Mortgage Lenders and Brokers in Falmouth, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Falmouth, Massachusetts mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13 Davis Straits, Falmouth, MA 02540A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA50 Davis Straits, Falmouth, MA 02540A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA871 Main St, Falmouth, MA 02540A+5.0 ★Texas Ratio: 4.14%, Marthas Vineyard BankMarthas Vineyard Bank84 Main St, Falmouth, MA 02540A+5.0 ★Texas Ratio: 0.66%, Eastern BankEastern Bank815 Main St, Falmouth, MA 02540A+5.0 ★Texas Ratio: 2.61%, TD BankTD Bank249 Worcester Ct, Falmouth, MA 02540A+5.0 ★Texas Ratio: 3.71%, Rockland Trust BankRockland Trust Bank20 Davis Straits, Falmouth, MA 02540A+5.0 ★Texas Ratio: 2.64%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank668 Main St, Falmouth, MA 02540A+5.0 ★Texas Ratio: 3.37%, and Winchester Co-Operative BankWinchester Co-Operative Bank19 Church St, Winchester, MA 01890A+5.0 ★Texas Ratio: 2.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Falmouth, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Falmouth are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Falmouth, Massachusetts
Market share is the lender's share of all home loans closed in Falmouth, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Falmouth 13 Davis Straits, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
5.4% | 66.7% | $930,000 | View |
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1 office in Falmouth 50 Davis Straits, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
2.7% | 100% | $155,000 | View |
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1 office in Falmouth 871 Main St, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 2.7% | 100% | $555,000 | View |
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2 offices in Falmouth 84 Main St, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 2.7% | 100% | $325,000 | View |
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1 office in Falmouth 815 Main St, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1 office in Falmouth 249 Worcester Ct, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Falmouth 20 Davis Straits, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, VA, Jumbo, HELOC | 8 +1 HELOCs |
21.6% | 100% | $573,750 | View |
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668 Main St, Falmouth, MA 02540 A+5.0 ★Texas Ratio: 3.37% |
Conventional, HELOC | 5 +8 HELOCs |
13.5% | 100% | $483,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 2.7% | 100% | $635,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 2.7% | 100% | $1,755,000 | View |
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125 Summer St, Boston, MA 02110 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 2.7% | 100% | $1,525,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 2.7% | 100% | $675,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Radius Financial Group Inc
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Conventional | 2 | 5.4% | 100% | $405,000 | |
Enterprise Bank and Trust Company
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Conventional, Jumbo | 1 | 2.7% | 100% | $1,095,000 | |
Rocket Mortgage
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Conventional, VA | 2 | 5.4% | 100% | $640,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 5.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 2.7% | 100% | $945,000 | View |
Equity Resources Inc
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Conventional | 1 | 2.7% | 100% | $395,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.7% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 2.7% | 100% | $345,000 | View |
Nationstar Mortgage
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Conventional | 1 | 2.7% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 2.7% | 100% | $505,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.7% | 100% | $165,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.7% | 100% | $25,000 | |
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Falmouth Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Falmouth, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Falmouth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Falmouth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Falmouth, MA
Use these to narrow the list above. Each category shows how many Falmouth, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Falmouth, MA
Independent mortgage companies closed 35.1 percent of home loans in Falmouth, Massachusetts in 2025, banks 64.9 percent and credit unions 0 percent. Radius Financial Group Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Hanscom Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Marthas Vineyard Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Falmouth, MA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Falmouth, Massachusetts with 2 loans, about 5.4 percent of the market. The largest lender headquartered in Massachusetts was Marthas Vineyard Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Falmouth, Massachusetts in 2025, led by Cmg Mortgage Inc with 1. 3 lenders closed VA loans, led by Leader Bank NA. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in Falmouth, Massachusetts in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Falmouth, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Falmouth, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Falmouth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
