Mortgage Lenders and Brokers in Salisbury, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Salisbury, Maryland mortgage lenders include Truist BankTruist Bank1401 S Salisbury Blvd, Salisbury, MD 21801A+5.0 ★Texas Ratio: 2.87%, First Shore Federal Savings and Loan AssociationFirst Shore Federal Savings and Loan Association1116 Mount Hermon Rd, Salisbury, MD 21804, Hebron Savings BankHebron Savings Bank543 Riverside Dr Ste C, Salisbury, MD 21801A+5.0 ★Texas Ratio: 0.82%, PNC Bank N.A.PNC Bank N.A.301 Civic Ave, Salisbury, MD 21804A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA300 Tilghman Rd, Salisbury, MD 21804A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank222 Phillip Morris Dr, Salisbury, MD 21804A+5.0 ★Texas Ratio: 4.11%, The Farmers Bank of WillardsThe Farmers Bank of Willards102 Milford St, Salisbury, MD 21804A5.0 ★Texas Ratio: 6.46%, State Employees Credit Union of MDState Employees Credit Union of MD1101 Mount Hermon Rd, Salisbury, MD 21804 5109A5.0 ★Texas Ratio: 6.00%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, and First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Salisbury, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salisbury are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Salisbury, Maryland
Market share is the lender's share of all home loans closed in Salisbury, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Salisbury 1401 S Salisbury Blvd, Salisbury, MD 21801 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 22 +7 HELOCs |
2.8% | 78.6% | $358,636 | View |
First Shore Federal Savings and Loan Association
1116 Mount Hermon Rd, Salisbury, MD 21804 |
Conventional | 8 | 1% | 84.6% | $156,250 | |
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4 offices in Salisbury 543 Riverside Dr Ste C, Salisbury, MD 21801 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 6 | 0.8% | 87.5% | $173,333 | View |
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★ 1.7 stars, 3 reviews 3 offices in Salisbury 301 Civic Ave, Salisbury, MD 21804 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +9 HELOCs |
0.5% | 100% | $172,500 | View |
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2 offices in Salisbury 300 Tilghman Rd, Salisbury, MD 21804 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 66.7% | $475,000 | View |
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3 offices in Salisbury 222 Phillip Morris Dr, Salisbury, MD 21804 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +33 HELOCs |
0.1% | 50% | $225,000 | View |
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102 Milford St, Salisbury, MD 21804 A5.0 ★Texas Ratio: 6.46% |
Conventional | 23 | 2.9% | 88.5% | $221,956 | View |
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1101 Mount Hermon Rd, Salisbury, MD 21804 5109 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 13 +46 HELOCs |
1.6% | 86.7% | $196,538 | |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.5% | 80% | $267,500 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 3 | 0.4% | 100% | $71,666 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 0.3% | 100% | $350,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 2 | 0.3% | 100% | $145,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 2 | 0.3% | 66.7% | $235,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $35,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 33.3% | $265,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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24 N Main St, Berlin, MD 21811 A+5.0 ★Texas Ratio: 4.46% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.1% | 50% | $415,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 25 | 3.2% | 92.6% | $256,200 | View |
Bay Capital Mortgage Corporation
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Conventional, FHA | 16 | 2% | 94.1% | $247,500 | |
Nfm, Inc
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Conventional, FHA, VA | 12 | 1.5% | 100% | $235,833 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, USDA, HELOC | 9 +1 HELOCs |
1.1% | 100% | $285,000 | |
My Mortgage, Inc
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FHA | 2 | 0.3% | 100% | $255,000 | |
Cazle Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $245,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 97 +2 HELOCs |
12.3% | 94.1% | $212,216 | |
Rocket Mortgage
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Conventional, FHA, VA | 81 | 10.2% | 85.1% | $190,802 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 74 | 9.4% | 67.9% | $247,567 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 55 | 7% | 98.4% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +1 HELOCs |
3.9% | 74.4% | $275,322 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 25 | 3.2% | 100% | $261,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 22 | 2.8% | 84.6% | $186,363 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 14 | 1.8% | 93.3% | $254,285 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.6% | 73.7% | $301,923 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +6 HELOCs |
1.5% | 85.7% | $198,333 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 11 | 1.4% | 84.6% | $285,909 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 10 | 1.3% | 90.9% | $277,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 10 | 1.3% | 44% | $205,000 | |
Success Lending, LLC
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Conventional, FHA | 9 | 1.1% | 69.2% | $230,555 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 1.1% | 64.3% | $190,555 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1% | 100% | $217,500 | |
Linkbank
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Conventional, FHA, Jumbo | 8 | 1% | 80% | $188,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 0.9% | 100% | $203,571 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 0.9% | 63.6% | $237,857 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 6 | 0.8% | 66.7% | $223,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
0.6% | 54.5% | $241,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.6% | 100% | $183,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 0.6% | 38.5% | $293,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.5% | 35.7% | $50,000 | |
Primelending
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Conventional, FHA | 4 | 0.5% | 100% | $220,000 | |
Nations Lending Corporation
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Conventional, FHA | 4 | 0.5% | 100% | $187,500 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 4 | 0.5% | 80% | $192,500 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 4 | 0.5% | 100% | $237,500 | View |
Village Capital & Investment
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VA | 4 | 0.5% | 66.7% | $365,000 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.4% | 100% | $265,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 0.4% | 100% | $275,000 | |
Keystone Funding, Inc
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FHA | 3 | 0.4% | 100% | $251,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.4% | 100% | $245,000 | View |
Members 1St FCU
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $515,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 50% | $245,000 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $215,000 | |
First Community Mortgage, Inc.
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Conventional, VA | 2 | 0.3% | 100% | $325,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA, VA | 2 | 0.3% | 100% | $220,000 | View |
Goodleap, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $100,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.3% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.3% | 100% | $105,000 | View |
New Day Financial, LLC.
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VA | 2 | 0.3% | 42.9% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $230,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
FHA, VA | 2 | 0.3% | 100% | $265,000 | View |
Churchill Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 100% | $405,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.3% | 66.7% | $320,000 | |
TowneBank
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Conventional, VA | 2 | 0.3% | 100% | $340,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 33.3% | $170,000 | |
Horizon Farm Credit, ACA
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Conventional | 2 | 0.3% | 100% | $305,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.3% | 100% | $110,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.3% | 66.7% | $250,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $405,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.1% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 50% | $125,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.1% | 30% | $235,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
United Trust Bank
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FHA | 1 | 0.1% | 50% | $205,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.1% | 50% | $255,000 | |
Shoreham Bank
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FHA | 1 | 0.1% | 100% | $25,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $195,000 | |
Evolve Bank & Trust
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.1% | 50% | $235,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $275,000 | |
Geo-Corp, Inc.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.1% | 100% | $145,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $75,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $115,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.1% | 50% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Salisbury Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Salisbury, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Salisbury? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salisbury in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Salisbury, MD
Use these to narrow the list above. Each category shows how many Salisbury, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Salisbury, MD
Independent mortgage companies closed 78.8 percent of home loans in Salisbury, Maryland in 2025, banks 16.6 percent and credit unions 4.7 percent. First Home Mortgage was the largest mortgage company, Truist Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, First Shore Federal Savings and Loan Association led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Salisbury, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Salisbury, Maryland with 22 loans, about 2.8 percent of the market. The largest lender headquartered in Maryland was First Shore Federal Savings and Loan Association with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Salisbury, Maryland, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 98.4 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
57 lenders closed FHA loans in Salisbury, Maryland in 2025, led by DHI Mortgage Company, LTD. with 43. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 11 credit unions closed home loans in Salisbury, Maryland in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Salisbury, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salisbury, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salisbury. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
