Mortgage Lenders and Brokers in Silver Spring, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Silver Spring, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8435 Georgia Ave, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA9400 Georgia Ave, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 2.82%, United Bank VaUnited Bank Va8630 Fenton St, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 2.15%, Atlantic Union BankAtlantic Union Bank8401 Colesville Rd, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank1100 Wayne Ave, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA2101 Bel Pre Rd, Silver Spring, MD 20906A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank12200 Tech Rd, Silver Spring, MD 20904A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA8711 Georgia Ave, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank8661 Colesville Rd, Silver Spring, MD 20910A+5.0 ★Texas Ratio: 3.71%, and PNC Bank N.A.PNC Bank N.A.13781 Connecticut Ave, Silver Spring, MD 20906A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Silver Spring, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Silver Spring are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Silver Spring, Maryland
Market share is the lender's share of all home loans closed in Silver Spring, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Silver Spring 8435 Georgia Ave, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 29 +1 HELOCs |
5.4% | 96.8% | $487,413 | View |
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1 office in Silver Spring 9400 Georgia Ave, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 14 | 2.6% | 100% | $609,285 | View |
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1 office in Silver Spring 8630 Fenton St, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 11 | 2% | 91.7% | $626,818 | View |
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5 offices in Silver Spring 8401 Colesville Rd, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 9 +9 HELOCs |
1.7% | 100% | $551,666 | View |
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★ 1 stars, 1 review 8 offices in Silver Spring 1100 Wayne Ave, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 8 +16 HELOCs |
1.5% | 100% | $711,250 | View |
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6 offices in Silver Spring 2101 Bel Pre Rd, Silver Spring, MD 20906 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +22 HELOCs |
0.9% | 83.3% | $455,000 | View |
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3 offices in Silver Spring 12200 Tech Rd, Silver Spring, MD 20904 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 5 +9 HELOCs |
0.9% | 100% | $697,000 | View |
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2 offices in Silver Spring 8711 Georgia Ave, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.7% | 80% | $575,000 | View |
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1 office in Silver Spring 8661 Colesville Rd, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 3 | 0.6% | 100% | $795,000 | View |
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★ 1.7 stars, 3 reviews 3 offices in Silver Spring 13781 Connecticut Ave, Silver Spring, MD 20906 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +21 HELOCs |
0.2% | 100% | $685,000 | View |
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1 office in Silver Spring 8252 Georgia Ave, Silver Spring, MD 20910 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 50% | $635,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 7 +5 HELOCs |
1.3% | 87.5% | $642,142 | View |
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8737 Colesville Rd, Silver Spring, MD 20910 3928 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 6 +14 HELOCs |
1.1% | 85.7% | $573,333 | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 4 +8 HELOCs |
0.7% | 100% | $617,500 | |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $725,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 2 | 0.4% | 100% | $270,000 | View |
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10157 New Hampshire Ave, Silver Spring, MD 20903 A+5.0 ★Texas Ratio: 4.60% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $95,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $25,000 | View |
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7901 Norfolk Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $965,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.2% | 50% | $405,000 | |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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13711 Georgia Ave, Silver Spring, MD 20906 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 18 | 3.4% | 100% | $487,222 | View |
Direct Mortgage Loans, LLC
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Conventional | 5 | 0.9% | 100% | $453,000 | |
Nih Federal Credit Union
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Conventional | 4 | 0.7% | 100% | $222,500 | |
Nfm, Inc
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Conventional, VA | 3 | 0.6% | 100% | $548,333 | |
The Mortgage Link, Inc.
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Conventional | 2 | 0.4% | 100% | $690,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 8.2% | 84.6% | $363,636 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 32 | 6% | 100% | $494,375 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 25 +2 HELOCs |
4.7% | 82.4% | $502,200 | |
First Savings Mortgage Corporation
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Conventional, VA | 24 | 4.5% | 100% | $536,666 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 18 | 3.4% | 90% | $465,555 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +12 HELOCs |
2.2% | 70.6% | $270,833 | View |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 12 | 2.2% | 100% | $503,333 | |
Guaranteed Rate, Inc.
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Conventional | 9 | 1.7% | 100% | $523,888 | |
Newrez LLC
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Conventional, FHA | 9 | 1.7% | 76.9% | $495,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.7% | 71.4% | $343,888 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
1.5% | 100% | $521,250 | |
Nationstar Mortgage
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Conventional, VA | 8 | 1.5% | 66.7% | $158,750 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 7 | 1.3% | 100% | $455,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 7 | 1.3% | 100% | $650,714 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 6 | 1.1% | 100% | $498,333 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 1.1% | 100% | $1,001,666 | View |
Union Home Mortgage Corp.
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Conventional | 5 | 0.9% | 100% | $419,000 | |
Mortgage Research Center
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VA | 5 | 0.9% | 83.3% | $635,000 | |
TowneBank
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Conventional | 5 | 0.9% | 100% | $621,000 | |
Cmg Mortgage Inc
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Conventional | 4 | 0.7% | 100% | $705,000 | |
Credit Union Mortgage Associat
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Conventional | 4 | 0.7% | 100% | $412,500 | |
Intercoastal Mortgage, LLC
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Conventional | 4 | 0.7% | 100% | $655,000 | |
Bay Equity LLC
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Conventional | 4 | 0.7% | 100% | $450,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 4 | 0.7% | 100% | $610,000 | View |
T2 Financial LLC
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Conventional | 4 | 0.7% | 100% | $527,500 | |
New American Funding, LLC.
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Conventional | 4 | 0.7% | 66.7% | $662,500 | |
State Departmenet Federal Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $248,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $495,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 33.3% | $71,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.6% | 100% | $341,666 | |
loanDepot.com LLC
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Conventional | 3 | 0.6% | 100% | $528,333 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $485,000 | |
Mortgage Equity Partners LLC
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Conventional | 3 | 0.6% | 75% | $461,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.6% | 50% | $451,666 | |
Better Mortgage Corporation
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Conventional | 3 | 0.6% | 75% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $305,000 | View |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 2 +6 HELOCs |
0.4% | 100% | $555,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $290,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $330,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.4% | 100% | $840,000 | View |
Originpoint, LLC
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Conventional | 2 | 0.4% | 100% | $510,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $770,000 | |
Nbkc Bank
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Conventional | 2 | 0.4% | 100% | $595,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.4% | 100% | $725,000 | |
Instamortgage, Inc
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Conventional | 2 | 0.4% | 100% | $645,000 | |
Weichert Financial Services
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Conventional | 2 | 0.4% | 100% | $550,000 | |
Congressional Federal Credit Union
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Conventional | 2 | 0.4% | 66.7% | $250,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $610,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $545,000 | |
United Nations Federal CU
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Conventional | 2 | 0.4% | 100% | $380,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $610,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
Valon Mortgage
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $235,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $105,000 | |
Equity Resources Inc
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Conventional | 1 | 0.2% | 100% | $575,000 | |
CommonWealth One Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $265,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $745,000 | |
City Lending Inc.
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FHA | 1 | 0.2% | 50% | $395,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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A-4.6 ★Texas Ratio: 9.01% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Clearview Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $895,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Capital Center LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
CityWorth Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.2% | 100% | $975,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $885,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $225,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $1,065,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $1,105,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $685,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 0.2% | 100% | $335,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 33.3% | $295,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $1,035,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +7 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Silver Spring Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Silver Spring, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Silver Spring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Silver Spring in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Silver Spring, MD
Use these to narrow the list above. Each category shows how many Silver Spring, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Silver Spring, MD
Independent mortgage companies closed 65 percent of home loans in Silver Spring, Maryland in 2025, banks 26.1 percent and credit unions 8.9 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Silver Spring, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Silver Spring, Maryland with 29 loans, about 5.4 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Silver Spring, Maryland in 2025, led by United Wholesale Mortgage with 4. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 25 credit unions closed home loans in Silver Spring, Maryland in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Silver Spring, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Silver Spring, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Silver Spring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
