Mortgage Lenders and Brokers in Lawrence, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lawrence, Massachusetts mortgage lenders include Brightbridge Credit UnionBrightbridge Credit Union500 Merrimack St, Lawrence, MA 01843, TD BankTD Bank440 Essex St, Lawrence, MA 01840A+5.0 ★Texas Ratio: 3.71%, Eastern BankEastern Bank486 Essex St, Lawrence, MA 01840A+5.0 ★Texas Ratio: 2.61%, Reading Cooperative BankReading Cooperative Bank215 Canal St, Lawrence, MA 01840A4.5 ★Texas Ratio: 0.72%, Citizens Bank, NACitizens Bank, NA160 Winthrop Ave, Lawrence, MA 01843A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank290 Merrimack St, Lawrence, MA 01843A+5.0 ★Texas Ratio: 2.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA295 Essex St, Lawrence, MA 01840A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA67 Winthrop Ave, Lawrence, MA 01843A+5.0 ★Texas Ratio: 4.14%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, and M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lawrence, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lawrence are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lawrence, Massachusetts
Market share is the lender's share of all home loans closed in Lawrence, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 Merrimack St, Lawrence, MA 01843 |
Conventional, HELOC | 20 +17 HELOCs |
3.9% | 85.2% | $197,500 | View |
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2 offices in Lawrence 440 Essex St, Lawrence, MA 01840 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 6 +11 HELOCs |
1.2% | 41.2% | $150,000 | View |
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1 office in Lawrence 486 Essex St, Lawrence, MA 01840 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 4 +29 HELOCs |
0.8% | 100% | $192,500 | View |
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1 office in Lawrence 215 Canal St, Lawrence, MA 01840 A4.5 ★Texas Ratio: 0.72% |
Conventional, Jumbo | 3 | 0.6% | 83.3% | $1,165,000 | View |
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1 office in Lawrence 160 Winthrop Ave, Lawrence, MA 01843 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +41 HELOCs |
0.4% | 100% | $800,000 | View |
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1 office in Lawrence 290 Merrimack St, Lawrence, MA 01843 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 50% | $300,000 | View |
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1 office in Lawrence 295 Essex St, Lawrence, MA 01840 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 66.7% | $325,000 | View |
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1 office in Lawrence 67 Winthrop Ave, Lawrence, MA 01843 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 33.3% | $405,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 19 +12 HELOCs |
3.7% | 55.9% | $122,894 | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 18 +12 HELOCs |
3.5% | 72% | $485,555 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA | 8 | 1.5% | 88.9% | $663,750 | View |
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14 AMESBURY ST, LAWRENCE, MA 01840 A+5.0 ★Texas Ratio: 5.84% |
Conventional | 8 | 1.5% | 80% | $123,750 | View |
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215 S Broadway, Lawrence, MA 01843 1400 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 5 +6 HELOCs |
1% | 83.3% | $161,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 4 +5 HELOCs |
0.8% | 57.1% | $152,500 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 4 | 0.8% | 80% | $607,500 | View |
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284 Merrimack St, Methuen, MA 01844 A+5.0 ★Texas Ratio: 1.95% |
Conventional | 3 | 0.6% | 100% | $405,000 | View |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 2 | 0.4% | 100% | $405,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, FHA | 2 | 0.4% | 100% | $585,000 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 2 | 0.4% | 66.7% | $550,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 2 | 0.4% | 100% | $340,000 | View |
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1094 Main St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 1.02% |
Conventional, Jumbo | 2 | 0.4% | 100% | $570,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $445,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.2% | 100% | $205,000 | |
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243 Broadway, Methuen, MA 01844 A5.0 ★Texas Ratio: 8.44% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 25% | $275,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Equity Partners LLC
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Conventional, FHA | 36 | 6.9% | 97.6% | $450,000 | |
New Fed Mortgage Corp.
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Conventional, FHA | 14 | 2.7% | 93.3% | $475,714 | |
Salem Five Mortgage Company LLC
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Conventional | 4 | 0.8% | 100% | $222,500 | |
Radius Financial Group Inc
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 65 | 12.5% | 89.2% | $503,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 51 | 9.8% | 100% | $522,647 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 5.6% | 72.1% | $276,724 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 23 +1 HELOCs |
4.4% | 78.1% | $512,826 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 20 | 3.9% | 95.5% | $542,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 20 | 3.9% | 95.2% | $442,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 15 | 2.9% | 94.4% | $316,333 | |
Primelending
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Conventional, FHA | 12 | 2.3% | 80% | $510,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 9 | 1.7% | 91.7% | $461,666 | View |
Newrez LLC
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Conventional, FHA | 8 | 1.5% | 33.3% | $410,000 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 1.4% | 77.8% | $599,285 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.4% | 87.5% | $280,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.2% | 69.2% | $438,333 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1% | 100% | $461,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 80% | $277,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $535,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.6% | 100% | $645,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 28.6% | $90,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.4% | 28.6% | $420,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $420,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $375,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.4% | 100% | $425,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.4% | 100% | $365,000 | |
Shoreham Bank
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Conventional | 2 | 0.4% | 100% | $170,000 | |
Mission Loans, LLC
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Conventional | 2 | 0.4% | 100% | $325,000 | |
Lower, LLC
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FHA | 2 | 0.4% | 100% | $425,000 | |
Webster Bank, N.A.
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Conventional | 2 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 50% | $175,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $65,000 | |
Valon Mortgage
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $725,000 | |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $485,000 | |
Triangle Credit Union
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Conventional | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 50% | $505,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 33.3% | $705,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.2% | 100% | $485,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 100% | $385,000 | View |
Reliance First Capital, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $575,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navigant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lawrence Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lawrence, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Lawrence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lawrence in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lawrence, MA
Use these to narrow the list above. Each category shows how many Lawrence, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Lawrence, MA
Independent mortgage companies closed 69.3 percent of home loans in Lawrence, Massachusetts in 2025, banks 18.9 percent and credit unions 11.8 percent. Mortgage Equity Partners LLC was the largest mortgage company, TD Bank the largest bank and Brightbridge Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Brightbridge Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lawrence, MA
By home loans closed in 2025, Brightbridge Credit Union was the largest mortgage lender in Lawrence, Massachusetts with 20 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lawrence, Massachusetts, American Neighborhood Mortgage Acceptance Company approved the highest share of completed applications in 2025 at 100 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Lawrence, Massachusetts in 2025, led by Guaranteed Rate, Inc. with 37. 7 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 18 credit unions closed home loans in Lawrence, Massachusetts in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lawrence, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lawrence, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lawrence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
