Mortgage Lenders and Brokers in Vineyard Haven, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vineyard Haven, Massachusetts mortgage lenders include Marthas Vineyard BankMarthas Vineyard Bank11 State Rd, Vineyard Haven, MA 02568A+5.0 ★Texas Ratio: 0.66%, Rockland Trust BankRockland Trust Bank257 Edgartown Rd, Vineyard Haven, MA 02568A+5.0 ★Texas Ratio: 2.64%, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank412 State Rd, Vineyard Haven, MA 02568A+5.0 ★Texas Ratio: 3.37%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Bny Mellon, N.A.Bny Mellon, N.A.One Boston Place, Boston, MA 02108A+5.0 ★Texas Ratio: 0.37%, Beacon Bank & TrustBeacon Bank & Trust820 Suffield Strret, Agawam, MA 01001A+5.0 ★Texas Ratio: 5.36%, and Wells Fargo Bank NAWells Fargo Bank NA125 High St, Boston, MA 02110A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vineyard Haven, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vineyard Haven are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vineyard Haven, Massachusetts
Market share is the lender's share of all home loans closed in Vineyard Haven, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Vineyard Haven 11 State Rd, Vineyard Haven, MA 02568 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 8 | 16.7% | 100% | $548,750 | View |
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1 office in Vineyard Haven 257 Edgartown Rd, Vineyard Haven, MA 02568 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 4 +6 HELOCs |
8.3% | 66.7% | $582,500 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional, Jumbo | 4 | 8.3% | 100% | $922,500 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
6.2% | 100% | $971,666 | View |
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412 State Rd, Vineyard Haven, MA 02568 A+5.0 ★Texas Ratio: 3.37% |
Conventional, HELOC | 2 +9 HELOCs |
4.2% | 66.7% | $485,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
2.1% | 50% | $1,515,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.1% | 100% | $705,000 | View |
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One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 2.1% | 100% | $1,005,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.1% | 100% | $805,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.1% | 100% | $415,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 2.1% | 100% | $1,005,000 | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EMM Loans LLC
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Conventional | 3 | 6.2% | 100% | $695,000 | |
Rocket Mortgage
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Conventional, Jumbo | 3 | 6.2% | 100% | $538,333 | |
American Financial Resources LLC
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Conventional | 2 | 4.2% | 100% | $785,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 4.2% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 2.1% | 100% | $1,505,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 2.1% | 100% | $415,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 2.1% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2.1% | 100% | $805,000 | |
Oaktree Funding Corp
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Conventional | 1 | 2.1% | 100% | $745,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 2.1% | 50% | $1,015,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 2.1% | 100% | $995,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 2.1% | 50% | $855,000 | |
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A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 2.1% | 100% | $805,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 2.1% | 100% | $575,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 2.1% | 100% | $3,505,000 | View |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vineyard Haven Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vineyard Haven, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Vineyard Haven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vineyard Haven in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vineyard Haven, MA
Use these to narrow the list above. Each category shows how many Vineyard Haven, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Vineyard Haven, MA
Independent mortgage companies closed 37.5 percent of home loans in Vineyard Haven, Massachusetts in 2025, banks 62.5 percent and credit unions 0 percent. EMM Loans LLC was the largest mortgage company, Marthas Vineyard Bank the largest bank and Quorum Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Marthas Vineyard Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vineyard Haven, MA
By home loans closed in 2025, Marthas Vineyard Bank was the largest mortgage lender in Vineyard Haven, Massachusetts with 8 loans, about 16.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Vineyard Haven, Massachusetts in 2025, led by Allied Mortgage Group, Inc with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 2 credit unions closed home loans in Vineyard Haven, Massachusetts in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vineyard Haven, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vineyard Haven, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vineyard Haven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
