Mortgage Lenders and Brokers in Potomac, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Potomac, Maryland mortgage lenders include Truist BankTruist Bank9812 Falls Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank11325 Seven Locks Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA11317 Seven Locks Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA10101 River Road, Potomac, MD 20854A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10200 River Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 3.68%, Atlantic Union BankAtlantic Union Bank9812 Falls Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA9812 Falls Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA10113 River Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.10150 River Rd, Potomac, MD 20854A+5.0 ★Texas Ratio: 4.24%, and First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Potomac, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Potomac are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Potomac, Maryland
Market share is the lender's share of all home loans closed in Potomac, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 2 offices in Potomac 9812 Falls Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 46 +37 HELOCs |
7% | 92% | $1,216,956 | View |
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2 offices in Potomac 11325 Seven Locks Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 27 +18 HELOCs |
4.1% | 100% | $867,962 | View |
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2 offices in Potomac 11317 Seven Locks Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 20 +22 HELOCs |
3.1% | 95.2% | $1,271,500 | View |
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1 office in Potomac 10101 River Road, Potomac, MD 20854 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 17 +1 HELOCs |
2.6% | 94.4% | $1,189,705 | View |
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2 offices in Potomac 10200 River Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 17 | 2.6% | 81% | $1,343,235 | View |
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1 office in Potomac 9812 Falls Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 9 +16 HELOCs |
1.4% | 90% | $806,111 | View |
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1 office in Potomac 9812 Falls Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 1.2% | 88.9% | $971,250 | View |
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1 office in Potomac 10113 River Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 7 +24 HELOCs |
1.1% | 100% | $1,289,285 | View |
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★ 1.7 stars, 3 reviews 2 offices in Potomac 10150 River Rd, Potomac, MD 20854 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 7 +13 HELOCs |
1.1% | 77.8% | $942,142 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 9 +9 HELOCs |
1.4% | 75% | $1,086,111 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 8 +15 HELOCs |
1.2% | 100% | $896,250 | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
1.2% | 100% | $928,750 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
0.9% | 100% | $1,511,666 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA, Jumbo | 4 | 0.6% | 100% | $1,047,500 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional, FHA | 3 | 0.5% | 100% | $785,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 3 | 0.5% | 100% | $751,666 | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +10 HELOCs |
0.3% | 100% | $1,085,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 100% | $430,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 100% | $1,365,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 2 | 0.3% | 100% | $495,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +15 HELOCs |
0.2% | 100% | $505,000 | |
Lafayette Federal Credit Union
7741 TUCKERMAN LN, POTOMAC, MD 20854 3266 |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 50% | $105,000 | |
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555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $165,000 | View |
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650 Hungerford Dr, Rockville, MD 20850 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $1,155,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1591 Potomac Ave, Hagerstown, MD 21742 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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10035 Baltimore National Pike, Ellicott City, MD 21042 A5.0 ★Texas Ratio: 11.01% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 16 | 2.4% | 100% | $908,125 | View |
Nih Federal Credit Union
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Conventional | 7 | 1.1% | 100% | $443,571 | |
Nfm, Inc
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Conventional | 4 | 0.6% | 100% | $640,000 | |
All Credit Considered Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,295,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Universal Mortgage & Finance, Inc
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FHA | 1 | 0.2% | 100% | $735,000 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 56 +1 HELOCs |
8.6% | 90.6% | $526,428 | |
First Savings Mortgage Corporation
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Conventional, VA, Jumbo | 27 | 4.1% | 100% | $1,002,777 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 24 +3 HELOCs |
3.7% | 92.6% | $867,500 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 23 | 3.5% | 100% | $894,130 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 17 | 2.6% | 100% | $1,083,235 | |
Bank Fund Staff Federal Credit
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Conventional, Jumbo, HELOC | 15 +18 HELOCs |
2.3% | 93.8% | $911,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
2% | 100% | $1,643,461 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +12 HELOCs |
1.7% | 92.3% | $531,363 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
1.7% | 78.6% | $650,454 | View |
Atlantic Coast Mortgage, LLC
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Conventional, Jumbo | 11 | 1.7% | 100% | $869,545 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 9 | 1.4% | 83.3% | $650,555 | |
First Heritage Mortgage, LLC
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Conventional, FHA, Jumbo | 9 | 1.4% | 100% | $959,444 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 7 | 1.1% | 100% | $1,093,571 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 7 | 1.1% | 100% | $726,428 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 7 | 1.1% | 100% | $743,571 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.9% | 100% | $948,333 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 0.8% | 100% | $403,000 | |
Originpoint, LLC
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Conventional, Jumbo | 4 | 0.6% | 100% | $1,272,500 | |
Newrez LLC
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Conventional, Jumbo | 4 | 0.6% | 44.4% | $697,500 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 4 | 0.6% | 100% | $1,065,000 | |
Idb Global Federal Credit Union
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Conventional | 4 | 0.6% | 80% | $685,000 | |
Congressional Federal Credit Union
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Conventional | 4 | 0.6% | 100% | $505,000 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 4 | 0.6% | 100% | $1,117,500 | |
United Nations Federal CU
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Conventional | 4 | 0.6% | 100% | $725,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 0.6% | 100% | $592,500 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 3 | 0.5% | 100% | $1,855,000 | View |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 3 | 0.5% | 60% | $1,461,666 | |
AAA Capital Investment, Inc
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Conventional | 3 | 0.5% | 100% | $755,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.5% | 100% | $878,333 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 3 | 0.5% | 100% | $995,000 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $505,000 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $670,000 | |
Better Mortgage Corporation
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $815,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $885,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.3% | 100% | $1,115,000 | View |
SWBC Mortgage Corporation
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,570,000 | |
Nbkc Bank
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Conventional | 2 | 0.3% | 66.7% | $655,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.3% | 100% | $590,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $550,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 0.3% | 100% | $665,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.3% | 100% | $740,000 | |
Intercoastal Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $665,000 | |
New Wave Lending Group Inc
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Conventional | 2 | 0.3% | 100% | $680,000 | |
Bay Equity LLC
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Conventional | 2 | 0.3% | 100% | $525,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 0.3% | 66.7% | $405,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 2 | 0.3% | 100% | $890,000 | View |
Mortgage Equity Partners LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,895,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.3% | 100% | $270,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $890,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 0.3% | 66.7% | $615,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,555,000 | View |
Nmsi, Inc.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,065,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,120,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 60% | $445,000 | View |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,450,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +6 HELOCs |
0.2% | 50% | $1,185,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 25% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $985,000 | View |
Arc Home LLC
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,465,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $965,000 | |
CommonWealth One Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $815,000 | |
Brighton Bank
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $975,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $1,075,000 | |
5Th Sreet Capital Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $3,755,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Oaktree Funding Corp
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,925,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,545,000 | View |
Ross Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $905,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $85,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.2% | 100% | $665,000 | |
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A-4.6 ★Texas Ratio: 9.01% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $445,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Aurora Financial, LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 66.7% | $585,000 | |
Cardinal Financial Company, Li
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VA, Jumbo | 1 | 0.2% | 100% | $1,665,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $265,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,675,000 | View |
Churchill Mortgage Corporation
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VA, Jumbo | 1 | 0.2% | 100% | $1,475,000 | |
Encompass Lending Group, L.P.
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FHA | 1 | 0.2% | 100% | $315,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.2% | 100% | $915,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,475,000 | View |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $1,205,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $1,145,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $1,205,000 | |
TowneBank
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,595,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,415,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 14.3% | $235,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Village Capital & Investment
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VA, Jumbo | 1 | 0.2% | 50% | $1,335,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ussfcu
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Members 1St FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nrl Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Potomac Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Potomac, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Potomac? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Potomac in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Potomac, MD
Use these to narrow the list above. Each category shows how many Potomac, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Potomac, MD
Independent mortgage companies closed 50.8 percent of home loans in Potomac, Maryland in 2025, banks 39 percent and credit unions 10.2 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Potomac, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Potomac, Maryland with 46 loans, about 7 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Potomac, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.6 percent, against a 90.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Potomac, Maryland in 2025, led by Rocket Mortgage with 2. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 27 credit unions closed home loans in Potomac, Maryland in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Potomac, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Potomac, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Potomac. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
