Mortgage Lenders and Brokers in Williamstown, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Williamstown, Massachusetts mortgage lenders include Adams Community BankAdams Community Bank273 Main St, Williamstown, MA 01267A+5.0 ★Texas Ratio: 3.06%, MountainOne BankMountainOne Bank795 Main St, Williamstown, MA 01267A+5.0 ★Texas Ratio: 5.85%, TD BankTD Bank57 Spring St, Williamstown, MA 01267A+5.0 ★Texas Ratio: 3.71%, Greylock Federal Credit UnionGreylock Federal Credit Union455 Main St, Williamstown, MA 01267A5.0 ★Texas Ratio: 7.93%, Pittsfield Cooperative BankPittsfield Cooperative Bank431 Main St, Dalton, MA 01226A+5.0 ★Texas Ratio: 2.25%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Lee BankLee Bank279 Main St, Great Barrington, MA 01230A+5.0 ★Texas Ratio: 4.42%, Nbt Bank NANbt Bank NA210 Main St, Great Barrington, MA 01230A+5.0 ★Texas Ratio: 3.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, and Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Williamstown, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Williamstown are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Williamstown, Massachusetts
Market share is the lender's share of all home loans closed in Williamstown, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Williamstown 273 Main St, Williamstown, MA 01267 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 17 | 16.7% | 85% | $225,588 | View |
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1 office in Williamstown 795 Main St, Williamstown, MA 01267 A+5.0 ★Texas Ratio: 5.85% |
Conventional | 15 | 14.7% | 100% | $144,333 | View |
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1 office in Williamstown 57 Spring St, Williamstown, MA 01267 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $485,000 | View |
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455 Main St, Williamstown, MA 01267 A5.0 ★Texas Ratio: 7.93% |
Conventional, HELOC | 29 +14 HELOCs |
28.4% | 100% | $210,862 | View |
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431 Main St, Dalton, MA 01226 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 4 | 3.9% | 100% | $277,500 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 3 | 2.9% | 100% | $661,666 | View |
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279 Main St, Great Barrington, MA 01230 A+5.0 ★Texas Ratio: 4.42% |
Conventional, Jumbo | 3 | 2.9% | 100% | $825,000 | View |
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210 Main St, Great Barrington, MA 01230 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 2 +2 HELOCs |
2% | 100% | $235,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 2% | 100% | $785,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $255,000 | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 1% | 100% | $405,000 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 1 | 1% | 100% | $95,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional | 1 | 1% | 100% | $165,000 | |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 1% | 100% | $1,385,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 7 | 6.9% | 87.5% | $283,571 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 2 +1 HELOCs |
2% | 100% | $495,000 | |
Guild Mortgage Company
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Conventional | 2 | 2% | 50% | $170,000 | |
Newrez LLC
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Conventional | 1 | 1% | 100% | $515,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1% | 100% | $325,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1% | 100% | $245,000 | |
Homestead Funding Corp.
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Conventional | 1 | 1% | 100% | $255,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 1% | 100% | $265,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1% | 100% | $75,000 | |
New American Funding, LLC.
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Conventional | 1 | 1% | 100% | $285,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1% | 100% | $535,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1% | 100% | $835,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Williamstown Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Williamstown, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Williamstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Williamstown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Williamstown, MA
Use these to narrow the list above. Each category shows how many Williamstown, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Williamstown, MA
Independent mortgage companies closed 18.6 percent of home loans in Williamstown, Massachusetts in 2025, banks 50 percent and credit unions 31.4 percent. Rocket Mortgage was the largest mortgage company, Adams Community Bank the largest bank and Greylock Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Adams Community Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Williamstown, MA
By home loans closed in 2025, Adams Community Bank was the largest mortgage lender in Williamstown, Massachusetts with 17 loans, about 16.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Williamstown, Massachusetts in 2025, led by Total Mortgage Services, LLC with 1. 1 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Williamstown, Massachusetts in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Williamstown, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Williamstown, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Williamstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
