Beechwood, Michigan mortgage lenders include Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Macatawa Bank, N.A.Macatawa Bank, N.A.6299 Lake Michigan Dr, Allendale, MI 49401A+5.0 ★Texas Ratio: 0.50%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, and United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beechwood, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beechwood are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Beechwood, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 39 +24 HELOCs |
16.1% | 95.3% | $283,461 | |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 11 +16 HELOCs |
4.5% | 73.3% | $259,545 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 8 +17 HELOCs |
3.3% | 100% | $260,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 8 +3 HELOCs |
3.3% | 80% | $270,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
3.3% | 81.8% | $753,750 | View |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
3.3% | 100% | $476,250 | View |
|
6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 8 | 3.3% | 100% | $95,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 4 +25 HELOCs |
1.7% | 66.7% | $747,500 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.7% | 100% | $267,500 | View |
|
1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 60% | $285,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1.2% | 100% | $928,333 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $248,333 | View |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $275,000 | View |
|
4797 Cascade Rd Se, Grand Rapids, MI 49546 B+4.8 ★Texas Ratio: 17.71% |
Conventional | 2 | 0.8% | 100% | $260,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.8% | 100% | $80,000 | View |
|
904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 0.8% | 100% | $135,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 2 | 0.8% | 100% | $345,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 0.8% | 100% | $205,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,255,000 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $35,000 | View |
|
501 Main St, Frankfort, MI 49635 A5.0 ★Texas Ratio: 10.41% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
|
39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.4% | 50% | $15,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.4% | 50% | $105,000 | View |
|
2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326 2580 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.4% | 50% | $285,000 | View |
|
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
|
8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
|
50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
|
2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
120 Ottawa Ave Nw, Grand Rapids, MI 49503 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
|
223 S Front St, Dowagiac, MI 49047 A+5.0 ★Texas Ratio: 5.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 19 +1 HELOCs |
7.9% | 79.2% | $351,315 | |
Rocket Mortgage
|
Conventional, FHA, VA | 16 | 6.6% | 76.2% | $213,125 | |
Northern Mortgage Services, LLC
|
Conventional | 5 | 2.1% | 100% | $331,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 2 | 0.8% | 100% | $175,000 | |
Mortgage Center LC
|
Conventional | 2 | 0.8% | 100% | $265,000 | |
MMS Mortgage Services, Ltd.
|
Conventional | 2 | 0.8% | 100% | $345,000 | |
Msu Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.4% | 100% | $285,000 | |
loanDepot.com LLC
|
Conventional | 4 | 1.7% | 100% | $165,000 | |
Nationstar Mortgage
|
Conventional | 4 | 1.7% | 80% | $75,000 | |
21St Mortgage
|
Conventional | 4 | 1.7% | 44.4% | $57,500 | |
Ruoff Mortgage Company
|
Conventional, VA | 3 | 1.2% | 100% | $391,666 | |
Newrez LLC
|
Conventional, FHA | 3 | 1.2% | 75% | $141,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 1.2% | 100% | $421,666 | |
Churchill Mortgage Corporation
|
Conventional | 3 | 1.2% | 100% | $288,333 | |
Amerisave Mortgage Company
|
FHA | 2 | 0.8% | 50% | $290,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.8% | 66.7% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.8% | 100% | $170,000 | View |
Mortgage Research Center
|
VA | 2 | 0.8% | 100% | $325,000 | |
Spring Eq, LLC
|
Conventional | 2 | 0.8% | 100% | $35,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 66.7% | $305,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.4% | 50% | $235,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.4% | 100% | $345,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.4% | 41.7% | $65,000 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,425,000 | |
|
A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.4% | 100% | $945,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.4% | 100% | $415,000 | View |
Bayshore Mortgage Funding
|
Conventional, Jumbo | 1 | 0.4% | 100% | $1,205,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.4% | 100% | $285,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Wright Patt Credit Union Inc
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
Baxter Credit Union
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $385,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.4% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $215,000 | View |
Leaderone Financial Corp.
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Beechwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beechwood in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Beechwood, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 39.3 percent of home loans in Beechwood, Michigan in 2025, banks 33.1 percent and credit unions 27.7 percent. United Wholesale Mortgage was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 39 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Lake Michigan Credit Union was the largest mortgage lender in Beechwood, Michigan with 39 loans, about 16.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Beechwood, Michigan in 2025, led by United Wholesale Mortgage with 6. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 19 credit unions closed home loans in Beechwood, Michigan in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beechwood, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beechwood, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beechwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.