Mortgage Lenders and Brokers in Pittsfield, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pittsfield, Massachusetts mortgage lenders include Greylock Federal Credit UnionGreylock Federal Credit Union725 North St, Pittsfield, MA 01201A5.0 ★Texas Ratio: 7.93%, Adams Community BankAdams Community Bank660 Merrill Rd, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 3.06%, Pittsfield Cooperative BankPittsfield Cooperative Bank110 Dalton Ave, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 2.25%, Lee BankLee Bank180 South St, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 4.42%, MountainOne BankMountainOne Bank111 Silver Lake Blvd, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 5.85%, TD BankTD Bank99 West St, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 3.71%, Nbt Bank NANbt Bank NA609 Merrill Rd, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 3.43%, Beacon Bank & TrustBeacon Bank & Trust66 West St, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA600 Merrill Rd, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 5.44%, and Trustco BankTrustco Bank5 Cheshire Rd, Pittsfield, MA 01201A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pittsfield, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pittsfield are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pittsfield, Massachusetts
Market share is the lender's share of all home loans closed in Pittsfield, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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725 North St, Pittsfield, MA 01201 A5.0 ★Texas Ratio: 7.93% |
Conventional, HELOC | 212 +132 HELOCs |
31% | 87.6% | $173,962 | View |
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1 office in Pittsfield 660 Merrill Rd, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 3.06% |
Conventional, VA | 70 | 10.2% | 84.9% | $233,428 | View |
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1 office in Pittsfield 110 Dalton Ave, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 2.25% |
Conventional, Jumbo | 48 | 7% | 84.5% | $208,541 | View |
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1 office in Pittsfield 180 South St, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 4.42% |
Conventional, Jumbo | 26 | 3.8% | 84.8% | $228,461 | View |
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1 office in Pittsfield 111 Silver Lake Blvd, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 5.85% |
Conventional | 6 | 0.9% | 100% | $210,000 | View |
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1 office in Pittsfield 99 West St, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +3 HELOCs |
0.7% | 71.4% | $89,000 | View |
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2 offices in Pittsfield 609 Merrill Rd, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 100% | $255,000 | View |
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4 offices in Pittsfield 66 West St, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $410,000 | View |
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1 office in Pittsfield 600 Merrill Rd, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +12 HELOCs |
0.1% | 50% | $285,000 | View |
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★ 1.8 stars, 5 reviews 1 office in Pittsfield 5 Cheshire Rd, Pittsfield, MA 01201 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $295,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 3 | 0.4% | 100% | $85,000 | |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 66.7% | $425,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.3% | 100% | $205,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.3% | 100% | $350,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 66.7% | $150,000 | View |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 0.3% | 100% | $220,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.3% | 66.7% | $245,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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1500 Main Street, Springfield, MA 01115 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Fed Mortgage Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $145,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 121 | 17.7% | 98.5% | $214,008 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 5.1% | 80.4% | $215,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 2% | 87.5% | $325,714 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.3% | 75% | $193,888 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.2% | 69.2% | $227,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1% | 87.5% | $173,571 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 0.9% | 50% | $180,000 | |
Mortgage Research Center
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VA | 6 | 0.9% | 43.8% | $268,333 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.7% | 62.5% | $179,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 5 | 0.7% | 83.3% | $157,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 4 +14 HELOCs |
0.6% | 100% | $182,500 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.6% | 66.7% | $245,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.6% | 57.1% | $272,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.4% | 80% | $301,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $308,333 | |
Homestead Funding Corp.
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Conventional, FHA | 3 | 0.4% | 100% | $201,666 | |
EMM Loans LLC
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Conventional | 2 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.3% | 100% | $285,000 | View |
Premier Mortgage Resources, LLC
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Conventional, VA | 2 | 0.3% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, VA | 2 | 0.3% | 100% | $345,000 | View |
Discover Bank
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Conventional | 2 | 0.3% | 28.6% | $85,000 | |
Total Mortgage Services, LLC
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Conventional | 2 | 0.3% | 100% | $235,000 | |
First World Mortgage Corporaton
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Conventional, FHA | 2 | 0.3% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 100% | $240,000 | View |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.3% | 100% | $295,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $300,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.3% | 50% | $210,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.3% | 100% | $205,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Goodleap, LLC
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 50% | $165,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.1% | 5.6% | $235,000 | |
Plus Relocation Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
Northwest Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Premium Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Intelliloan, Inc.
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FHA | 1 | 0.1% | 50% | $145,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.1% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $215,000 | |
Province Mortgage Associates, Inc.
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FHA | 1 | 0.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,125,000 | View |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Navigant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Greenwood Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pittsfield Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pittsfield, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Pittsfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pittsfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pittsfield, MA
Use these to narrow the list above. Each category shows how many Pittsfield, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Pittsfield, MA
Independent mortgage companies closed 38.7 percent of home loans in Pittsfield, Massachusetts in 2025, banks 28.2 percent and credit unions 33 percent. New Fed Mortgage Corp. was the largest mortgage company, Adams Community Bank the largest bank and Greylock Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Greylock Federal Credit Union led with 212 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pittsfield, MA
By home loans closed in 2025, Greylock Federal Credit Union was the largest mortgage lender in Pittsfield, Massachusetts with 212 loans, about 31 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pittsfield, Massachusetts, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.5 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Pittsfield, Massachusetts in 2025, led by Guild Mortgage Company with 48. 14 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 13 credit unions closed home loans in Pittsfield, Massachusetts in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pittsfield, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pittsfield, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pittsfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
