MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Maryland / Randallstown
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Randallstown, Maryland

Randallstown, Maryland mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA8522 Liberty Rd, Randallstown, MD 21133A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank8638 Liberty Rd, Randallstown, MD 21133A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA9060 Liberty Rd, Randallstown, MD 21133A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, and Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Randallstown, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Randallstown are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Randallstown, Maryland

Market share is the lender's share of all home loans closed in Randallstown, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Randallstown
8522 Liberty Rd, Randallstown, MD 21133
A+5.0 ★Texas Ratio: 5.36%
Conventional 10 1.8% 76.9% $283,000 View
1 office in Randallstown
8638 Liberty Rd, Randallstown, MD 21133
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, HELOC 4
+10 HELOCs
0.7% 66.7% $170,000 View
1 office in Randallstown
9060 Liberty Rd, Randallstown, MD 21133
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+7 HELOCs
0.4% 50% $305,000 View
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 15
+1 HELOCs
2.7% 89.5% $202,333 View
★ 1 stars, 1 review
405 Manning Rd E, Accokeek, MD 20607
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 10
+6 HELOCs
1.8% 100% $310,000 View
920 Bay Ridge Rd, Annapolis, MD 21403
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 8
+1 HELOCs
1.5% 80% $298,750 View
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028
A+5.0 ★Texas Ratio: 2.01%
Conventional 7 1.3% 80% $117,857 View
10025 Baltimore National Pike, Annapolis, MD 20740
A5.0 ★Texas Ratio: 6.00%
Conventional, HELOC 6
+22 HELOCs
1.1% 85.7% $268,333
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 4
+5 HELOCs
0.7% 55.6% $377,500
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
A+5.0 ★Texas Ratio: 4.35%
Conventional, HELOC 4
+1 HELOCs
0.7% 66.7% $112,500 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional, FHA, VA 4 0.7% 100% $440,000
5 Philadelphia Ct, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 1.64%
Conventional 3 0.5% 50% $175,000 View
166 Jennifer Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.51%
Conventional, FHA, HELOC 2
+1 HELOCs
0.4% 100% $260,000 View
2103 Commerce Park Dr, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.71%
Conventional 2 0.4% 100% $220,000 View
8870 McGaw Rd, Columbia, MD 21045
A+5.0 ★Texas Ratio: 2.79%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $45,000 View
735 Hanover Pike, Hampstead, MD 21074
A+5.0 ★Texas Ratio: 2.10%
Conventional 1 0.2% 100% $425,000 View
6985 Muirkirk Meadows Dr, Beltsville, MD 20705
A+5.0 ★Texas Ratio: 3.40%
Conventional 1 0.2% 100% $55,000 View
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
A+5.0 ★Texas Ratio: 2.64%
Conventional 1 0.2% 28.6% $55,000 View
6711 Columbia Gateway Dr, Columbia, MD 21046
A-5.0 ★Texas Ratio: 15.49%
Conventional 1 0.2% 100% $295,000 View
7135 Windsor Blvd, Baltimore, MD 21244
A5.0 ★Texas Ratio: 9.19%
Conventional 1 0.2% 100% $55,000 View
1677 D St, JB Andrews, MD 20762
A5.0 ★Texas Ratio: 10.28%
Conventional 1 0.2% 100% $35,000 View
200 Westgate Circle, Annapolis, MD 21401
A5.0 ★Texas Ratio: 9.61%
FHA 1 0.2% 25% $345,000 View
★ 1.7 stars, 3 reviews
1004 Beards Hill Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+7 HELOCs
0% n/a View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
7272 Wisconsin Avenue, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 3.04%
HELOC 0
+1 HELOCs
0% n/a View
8216 Philadelphia Rd, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 0.00%
Conventional, Jumbo 14 2.6% 100% $392,857 View
Direct Mortgage Loans, LLC
Conventional, FHA, VA, HELOC 8
+1 HELOCs
1.5% 100% $376,250
Nfm, Inc
Conventional, FHA 6 1.1% 100% $358,333
Fidelity Direct Mortgage, LLC
Conventional 4 0.7% 100% $382,500
A5.0 ★Texas Ratio: 7.57%
Conventional 3 0.5% 37.5% $131,666 View
Cazle Mortgage, Inc.
Conventional, FHA 2 0.4% 100% $305,000
Bayshore Mortgage Funding
FHA 2 0.4% 100% $390,000
Bay Capital Mortgage Corporation
Conventional, FHA 2 0.4% 100% $405,000
The Mortgage Link, Inc.
Conventional, FHA 2 0.4% 100% $330,000
All Credit Considered Mortgage, Inc.
Conventional 1 0.2% 100% $235,000
Universal Mortgage & Finance, Inc
FHA 1 0.2% 50% $225,000
First Eagle Federal Credit Un
Conventional 1 0.2% 100% $45,000
Rocket Mortgage
Conventional, FHA, VA 75 13.7% 76.2% $257,000
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 43
+2 HELOCs
7.8% 78.3% $390,116
Pennymac Loan Services LLC
Conventional, FHA, VA 21 3.8% 77.8% $325,476
Freedom Mortgage Corporation
FHA, VA 19 3.5% 85.2% $339,210
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 12
+7 HELOCs
2.2% 44.8% $113,333 View
Newrez LLC
Conventional, VA 11 2% 52.4% $217,727
Primary Residential Mortgage, INC.
Conventional, FHA, VA 10 1.8% 76.9% $290,000
Amerisave Mortgage Company
Conventional, FHA, HELOC 9
+1 HELOCs
1.6% 52.6% $110,555
Fairway Independent Mort Corp
Conventional, FHA 9 1.6% 100% $290,555
Nationstar Mortgage
Conventional, FHA 8 1.5% 72.7% $221,250
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 8 1.5% 100% $245,000 View
loanDepot.com LLC
Conventional, FHA, VA, HELOC 7
+5 HELOCs
1.3% 70% $330,714
Carrington Mortgage Services LLC
Conventional, FHA, VA 7 1.3% 41.7% $260,714
Cmg Mortgage Inc
Conventional, FHA, HELOC 6
+2 HELOCs
1.1% 100% $488,333
C3.9 ★Texas Ratio: 27.97%
Conventional, FHA 6 1.1% 85.7% $341,666 View
Equity Prime Mortgage LLC
FHA, VA 6 1.1% 100% $316,666
CrossCountry Mortgage, LLC
Conventional, FHA 6 1.1% 100% $321,666
Firstrust Savings Bank
Conventional 6 1.1% 63.6% $166,666
A+5.0 ★Texas Ratio: 5.05%
Conventional, FHA 6 1.1% 85.7% $373,333 View
Spring Eq, LLC
Conventional, HELOC 5
+6 HELOCs
0.9% 26.3% $71,000
Primelending
Conventional 5 0.9% 100% $265,000
Mortgage Research Center
VA 5 0.9% 45.5% $399,000
New American Funding, LLC.
Conventional, FHA 5 0.9% 71.4% $199,000
Embrace Home Loans, Inc.
Conventional, FHA, VA 4 0.7% 100% $382,500
TowneBank
Conventional, VA 4 0.7% 100% $337,500
Prosperity Home Mortgage, LLC
Conventional 4 0.7% 80% $307,500
Paramount Residential Mortgage
Conventional, FHA 4 0.7% 100% $277,500
A+5.0 ★Texas Ratio: 4.11%
Conventional 3 0.5% 100% $368,333 View
Premier Mortgage Resources, LLC
Conventional, FHA 3 0.5% 75% $438,333
American Financial Network, Inc.
FHA 3 0.5% 100% $398,333
Union Home Mortgage Corp.
Conventional, FHA 3 0.5% 100% $435,000
Churchill Mortgage Corporation
Conventional 3 0.5% 100% $395,000
Mutual of Omaha Mortgage
Conventional, FHA 3 0.5% 33.3% $371,666
The Loan Store, Inc
Conventional, FHA 3 0.5% 75% $385,000
B+4.8 ★Texas Ratio: 16.98%
VA 3 0.5% 75% $368,333 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.5% 100% $111,666 View
Goodleap, LLC
Conventional, VA, HELOC 2
+3 HELOCs
0.4% 66.7% $135,000
Equity Resources Inc
Conventional, FHA 2 0.4% 66.7% $385,000
American Financial Resources LLC
Conventional, FHA 2 0.4% 100% $300,000
Guidance Residential, LLC
Conventional 2 0.4% 100% $445,000
Movement Mortgage, LLC
Conventional, VA 2 0.4% 100% $510,000
Guild Mortgage Company
Conventional 2 0.4% 50% $145,000
City Lending Inc.
FHA 2 0.4% 100% $360,000
Success Mortgage Partners, Inc
FHA 2 0.4% 100% $360,000
Bay Equity LLC
Conventional, FHA 2 0.4% 100% $420,000
Total Mortgage Services, LLC
Conventional, FHA 2 0.4% 100% $160,000
First Heritage Mortgage, LLC
Conventional 2 0.4% 100% $355,000
Mortgage Equity Partners LLC
Conventional, FHA 2 0.4% 66.7% $315,000
Vellum Mortgage, Inc.
Conventional 2 0.4% 100% $175,000
American Pacific Mortgage Corporation
Conventional, FHA 2 0.4% 100% $560,000
Plaza Home Mortgage, Inc
Conventional, FHA 2 0.4% 66.7% $230,000
Ark-La-Tex Financial Services LLC
Conventional, VA 2 0.4% 100% $505,000
Tomo Mortgage LLC
Conventional 2 0.4% 100% $325,000
Pentagon Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $95,000
Guaranteed Rate Affinity, LLC
FHA 1 0.2% 100% $355,000
Guaranteed Rate, Inc.
Conventional 1 0.2% 50% $425,000
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo 1 0.2% 100% $945,000 View
A5.0 ★Texas Ratio: 11.06%
Conventional, Jumbo 1 0.2% 100% $945,000 View
SWBC Mortgage Corporation
Conventional 1 0.2% 66.7% $415,000
Affordable Mortgage Advisors
FHA 1 0.2% 100% $385,000
Lakeview Loan Servicing, LLC
FHA 1 0.2% 20% $235,000
Canopy Mortgage, LLC
Conventional 1 0.2% 100% $395,000
Nbkc Bank
Conventional 1 0.2% 100% $255,000
Sun East Federal Credit Union
Conventional 1 0.2% 100% $75,000
Norwich Commercial Group Inc
FHA 1 0.2% 100% $285,000
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 100% $455,000
PHH Mortgage Corporation
VA 1 0.2% 100% $255,000
Loanunited.Com, LLC
FHA 1 0.2% 100% $395,000
HomeXpress Mortgage Corp.
Conventional, Jumbo 1 0.2% 100% $845,000
A5.0 ★Texas Ratio: 8.47%
FHA 1 0.2% 100% $425,000 View
Financial Freedom Mortgage, LLC
FHA 1 0.2% 100% $245,000
Sun West Mortgage Company, Inc
FHA 1 0.2% 50% $265,000
Das Acquisition Company, LLC
Conventional 1 0.2% 100% $305,000
ClearPath Lending
VA 1 0.2% 100% $335,000
Federated Mortgage Corp
Conventional 1 0.2% 100% $135,000
First Colony Mortgage Corporat
FHA 1 0.2% 100% $325,000
Justice Federal Credit Union
Conventional 1 0.2% 100% $245,000
Ameritrust Mortgage Corporation
Conventional 1 0.2% 100% $305,000
New Day Financial, LLC.
VA 1 0.2% 20% $275,000
Land Home Financial Services,
Conventional 1 0.2% 100% $205,000
Provident Funding Associates
Conventional 1 0.2% 100% $285,000
Waterstone Mortgage Corporation
FHA 1 0.2% 100% $195,000
Sierra Pacific Mortgage Co. Inc
FHA 1 0.2% 100% $365,000
Uif Corporation
Conventional 1 0.2% 100% $415,000
Radius Financial Group Inc
Conventional 1 0.2% 100% $295,000
Nations Direct Mortgage, LLC
FHA 1 0.2% 100% $625,000
Zillow Home Loans, LLC
Conventional 1 0.2% 100% $605,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0.2% 50% $85,000 View
Northrop Grumman Federal Credit Union
Conventional 1 0.2% 100% $105,000
A+5.0 ★Texas Ratio: 2.14%
FHA 1 0.2% 100% $345,000 View
Nexera Holding LLC
Conventional 1 0.2% 100% $275,000
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.2% 100% $385,000 View
Texana Bank
VA 1 0.2% 100% $325,000
American Neighborhood Mortgage Acceptance Company
FHA 1 0.2% 100% $305,000
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+4 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Randallstown, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Randallstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Randallstown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Randallstown, MD

Use these to narrow the list above. Each category shows how many Randallstown, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Randallstown, MD

Independent mortgage companies closed 72.6 percent of home loans in Randallstown, Maryland in 2025, banks 18.4 percent and credit unions 8.9 percent. Lower, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 7 loans.

72.6%
Mortgage companies
18.4%
Banks
8.9%
Credit unions
29%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Randallstown, MD

Who is the largest mortgage lender in Randallstown, MD?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Randallstown, Maryland with 10 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Randallstown, MD have the highest approval rates?

Among lenders with meaningful volume in Randallstown, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 76.2 percent, against a 73.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Randallstown, MD mortgage lenders offer FHA, VA and USDA loans?

60 lenders closed FHA loans in Randallstown, Maryland in 2025, led by Rocket Mortgage with 26. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Randallstown, MD lender list?

Yes. 33 banks and 18 credit unions closed home loans in Randallstown, Maryland in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Randallstown, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Randallstown, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Randallstown, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Randallstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.