Mortgage Lenders and Brokers in South Yarmouth, Massachusetts
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
South Yarmouth, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank428 Station Ave, South Yarmouth, MA 02664A+5.0 ★Texas Ratio: 2.64%, Bank of America NABank of America NA1326 Main Street, South Yarmouth, MA 02664A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1116 Route 28, South Yarmouth, MA 02664A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank1095 Route 28, South Yarmouth, MA 02664A+5.0 ★Texas Ratio: 3.71%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank514 Station Ave, South Yarmouth, MA 02664A+5.0 ★Texas Ratio: 3.37%, Cape & Coast BankCape & Coast Bank1591 Main Street, East Dennis, MA 02641A5.0 ★Texas Ratio: 8.54%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, First Citizens' Federal Credit UnionFirst Citizens' Federal Credit Union396 Onset Ave, East Wareham, MA 02538A+5.0 ★Texas Ratio: 2.13%, and Seamen'S BankSeamen'S Bank4355 State Highway, North Eastham, MA 02651A+5.0 ★Texas Ratio: 4.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Yarmouth, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Yarmouth are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Yarmouth, Massachusetts
Market share is the lender's share of all home loans closed in South Yarmouth, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in South Yarmouth 428 Station Ave, South Yarmouth, MA 02664 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 4 +10 HELOCs |
2.3% | 80% | $310,000 | View |
|
1 office in South Yarmouth 1326 Main Street, South Yarmouth, MA 02664 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
2.3% | 100% | $2,572,500 | View |
|
1 office in South Yarmouth 1116 Route 28, South Yarmouth, MA 02664 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +33 HELOCs |
1.7% | 100% | $208,333 | View |
|
1 office in South Yarmouth 1095 Route 28, South Yarmouth, MA 02664 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.7% | 42.9% | $735,000 | View |
|
514 Station Ave, South Yarmouth, MA 02664 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA, HELOC | 32 +29 HELOCs |
18.2% | 80% | $441,250 | View |
|
1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional, Jumbo | 9 | 5.1% | 100% | $660,555 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 5 | 2.8% | 100% | $511,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.7% | 100% | $645,000 | View |
|
396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 2 | 1.1% | 66.7% | $435,000 | View |
|
4355 State Highway, North Eastham, MA 02651 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 2 | 1.1% | 100% | $515,000 | View |
|
67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 2 | 1.1% | 100% | $365,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 2 | 1.1% | 100% | $480,000 | View |
|
7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,655,000 | View |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
|
100 Broadway Rd, Dracut, MA 01826 A+5.0 ★Texas Ratio: 2.37% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
|
99 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
|
656 Crescent St, Brockton, MA 02302 A5.0 ★Texas Ratio: 10.31% |
Conventional | 1 | 0.6% | 100% | $595,000 | View |
|
108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,055,000 | View |
|
112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
|
300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
|
414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.6% | 100% | $665,000 | View |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
|
Conventional, FHA | 3 | 1.7% | 100% | $318,333 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.1% | 100% | $410,000 | View |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $475,000 | |
Members Mortgage Company Inc
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Salem Five Mortgage Company LLC
|
Conventional | 1 | 0.6% | 100% | $615,000 | |
United Wholesale Mortgage
|
Conventional, FHA, USDA | 10 | 5.7% | 100% | $449,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 9 | 5.1% | 90% | $529,444 | |
Rocket Mortgage
|
Conventional, FHA | 6 | 3.4% | 100% | $270,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
2.8% | 100% | $361,000 | View |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.7% | 75% | $288,333 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1.7% | 100% | $468,333 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 3 | 1.7% | 100% | $578,333 | |
Nationstar Mortgage
|
Conventional | 3 | 1.7% | 75% | $215,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 3 | 1.7% | 100% | $338,333 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 1.7% | 42.9% | $401,666 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $470,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 1.1% | 100% | $1,090,000 | View |
First Community Mortgage, Inc.
|
Conventional, FHA | 2 | 1.1% | 100% | $490,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 1.1% | 100% | $520,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 1.1% | 66.7% | $360,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.1% | 66.7% | $165,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.1% | 66.7% | $150,000 | |
Guild Mortgage Company
|
Conventional | 2 | 1.1% | 100% | $305,000 | |
American Financial Network, Inc.
|
Conventional, VA | 2 | 1.1% | 100% | $305,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 1.1% | 100% | $570,000 | |
Navy Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $485,000 | |
Semper Home Loans, Inc
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
Fourleaf Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $515,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.6% | 100% | $805,000 | |
Amerant Mortgage LLC
|
FHA | 1 | 0.6% | 100% | $515,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.6% | 100% | $705,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.6% | 100% | $495,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $515,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.6% | 100% | $495,000 | |
Harborone Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $465,000 | |
Mortgage Research Center
|
VA | 1 | 0.6% | 100% | $485,000 | |
Keystone Funding, Inc
|
FHA | 1 | 0.6% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.6% | 100% | $155,000 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.6% | 100% | $705,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.6% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.6% | 100% | $545,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navigant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
South Yarmouth Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Yarmouth, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in South Yarmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Yarmouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Yarmouth, MA
Use these to narrow the list above. Each category shows how many South Yarmouth, MA lenders fit and what that kind of lender is usually best for.
Who Lends in South Yarmouth, MA
Independent mortgage companies closed 44.9 percent of home loans in South Yarmouth, Massachusetts in 2025, banks 51.1 percent and credit unions 4 percent. Radius Financial Group Inc was the largest mortgage company, Rockland Trust Bank the largest bank and First Citizens' Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Yarmouth, MA
By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in South Yarmouth, Massachusetts with 4 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in South Yarmouth, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 3. 3 lenders closed VA loans, led by American Financial Network, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 11 credit unions closed home loans in South Yarmouth, Massachusetts in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Yarmouth, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Yarmouth, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Yarmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
