Mortgage Lenders and Brokers in Rockport, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rockport, Massachusetts mortgage lenders include Cape Ann Savings BankCape Ann Savings Bank247 Main St, Rockport, MA 01966A+5.0 ★Texas Ratio: 2.00%, Institution For SavingsInstitution For Savings37 King St, Rockport, MA 01966A+5.0 ★Texas Ratio: 0.22%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Winter Hill BankWinter Hill Bank271 Main St, North Reading, MA 01864A+5.0 ★Texas Ratio: 0.00%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Middlesex Savings BankMiddlesex Savings Bank279 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 1.23%, Beacon Bank & TrustBeacon Bank & Trust820 Suffield Strret, Agawam, MA 01001A+5.0 ★Texas Ratio: 5.36%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, Winchester Co-Operative BankWinchester Co-Operative Bank19 Church St, Winchester, MA 01890A+5.0 ★Texas Ratio: 2.71%, and Bank of CantonBank of Canton850 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 4.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rockport, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockport are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rockport, Massachusetts
Market share is the lender's share of all home loans closed in Rockport, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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247 Main St, Rockport, MA 01966 A+5.0 ★Texas Ratio: 2.00% |
Conventional, Jumbo | 14 | 17.3% | 100% | $515,000 | View |
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37 King St, Rockport, MA 01966 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 5 | 6.2% | 83.3% | $309,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +13 HELOCs |
3.7% | 75% | $808,333 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 2.5% | 100% | $540,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.2% | 100% | $1,025,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $175,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.2% | 100% | $1,035,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.2% | 50% | $1,755,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 1.2% | 100% | $405,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $705,000 | View |
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1 Andrew St, Lynn, MA 01901 1101 |
Conventional | 1 | 1.2% | 50% | $525,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 1.2% | 100% | $235,000 | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,855,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,505,000 | View |
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15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61% |
Conventional | 1 | 1.2% | 100% | $385,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 1.2% | 100% | $395,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
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18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional | 1 | 1.2% | 100% | $835,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,025,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 1.2% | 100% | $655,000 | View |
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1094 Main St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 1.2% | 100% | $825,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional | 3 | 3.7% | 75% | $495,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.2% | 100% | $695,000 | View |
Drew Mortgage Associates, Inc
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FHA | 1 | 1.2% | 100% | $445,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 8 | 9.9% | 100% | $536,250 | |
Rocket Mortgage
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Conventional | 6 | 7.4% | 75% | $256,666 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.5% | 100% | $520,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.5% | 66.7% | $485,000 | |
United Wholesale Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $345,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $625,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.2% | 100% | $835,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,365,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.2% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.2% | 100% | $555,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 1.2% | 100% | $555,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 50% | $275,000 | |
Evolve Bank & Trust
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Conventional | 1 | 1.2% | 100% | $295,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.2% | 100% | $655,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.2% | 50% | $205,000 | View |
State Departmenet Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $485,000 | |
Webster Bank, N.A.
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Conventional | 1 | 1.2% | 100% | $885,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Rockport Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rockport, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Rockport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rockport, MA
Use these to narrow the list above. Each category shows how many Rockport, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Rockport, MA
Independent mortgage companies closed 34.6 percent of home loans in Rockport, Massachusetts in 2025, banks 59.3 percent and credit unions 6.2 percent. Northpoint Mortgage, Inc. was the largest mortgage company, Cape Ann Savings Bank the largest bank and Community Credit Union of Lynn the largest credit union. Among lenders headquartered in Massachusetts, Cape Ann Savings Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rockport, MA
By home loans closed in 2025, Cape Ann Savings Bank was the largest mortgage lender in Rockport, Massachusetts with 14 loans, about 17.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Rockport, Massachusetts in 2025, led by Drew Mortgage Associates, Inc with 1. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 6 credit unions closed home loans in Rockport, Massachusetts in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rockport, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockport, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
