Rosedale, Maryland mortgage lenders include M&T BankM&T Bank8314 Pulaski Hwy, Rosedale, MD 21237A+5.0 ★Texas Ratio: 4.11%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Capital Bank, N.A.Capital Bank, N.A.6711 Columbia Gateway Dr, Columbia, MD 21046A-5.0 ★Texas Ratio: 15.49%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, and Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rosedale, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rosedale are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Rosedale, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Rosedale 8314 Pulaski Hwy, Rosedale, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 7 +11 HELOCs |
2.5% | 70% | $192,142 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA, VA | 8 | 2.8% | 100% | $280,000 | View |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 7 +2 HELOCs |
2.5% | 63.6% | $149,285 | View |
|
6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
FHA | 6 | 2.1% | 100% | $396,666 | View |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 4 +2 HELOCs |
1.4% | 80% | $42,500 | View |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 4 | 1.4% | 100% | $92,500 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +4 HELOCs |
1.1% | 80% | $241,666 | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1.1% | 75% | $271,666 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 3 | 1.1% | 60% | $111,666 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.1% | 75% | $115,000 | View |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $245,000 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $345,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.4% | 100% | $335,000 | |
|
★ 1.7 stars, 3 reviews 9150 Franklin Square Dr, Rosedale, MD 21237 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Direct Mortgage Loans, LLC
|
Conventional, FHA, VA | 8 | 2.8% | 100% | $283,750 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 7 | 2.5% | 100% | $302,142 | View |
Nfm, Inc
|
Conventional, FHA | 6 | 2.1% | 85.7% | $318,333 | |
Cazle Mortgage, Inc.
|
Conventional, FHA | 3 | 1.1% | 100% | $275,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $265,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
The Mortgage Link, Inc.
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 31 | 10.9% | 75% | $216,612 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
8.1% | 67.6% | $294,565 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
6% | 48.6% | $336,176 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 11 | 3.9% | 91.7% | $276,818 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 11 | 3.9% | 100% | $248,636 | View |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 2.5% | 76.9% | $303,571 | |
Newrez LLC
|
Conventional, FHA, VA | 7 | 2.5% | 58.3% | $175,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 7 | 2.5% | 72.7% | $236,428 | |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 1.8% | 50% | $119,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 4 | 1.4% | 100% | $245,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 44.4% | $208,333 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 1.1% | 100% | $221,666 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 3 | 1.1% | 100% | $231,666 | |
New Day Financial, LLC.
|
VA | 3 | 1.1% | 60% | $228,333 | |
Embrace Home Loans, Inc.
|
FHA | 3 | 1.1% | 100% | $338,333 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 1.1% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 3 | 1.1% | 100% | $321,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 1.1% | 100% | $211,666 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 0.7% | 100% | $325,000 | View |
Goodleap, LLC
|
FHA | 2 | 0.7% | 100% | $215,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 2 | 0.7% | 100% | $370,000 | |
American Financial Network, Inc.
|
Conventional, VA | 2 | 0.7% | 50% | $270,000 | |
First Colony Mortgage Corporat
|
Conventional | 2 | 0.7% | 100% | $330,000 | |
First Heritage Mortgage, LLC
|
FHA, VA | 2 | 0.7% | 100% | $395,000 | |
Planet Home Lending, LLC
|
VA | 2 | 0.7% | 100% | $325,000 | |
Mortgage Research Center
|
VA | 2 | 0.7% | 66.7% | $375,000 | |
TowneBank
|
Conventional | 2 | 0.7% | 100% | $285,000 | |
New American Funding, LLC.
|
FHA | 2 | 0.7% | 50% | $200,000 | |
Arc Home LLC
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.4% | 100% | $275,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.4% | 100% | $315,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $245,000 | |
Reliant Home Funding, Inc
|
Conventional | 1 | 0.4% | 50% | $385,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.4% | 33.3% | $335,000 | |
City Lending Inc.
|
FHA | 1 | 0.4% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.4% | 100% | $345,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
First Savings Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $345,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.4% | 100% | $325,000 | |
Bay Equity LLC
|
FHA | 1 | 0.4% | 100% | $435,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
CityWorth Mortgage LLC
|
FHA | 1 | 0.4% | 100% | $355,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Saygo Home Loans, LLC
|
FHA | 1 | 0.4% | 100% | $265,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.4% | 100% | $305,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.4% | 100% | $285,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Ussfcu
|
Conventional | 1 | 0.4% | 100% | $125,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.4% | 100% | $355,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.4% | 40% | $55,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 14.3% | $25,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Rosedale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rosedale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Rosedale, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73 percent of home loans in Rosedale, Maryland in 2025, banks 20.4 percent and credit unions 6.7 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Rosedale, Maryland with 7 loans, about 2.5 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Rosedale, Maryland in 2025, led by United Wholesale Mortgage with 12. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 8 credit unions closed home loans in Rosedale, Maryland in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rosedale, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rosedale, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rosedale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.