Mortgage Lenders and Brokers in Sandwich, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sandwich, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank333 Cotuit Rd, Sandwich, MA 02563A+5.0 ★Texas Ratio: 2.64%, TD BankTD Bank119 Route 6a, Sandwich, MA 02563A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA10 Merchants Rd, Sandwich, MA 02563A+5.0 ★Texas Ratio: 5.44%, Eastern BankEastern Bank65c Route 6a, Sandwich, MA 02563A+5.0 ★Texas Ratio: 2.61%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank85 Route 6a, Sandwich, MA 02563A+5.0 ★Texas Ratio: 3.37%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Hanscom Federal Credit UnionHanscom Federal Credit Union325 Great Rd, Bedford, MA 01730A+5.0 ★Texas Ratio: 3.62%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, and Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sandwich, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandwich are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sandwich, Massachusetts
Market share is the lender's share of all home loans closed in Sandwich, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sandwich 333 Cotuit Rd, Sandwich, MA 02563 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +4 HELOCs |
1.6% | 50% | $105,000 | View |
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1 office in Sandwich 119 Route 6a, Sandwich, MA 02563 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.6% | 100% | $1,685,000 | View |
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1 office in Sandwich 10 Merchants Rd, Sandwich, MA 02563 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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1 office in Sandwich 65c Route 6a, Sandwich, MA 02563 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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85 Route 6a, Sandwich, MA 02563 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 12 +15 HELOCs |
18.8% | 100% | $500,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 5 +1 HELOCs |
7.8% | 100% | $597,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
1.6% | 50% | $125,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $65,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $505,000 | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
VA | 1 | 1.6% | 100% | $545,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,205,000 | View |
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411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40% |
Conventional | 1 | 1.6% | 100% | $745,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 1.6% | 100% | $465,000 | View |
Boston Firefighters CU
60 Hallet St, Dorchester, MA 02124 5408 |
Conventional | 1 | 1.6% | 100% | $475,000 | |
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275 Washington St, North Easton, MA 02356 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 1.6% | 100% | $405,000 | View |
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4355 State Highway, North Eastham, MA 02651 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 1.6% | 100% | $715,000 | View |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.6% | 100% | $285,000 | View |
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175 State St, Belchertown, MA 01007 9033 A5.0 ★Texas Ratio: 9.39% |
Conventional, Jumbo | 1 | 1.6% | 100% | $995,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 1.6% | 100% | $715,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 1.6% | 100% | $505,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 6.2% | 80% | $390,000 | |
Rocket Mortgage
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Conventional | 3 | 4.7% | 100% | $405,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 3.1% | 66.7% | $585,000 | |
Newrez LLC
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Conventional | 2 | 3.1% | 66.7% | $230,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 3.1% | 100% | $360,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 3.1% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.6% | 100% | $175,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.6% | 100% | $75,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.6% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,035,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.6% | 50% | $425,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.6% | 100% | $265,000 | |
Guild Mortgage Company
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FHA | 1 | 1.6% | 100% | $855,000 | |
Nfm, Inc
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Conventional | 1 | 1.6% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 1.50% |
Conventional | 1 | 1.6% | 100% | $195,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.6% | 100% | $585,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 1.6% | 100% | $1,045,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.6% | 50% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional, Jumbo | 1 | 1.6% | 100% | $1,005,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 1.6% | 100% | $685,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.6% | 100% | $325,000 | |
Navy Federal Credit Union
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VA | 1 | 1.6% | 100% | $615,000 | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sandwich Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sandwich, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Sandwich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandwich in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sandwich, MA
Use these to narrow the list above. Each category shows how many Sandwich, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Sandwich, MA
Independent mortgage companies closed 39.1 percent of home loans in Sandwich, Massachusetts in 2025, banks 51.6 percent and credit unions 9.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Rockland Trust Bank the largest bank and Hanscom Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sandwich, MA
By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in Sandwich, Massachusetts with 1 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Sandwich, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 1. 3 lenders closed VA loans, led by Baycoast Mortgage Company, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 6 credit unions closed home loans in Sandwich, Massachusetts in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sandwich, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandwich, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandwich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
