Mortgage Lenders and Brokers in Prince Frederick, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Prince Frederick, Maryland mortgage lenders include Shore United Bank, N.A.Shore United Bank, N.A.200 Market Square Dr, Prince Frederick, MD 20678A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.155 W Dares Beach Rd, Prince Frederick, MD 20678A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA55 Stoakley Rd, Prince Frederick, MD 20678A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank597 Solomons Island Rd N, Prince Frederick, MD 20678A+5.0 ★Texas Ratio: 2.87%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.691 Prince Frederick Blvd, Prince Frederick, MD 20678A+5.0 ★Texas Ratio: 3.87%, M&T BankM&T Bank510 Solomons Island Rd N, Prince Frederick, MD 20678A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA30 Main St, Prince Frederick, MD 20678A+5.0 ★Texas Ratio: 4.14%, Educational Systems FCUEducational Systems FCU705 Prince Frederick Blvd, Prince Frederick, MD 20678A+5.0 ★Texas Ratio: 3.40%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, and Prince Georges Community FCUPrince Georges Community FCU6985 Muirkirk Meadows Dr, Beltsville, MD 20705A+5.0 ★Texas Ratio: 3.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prince Frederick, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prince Frederick are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Prince Frederick, Maryland
Market share is the lender's share of all home loans closed in Prince Frederick, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Prince Frederick 200 Market Square Dr, Prince Frederick, MD 20678 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 5 | 2.6% | 100% | $297,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Prince Frederick 155 W Dares Beach Rd, Prince Frederick, MD 20678 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +10 HELOCs |
1% | 66.7% | $500,000 | View |
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1 office in Prince Frederick 55 Stoakley Rd, Prince Frederick, MD 20678 A+5.0 ★Texas Ratio: 3.68% |
VA | 2 | 1% | 100% | $525,000 | View |
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★ 1 stars, 1 review 1 office in Prince Frederick 597 Solomons Island Rd N, Prince Frederick, MD 20678 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +4 HELOCs |
0.5% | 50% | $255,000 | View |
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1 office in Prince Frederick 691 Prince Frederick Blvd, Prince Frederick, MD 20678 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.5% | 100% | $1,275,000 | View |
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1 office in Prince Frederick 510 Solomons Island Rd N, Prince Frederick, MD 20678 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1 office in Prince Frederick 30 Main St, Prince Frederick, MD 20678 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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705 Prince Frederick Blvd, Prince Frederick, MD 20678 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 4 +4 HELOCs |
2.1% | 100% | $60,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $55,000 | View |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.5% | 50% | $355,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.5% | 100% | $225,000 | |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 10 | 5.2% | 100% | $431,000 | View |
Nfm, Inc
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Conventional, FHA, VA | 5 | 2.6% | 100% | $377,000 | |
Bay Capital Mortgage Corporation
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Conventional | 2 | 1% | 100% | $290,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 12.9% | 80.6% | $273,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
7.2% | 100% | $404,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +4 HELOCs |
5.7% | 78.6% | $331,363 | View |
Freedom Mortgage Corporation
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FHA, VA | 8 | 4.1% | 100% | $462,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 4.1% | 80% | $291,250 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 6 | 3.1% | 100% | $430,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, USDA, HELOC | 5 +1 HELOCs |
2.6% | 83.3% | $631,000 | |
Mortgage Research Center
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VA | 5 | 2.6% | 83.3% | $447,000 | |
TowneBank
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Conventional, VA | 5 | 2.6% | 100% | $561,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 4 | 2.1% | 80% | $497,500 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 4 | 2.1% | 100% | $377,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 2.1% | 80% | $555,000 | |
First Heritage Mortgage, LLC
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Conventional | 3 | 1.5% | 100% | $425,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 1.5% | 100% | $621,666 | View |
Vellum Mortgage, Inc.
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Conventional, FHA, VA | 3 | 1.5% | 100% | $461,666 | |
Primelending
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Conventional, VA | 2 | 1% | 100% | $420,000 | |
loanDepot.com LLC
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VA | 2 | 1% | 66.7% | $595,000 | |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $385,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $385,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1% | 100% | $590,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 1% | 60% | $50,000 | |
Spring Eq, LLC
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Conventional | 2 | 1% | 40% | $180,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1% | 100% | $225,000 | |
Equity Resources Inc
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Conventional | 1 | 0.5% | 100% | $585,000 | |
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C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 0.5% | 100% | $125,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $525,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 20% | $405,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $885,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $575,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
Filo Mortgage, LLC
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VA | 1 | 0.5% | 100% | $755,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $305,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.5% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $45,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $645,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.5% | 100% | $545,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $545,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Southern Trust Mortgage, LLC
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VA | 1 | 0.5% | 100% | $475,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Milend, Inc
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VA | 1 | 0.5% | 100% | $575,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $55,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Colonial Farm Credit ACA
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Conventional | 1 | 0.5% | 100% | $345,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.5% | 100% | $475,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.5% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Prince Frederick Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Prince Frederick, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Prince Frederick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prince Frederick in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Prince Frederick, MD
Use these to narrow the list above. Each category shows how many Prince Frederick, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Prince Frederick, MD
Independent mortgage companies closed 74.2 percent of home loans in Prince Frederick, Maryland in 2025, banks 16.5 percent and credit unions 9.3 percent. Lower, LLC was the largest mortgage company, Shore United Bank, N.A. the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Prince Frederick, MD
By home loans closed in 2025, Shore United Bank, N.A. was the largest mortgage lender in Prince Frederick, Maryland with 5 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Prince Frederick, Maryland in 2025, led by Rocket Mortgage with 3. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Prince Frederick, Maryland in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prince Frederick, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prince Frederick, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prince Frederick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
