Mortgage Lenders and Brokers in Oxon Hill, Maryland
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Oxon Hill, Maryland mortgage lenders include Truist BankTruist Bank6168 Oxon Hill Rd, Oxon Hill, MD 20745A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA6011 Oxon Hill Rd, Oxon Hill, MD 20745A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA6175 Oxon Hill Rd, Oxon Hill, MD 20745A+5.0 ★Texas Ratio: 5.36%, Industrial BankIndustrial Bank1900 John Hanson Ln, Oxon Hill, MD 20745C+4.2 ★Texas Ratio: 24.57%, Atlantic Union BankAtlantic Union Bank6089 Oxon Hill Rd, Oxon Hill, MD 20745A+5.0 ★Texas Ratio: 2.51%, M&T BankM&T Bank6262 Oxon Hill Rd, Oxon Hill, MD 20745A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.6196 Oxon Hill Rd, Oxon Hill, MD 20745A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Andrews Federal Credit UnionAndrews Federal Credit Union1677 D St, JB Andrews, MD 20762A5.0 ★Texas Ratio: 10.28%, and Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oxon Hill, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oxon Hill are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oxon Hill, Maryland
Market share is the lender's share of all home loans closed in Oxon Hill, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Oxon Hill 6168 Oxon Hill Rd, Oxon Hill, MD 20745 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +5 HELOCs |
2.3% | 75% | $293,333 | View |
|
1 office in Oxon Hill 6011 Oxon Hill Rd, Oxon Hill, MD 20745 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +3 HELOCs |
1.5% | 100% | $272,500 | View |
|
1 office in Oxon Hill 6175 Oxon Hill Rd, Oxon Hill, MD 20745 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 66.7% | $225,000 | View |
|
1 office in Oxon Hill 1900 John Hanson Ln, Oxon Hill, MD 20745 C+4.2 ★Texas Ratio: 24.57% |
FHA | 1 | 0.4% | 33.3% | $375,000 | View |
|
1 office in Oxon Hill 6089 Oxon Hill Rd, Oxon Hill, MD 20745 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1 office in Oxon Hill 6262 Oxon Hill Rd, Oxon Hill, MD 20745 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1 office in Oxon Hill 6196 Oxon Hill Rd, Oxon Hill, MD 20745 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 100% | $251,666 | View |
|
1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 3 | 1.1% | 100% | $51,666 | View |
|
8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA | 3 | 1.1% | 75% | $301,666 | View |
|
2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $315,000 | View |
|
2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.4% | 50% | $245,000 | |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
|
6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
|
Conventional, FHA, VA | 11 | 4.2% | 100% | $346,818 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 7 | 2.7% | 100% | $435,000 | View |
Millennium Financial Group Inc dba Mlend
|
VA | 1 | 0.4% | 100% | $245,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Universal Mortgage & Finance, Inc
|
FHA | 1 | 0.4% | 100% | $345,000 | |
Library of Congress Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 26 | 9.9% | 69.2% | $257,307 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 22 +4 HELOCs |
8.4% | 74.2% | $391,818 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 14 +6 HELOCs |
5.3% | 93.3% | $165,714 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 3.1% | 66.7% | $275,000 | |
T2 Financial LLC
|
Conventional, FHA | 8 | 3.1% | 88.9% | $356,250 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 2.7% | 80% | $339,285 | |
City Lending Inc.
|
Conventional, FHA | 6 | 2.3% | 66.7% | $295,000 | |
Nationstar Mortgage
|
Conventional | 6 | 2.3% | 75% | $111,666 | |
Mortgage Research Center
|
VA | 6 | 2.3% | 54.5% | $363,333 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.9% | 83.3% | $279,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1.9% | 83.3% | $353,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 1.9% | 100% | $299,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 1.9% | 100% | $311,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 5 | 1.9% | 50% | $239,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, VA | 4 | 1.5% | 100% | $360,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 1.5% | 57.1% | $155,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 1.5% | 71.4% | $327,500 | |
Goodleap, LLC
|
Conventional, VA, HELOC | 3 +2 HELOCs |
1.1% | 100% | $285,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 1.1% | 100% | $338,333 | |
Newrez LLC
|
Conventional, FHA | 3 | 1.1% | 18.8% | $145,000 | |
First Heritage Mortgage, LLC
|
Conventional, VA | 3 | 1.1% | 75% | $381,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 1.1% | 75% | $405,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 1.1% | 75% | $318,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 1.1% | 60% | $361,666 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 25% | $80,000 | |
Lakeview Loan Servicing, LLC
|
FHA, VA | 2 | 0.8% | 40% | $490,000 | |
Loanunited.Com, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $180,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.8% | 100% | $290,000 | View |
Intercoastal Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.99% |
Conventional | 2 | 0.8% | 100% | $95,000 | View |
Geneva Financial LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $165,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 0.8% | 100% | $270,000 | |
Emet Lending Group, Inc.
|
Conventional | 2 | 0.8% | 100% | $335,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.8% | 50% | $300,000 | View |
|
A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | View |
State Departmenet Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | |
Arc Home LLC
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.4% | 50% | $435,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.4% | 100% | $315,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.4% | 50% | $475,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.4% | 50% | $205,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.4% | 33.3% | $405,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Instamortgage, Inc
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 1 | 0.4% | 100% | $395,000 | |
Valon Mortgage
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.4% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.4% | 100% | $365,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.4% | 50% | $205,000 | |
Network Capital Funding Corporation
|
FHA | 1 | 0.4% | 100% | $415,000 | |
Bay Equity LLC
|
FHA | 1 | 0.4% | 50% | $335,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 100% | $125,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.4% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $725,000 | View |
Vellum Mortgage, Inc.
|
FHA | 1 | 0.4% | 100% | $455,000 | |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $285,000 | |
TowneBank
|
VA | 1 | 0.4% | 33.3% | $395,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.4% | 33.3% | $155,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.4% | 100% | $275,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.4% | 50% | $325,000 | View |
Village Capital & Investment
|
VA | 1 | 0.4% | 33.3% | $465,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.4% | 100% | $365,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Movement Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nrl Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oxon Hill Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oxon Hill, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Oxon Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oxon Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oxon Hill, MD
Use these to narrow the list above. Each category shows how many Oxon Hill, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Oxon Hill, MD
Independent mortgage companies closed 78.2 percent of home loans in Oxon Hill, Maryland in 2025, banks 13.4 percent and credit unions 8.4 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Andrews Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Andrews Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oxon Hill, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Oxon Hill, Maryland with 6 loans, about 2.3 percent of the market. The largest lender headquartered in Maryland was Andrews Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Oxon Hill, Maryland in 2025, led by Rocket Mortgage with 8. 24 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 12 credit unions closed home loans in Oxon Hill, Maryland in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oxon Hill, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oxon Hill, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oxon Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
