,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Byron Center Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Byron Center, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Byron Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Byron Center in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Byron Center, MI
Use these to narrow the list above. Each category shows how many Byron Center, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Byron Center, MI
Independent mortgage companies closed 39.6 percent of home loans in Byron Center, Michigan in 2025, banks 22.9 percent and credit unions 37.5 percent. Rocket Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, United Bank of Michigan led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Byron Center, MI
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Byron Center, Michigan with 11 loans, about 3.8 percent of the market. The largest lender headquartered in Michigan was United Bank of Michigan with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Byron Center, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 96.4 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Byron Center, Michigan in 2025, led by Rocket Mortgage with 3. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 20 credit unions closed home loans in Byron Center, Michigan in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Byron Center, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Byron Center, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Byron Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
