Mortgage Lenders and Brokers in Perry Hall, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Perry Hall, Maryland mortgage lenders include PNC Bank N.A.PNC Bank N.A.4201 Chapel Rd, Perry Hall, MD 21128A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, and Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Perry Hall, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Perry Hall are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Perry Hall, Maryland
Market share is the lender's share of all home loans closed in Perry Hall, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Perry Hall 4201 Chapel Rd, Perry Hall, MD 21128 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 4 +10 HELOCs |
0.9% | 100% | $450,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 14 +4 HELOCs |
3.2% | 100% | $552,857 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 10 | 2.3% | 84.6% | $184,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 7 +20 HELOCs |
1.6% | 100% | $275,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 7 +11 HELOCs |
1.6% | 87.5% | $316,428 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 7 +4 HELOCs |
1.6% | 63.6% | $113,571 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 7 | 1.6% | 100% | $370,714 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 6 +9 HELOCs |
1.4% | 66.7% | $76,666 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +7 HELOCs |
1.4% | 85.7% | $348,333 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 6 | 1.4% | 100% | $181,666 | View |
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8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 4 | 0.9% | 100% | $62,500 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 4 | 0.9% | 100% | $390,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $235,000 | View |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 100% | $275,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $150,000 | |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 2 | 0.5% | 100% | $215,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 18 | 4.1% | 94.7% | $320,000 | View |
Nfm, Inc
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Conventional, FHA | 16 | 3.7% | 94.1% | $343,750 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 16 | 3.7% | 100% | $273,750 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $358,333 | |
Bay Capital Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.7% | 100% | $311,666 | |
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A5.0 ★Texas Ratio: 7.57% |
Conventional | 3 | 0.7% | 100% | $385,000 | View |
Cazle Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $290,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $185,000 | |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 0.2% | 100% | $285,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 10.1% | 78.6% | $251,590 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 24 | 5.5% | 100% | $243,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 4.1% | 83.3% | $336,111 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.8% | 100% | $393,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 11 | 2.5% | 78.6% | $202,272 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 8 | 1.8% | 100% | $336,250 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 1.8% | 100% | $310,000 | |
TowneBank
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Conventional, FHA | 8 | 1.8% | 100% | $312,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 8 | 1.8% | 88.9% | $456,250 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1.4% | 87.5% | $268,333 | |
Total Mortgage Services, LLC
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Conventional, FHA | 6 | 1.4% | 100% | $250,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 83.3% | $369,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +4 HELOCs |
0.9% | 57.1% | $97,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 66.7% | $222,500 | View |
First Community Mortgage, Inc.
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Conventional, FHA | 4 | 0.9% | 100% | $257,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 0.9% | 66.7% | $47,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.9% | 80% | $115,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 0.9% | 100% | $342,500 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, VA | 4 | 0.9% | 100% | $390,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 0.9% | 100% | $350,000 | |
Newrez LLC
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Conventional, FHA | 3 | 0.7% | 33.3% | $388,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.7% | 100% | $251,666 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 3 | 0.7% | 100% | $241,666 | View |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 0.7% | 100% | $338,333 | |
Embrace Home Loans, Inc.
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Conventional, VA, Jumbo | 3 | 0.7% | 100% | $511,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $188,333 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 0.7% | 100% | $248,333 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $280,000 | View |
loanDepot.com LLC
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FHA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.5% | 100% | $235,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $300,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.5% | 66.7% | $410,000 | |
City Lending Inc.
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Conventional | 2 | 0.5% | 100% | $290,000 | |
Das Acquisition Company, LLC
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FHA | 2 | 0.5% | 100% | $310,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.5% | 100% | $455,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.5% | 100% | $365,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 50% | $320,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $275,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 50% | $435,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $735,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $265,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Firstrust Savings Bank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $425,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Valley West Corporation
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FHA | 1 | 0.2% | 100% | $375,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $505,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $515,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 50% | $415,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 25% | $235,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $585,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% |
Perry Hall Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Perry Hall, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Perry Hall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Perry Hall in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Perry Hall, MD
Use these to narrow the list above. Each category shows how many Perry Hall, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Perry Hall, MD
Independent mortgage companies closed 69.3 percent of home loans in Perry Hall, Maryland in 2025, banks 20.4 percent and credit unions 10.3 percent. Lower, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Perry Hall, MD
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Perry Hall, Maryland with 4 loans, about 0.9 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Perry Hall, Maryland in 2025, led by Primary Residential Mortgage, INC. with 8. 12 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Perry Hall, Maryland in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Perry Hall, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Perry Hall, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Perry Hall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
