Mortgage Lenders and Brokers in Agawam Town, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Agawam Town, Massachusetts mortgage lenders include Westfield BankWestfield Bank655 Main St, Agawam, MA 01001A+5.0 ★Texas Ratio: 2.93%, Polish National Credit UnionPolish National Credit Union46 Main St, Chicopee, MA 01020A+5.0 ★Texas Ratio: 1.02%, Holyoke Credit UnionHolyoke Credit Union14 N Westfield St, Feeding Hills, MA 01030 1606A5.0 ★Texas Ratio: 10.26%, PeoplesBankPeoplesBank56 Amity St, Amherst, MA 01002A+5.0 ★Texas Ratio: 5.27%, BankesbBankesb770 Main St, Agawam, MA 01001, Arrha Credit UnionArrha Credit Union145 Industry Ave, Springfield, MA 01104 3222, Freedom Credit UnionFreedom Credit Union1976 MEMORIAL DR, CHICOPEE, MA 01020A5.0 ★Texas Ratio: 8.45%, Florence BankFlorence Bank385 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 2.70%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, and TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Agawam Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Agawam Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Agawam Town, Massachusetts
Market share is the lender's share of all home loans closed in Agawam Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 61 +32 HELOCs |
13.1% | 93.9% | $236,475 | View |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 18 | 3.9% | 94.7% | $266,666 | View |
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14 N Westfield St, Feeding Hills, MA 01030 1606 A5.0 ★Texas Ratio: 10.26% |
Conventional | 13 | 2.8% | 86.7% | $181,923 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 10 +6 HELOCs |
2.2% | 100% | $195,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, FHA, HELOC | 9 +4 HELOCs |
1.9% | 100% | $160,555 | |
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145 Industry Ave, Springfield, MA 01104 3222 |
Conventional | 9 | 1.9% | 90% | $138,333 | View |
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1976 MEMORIAL DR, CHICOPEE, MA 01020 A5.0 ★Texas Ratio: 8.45% |
Conventional | 9 | 1.9% | 90% | $108,333 | View |
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★ 5 stars, 1 review 385 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 8 +1 HELOCs |
1.7% | 100% | $266,250 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 5 +31 HELOCs |
1.1% | 71.4% | $321,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +6 HELOCs |
1.1% | 71.4% | $59,000 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 5 | 1.1% | 100% | $281,000 | View |
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157 Shaker Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 5 | 1.1% | 100% | $199,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +29 HELOCs |
0.9% | 80% | $202,500 | View |
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6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.9% | 62.5% | $205,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
0.6% | 100% | $301,666 | View |
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175 State St, Belchertown, MA 01007 9033 A5.0 ★Texas Ratio: 9.39% |
Conventional | 3 | 0.6% | 100% | $141,666 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 100% | $260,000 | View |
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1295 State St, Springfield, MA 01111 A+5.0 ★Texas Ratio: 2.63% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $100,000 | View |
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108 N Pleasant St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 2 | 0.4% | 100% | $415,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $365,000 | View |
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599 East St, Ludlow, MA 01056 A5.0 ★Texas Ratio: 7.60% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
North Brookfield Savings Bank
4 Daniel Shays Hwy, Belchertown, MA 01007 |
Conventional | 1 | 0.2% | 100% | $425,000 | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional, FHA | 14 | 3% | 100% | $337,857 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 5 | 1.1% | 100% | $243,000 | View |
New Fed Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $325,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 6.7% | 86.5% | $191,774 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 20 +2 HELOCs |
4.3% | 83.3% | $292,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 19 | 4.1% | 95.8% | $283,947 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 18 | 3.9% | 81.8% | $277,222 | |
loanDepot.com LLC
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Conventional, FHA | 13 | 2.8% | 81.2% | $160,384 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
2.2% | 100% | $318,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.9% | 75% | $156,111 | |
Mortgage Research Center
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FHA, VA | 8 | 1.7% | 88.9% | $338,750 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, HELOC | 7 +1 HELOCs |
1.5% | 88.9% | $497,857 | View |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.5% | 87.5% | $319,285 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 7 | 1.5% | 100% | $307,857 | |
Movement Mortgage, LLC
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Conventional | 6 | 1.3% | 75% | $315,000 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 6 | 1.3% | 100% | $288,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $243,000 | |
Freedom Mortgage Corporation
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VA | 5 | 1.1% | 85.7% | $399,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $313,000 | |
Homestead Funding Corp.
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Conventional, FHA, VA | 5 | 1.1% | 100% | $261,000 | |
360 Federal Credit Union
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Conventional | 5 | 1.1% | 83.3% | $41,000 | |
Guild Mortgage Company
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Conventional | 4 | 0.9% | 100% | $260,000 | |
Nationstar Mortgage
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Conventional | 4 | 0.9% | 80% | $72,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.9% | 100% | $372,500 | |
Geneva Financial LLC
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Conventional, FHA | 4 | 0.9% | 100% | $262,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.6% | 100% | $125,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.6% | 42.9% | $115,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 100% | $105,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 0.4% | 100% | $235,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.4% | 100% | $680,000 | |
United Trust Bank
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VA | 2 | 0.4% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.4% | 100% | $535,000 | View |
Harborone Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $350,000 | |
Milend, Inc
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FHA | 2 | 0.4% | 100% | $260,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $290,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.4% | 100% | $170,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.4% | 100% | $110,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.4% | 100% | $390,000 | |
American Eagle FCU
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $465,000 | |
EMM Loans LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $345,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Primelending
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VA | 1 | 0.2% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 60% | $75,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
First Home Mortgage
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FHA | 1 | 0.2% | 100% | $415,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
First World Mortgage Corporaton
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VA | 1 | 0.2% | 100% | $375,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Four Points Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 50% | $435,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Webster Bank, N.A.
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mutual of Omaha Mortgage
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HELOC | 0 +1 HELOCs |
0% | 0% |
Agawam Town Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Agawam Town, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Agawam Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Agawam Town in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Agawam Town, MA
Use these to narrow the list above. Each category shows how many Agawam Town, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Agawam Town, MA
Independent mortgage companies closed 53 percent of home loans in Agawam Town, Massachusetts in 2025, banks 31.5 percent and credit unions 15.5 percent. Radius Financial Group Inc was the largest mortgage company, Westfield Bank the largest bank and Polish National Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Westfield Bank led with 61 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Agawam Town, MA
By home loans closed in 2025, Westfield Bank was the largest mortgage lender in Agawam Town, Massachusetts with 61 loans, about 13.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Agawam Town, Massachusetts, Westfield Bank approved the highest share of completed applications in 2025 at 93.9 percent, against a 89.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Agawam Town, Massachusetts in 2025, led by Rocket Mortgage with 6. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 17 credit unions closed home loans in Agawam Town, Massachusetts in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Agawam Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Agawam Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Agawam Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
