Queenstown, Maryland mortgage lenders include Queenstown Bank of MarylandQueenstown Bank of Maryland7101 Main St, Queenstown, MD 21658A+5.0 ★Texas Ratio: 0.78%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Lafayette Federal Credit UnionLafayette Federal Credit Union7537 Greenbelt Rd, Greenbelt, MD 20770 3403, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Harford BankHarford Bank8 W Bel Air Ave, Aberdeen, MD 21001A5.0 ★Texas Ratio: 7.13%, and APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Queenstown, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Queenstown are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Queenstown, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7101 Main St, Queenstown, MD 21658 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 3 | 3.3% | 100% | $151,666 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 6 | 6.6% | 60% | $175,000 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +3 HELOCs |
3.3% | 75% | $588,333 | View |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
Conventional | 2 | 2.2% | 100% | $415,000 | |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +6 HELOCs |
1.1% | 100% | $85,000 | |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $75,000 | |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $395,000 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $665,000 | View |
|
8 W Bel Air Ave, Aberdeen, MD 21001 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
|
8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 1.1% | 100% | $485,000 | |
|
3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
|
8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1.1% | 100% | $2,425,000 | View |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 4 | 4.4% | 100% | $720,000 | View |
Nfm, Inc
|
Conventional | 2 | 2.2% | 100% | $550,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 1.1% | 100% | $345,000 | |
Bay Capital Mortgage Corporation
|
FHA | 1 | 1.1% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 18 | 19.8% | 94.7% | $326,111 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo | 7 | 7.7% | 87.5% | $546,428 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 66.7% | $65,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 2.2% | 100% | $635,000 | View |
Newrez LLC
|
Conventional, Jumbo | 2 | 2.2% | 100% | $445,000 | |
Keystone Funding, Inc
|
Conventional | 2 | 2.2% | 100% | $320,000 | |
TowneBank
|
Conventional, FHA | 2 | 2.2% | 100% | $440,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 2.2% | 100% | $265,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 2.2% | 50% | $475,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 1.1% | 100% | $2,645,000 | View |
Guaranteed Rate, Inc.
|
VA | 1 | 1.1% | 100% | $785,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 1.1% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,505,000 | View |
Freedom Mortgage Corporation
|
FHA | 1 | 1.1% | 100% | $685,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $295,000 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,245,000 | |
Guild Mortgage Company
|
Conventional, Jumbo | 1 | 1.1% | 100% | $1,845,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.1% | 100% | $805,000 | |
Michigan Mutual, Inc
|
FHA | 1 | 1.1% | 100% | $345,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 1.1% | 100% | $405,000 | |
First Savings Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $505,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $375,000 | View |
Southern Trust Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $605,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 1.1% | 100% | $165,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $165,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 100% | $505,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.1% | 100% | $315,000 | |
Fairway Independent Mort Corp
|
VA | 1 | 1.1% | 100% | $765,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1.1% | 33.3% | $155,000 | |
Elements Financial Federal Cre
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Queenstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Queenstown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Queenstown, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.7 percent of home loans in Queenstown, Maryland in 2025, banks 28.6 percent and credit unions 7.7 percent. Lower, LLC was the largest mortgage company, Queenstown Bank of Maryland the largest bank and Lafayette Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Queenstown Bank of Maryland led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Queenstown Bank of Maryland was the largest mortgage lender in Queenstown, Maryland with 3 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Queenstown, Maryland in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 9 credit unions closed home loans in Queenstown, Maryland in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Queenstown, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Queenstown, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Queenstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.