Mortgage Lenders and Brokers in Athol, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Athol, Massachusetts mortgage lenders include Athol Credit UnionAthol Credit Union513 Main St, Athol, MA 01331 1825, TD BankTD Bank2156 Main St, Athol, MA 01331A+5.0 ★Texas Ratio: 3.71%, Athol Savings BankAthol Savings BankAthol, MA, BankesbBankesb770 Main St, Agawam, MA 01001, Workers Federal Credit UnionWorkers Federal Credit Union107 Tower Rd, Athol, MA 01331 9823A+5.0 ★Texas Ratio: 5.99%, Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%, Gfa Federal Credit UnionGfa Federal Credit Union35 Main St, Ashburnham, MA 01430 1290A+5.0 ★Texas Ratio: 5.25%, All One Credit UnionAll One Credit Union159 Mechanic St, Clinton, MA 01510A+5.0 ★Texas Ratio: 2.11%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, and Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Athol, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Athol are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Athol, Massachusetts
Market share is the lender's share of all home loans closed in Athol, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Athol Credit Union
513 Main St, Athol, MA 01331 1825 |
Conventional | 12 | 4.3% | 100% | $240,833 | |
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1 office in Athol 2156 Main St, Athol, MA 01331 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +3 HELOCs |
1.4% | 66.7% | $102,500 | View |
Athol Savings Bank
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Conventional | 6 | 2.1% | 54.5% | $140,000 | |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 7 +7 HELOCs |
2.5% | 77.8% | $145,000 | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 5 +7 HELOCs |
1.8% | 55.6% | $151,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, FHA | 4 | 1.4% | 100% | $255,000 | View |
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35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 4 | 1.4% | 80% | $265,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 3 | 1.1% | 60% | $48,333 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.7% | 100% | $300,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.7% | 100% | $305,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.4% | 50% | $65,000 | View |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.7% | 100% | $185,000 | |
Salem Five Mortgage Company LLC
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Conventional, FHA | 2 | 0.7% | 100% | $315,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.4% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 26 | 9.2% | 100% | $205,769 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 25 | 8.9% | 96.2% | $228,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 7.1% | 84% | $238,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 6.4% | 81.8% | $333,888 | |
Guild Mortgage Company
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Conventional, FHA | 13 | 4.6% | 92.9% | $201,923 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 10 | 3.5% | 92.9% | $256,000 | View |
Mortgage Research Center
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VA | 9 | 3.2% | 75% | $367,222 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 8 | 2.8% | 100% | $350,000 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 8 | 2.8% | 66.7% | $270,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
2.5% | 87.5% | $296,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2.1% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 2.1% | 54.5% | $141,666 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.4% | 80% | $157,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.4% | 62.5% | $245,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.4% | 80% | $227,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 1.4% | 66.7% | $192,500 | |
Calcon Mutual Mortgage LLC
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FHA | 3 | 1.1% | 75% | $345,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 1.1% | 100% | $301,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 1.1% | 100% | $335,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.1% | 75% | $238,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 3 | 1.1% | 100% | $231,666 | View |
Village Capital & Investment
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VA | 3 | 1.1% | 60% | $335,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.7% | 100% | $420,000 | |
Semper Home Loans, Inc
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Conventional, FHA | 2 | 0.7% | 100% | $255,000 | |
Primelending
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Conventional, FHA | 2 | 0.7% | 100% | $230,000 | |
Evolve Bank & Trust
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Conventional, FHA | 2 | 0.7% | 100% | $170,000 | |
Northern Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Passumpsic Bank
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USDA | 1 | 0.4% | 100% | $265,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.4% | 100% | $345,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.4% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.4% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Bay Equity LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $295,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $315,000 | |
Nationstar Mortgage
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FHA | 1 | 0.4% | 25% | $255,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Keystone Funding, Inc
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VA | 1 | 0.4% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.4% | 50% | $365,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
VA | 1 | 0.4% | 100% | $445,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $55,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Athol Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Athol, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Athol? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Athol in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Athol, MA
Use these to narrow the list above. Each category shows how many Athol, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Athol, MA
Independent mortgage companies closed 73.4 percent of home loans in Athol, Massachusetts in 2025, banks 16.3 percent and credit unions 10.3 percent. Mortgage Equity Partners LLC was the largest mortgage company, TD Bank the largest bank and Athol Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Athol Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Athol, MA
By home loans closed in 2025, Athol Credit Union was the largest mortgage lender in Athol, Massachusetts with 12 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Athol, Massachusetts in 2025, led by Total Mortgage Services, LLC with 7. 15 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 9 credit unions closed home loans in Athol, Massachusetts in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Athol, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Athol, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Athol. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
