Mortgage Lenders and Brokers in Overlea, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Overlea, Maryland mortgage lenders include Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Johns Hopkins FCUJohns Hopkins FCU1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 2.64%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, and Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Overlea, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Overlea are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Overlea, Maryland
Market share is the lender's share of all home loans closed in Overlea, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 8 | 3.5% | 100% | $291,250 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 6 | 2.6% | 75% | $116,666 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 5 +7 HELOCs |
2.2% | 71.4% | $279,000 | |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 5 +2 HELOCs |
2.2% | 100% | $177,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA | 5 | 2.2% | 100% | $123,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 3 | 1.3% | 75% | $111,666 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.9% | 100% | $205,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.9% | 100% | $365,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $195,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 0.9% | 100% | $115,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 2 | 0.9% | 100% | $345,000 | |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 2 | 0.9% | 100% | $210,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $185,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $265,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
VA | 1 | 0.4% | 100% | $275,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 11 | 4.8% | 91.7% | $274,090 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA | 9 | 3.9% | 100% | $292,777 | |
Nfm, Inc
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Conventional, FHA | 5 | 2.2% | 100% | $325,000 | |
My Mortgage, Inc
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Conventional, FHA | 4 | 1.8% | 100% | $240,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $341,666 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
The Mortgage Link, Inc.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 8.3% | 79.2% | $223,947 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 13 | 5.7% | 100% | $185,769 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 4.8% | 73.3% | $294,090 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.6% | 77.8% | $271,666 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 5 | 2.2% | 100% | $301,000 | View |
Newrez LLC
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Conventional | 5 | 2.2% | 55.6% | $195,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 2.2% | 100% | $341,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 5 | 2.2% | 100% | $309,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.8% | 66.7% | $177,500 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.3% | 37.5% | $71,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.3% | 100% | $118,333 | |
City Lending Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $195,000 | |
Das Acquisition Company, LLC
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Conventional | 3 | 1.3% | 100% | $311,666 | |
TowneBank
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Conventional | 3 | 1.3% | 100% | $271,666 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 1.3% | 80% | $111,666 | |
Primelending
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Conventional | 2 | 0.9% | 75% | $115,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 66.7% | $305,000 | |
loanDepot.com LLC
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FHA | 2 | 0.9% | 66.7% | $150,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 2 | 0.9% | 100% | $405,000 | View |
City 1st Mortgage Services, LC
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Conventional, FHA | 2 | 0.9% | 100% | $190,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.9% | 100% | $120,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 66.7% | $260,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.9% | 100% | $215,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $265,000 | |
HomeSale Mortgage
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Conventional | 2 | 0.9% | 100% | $390,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.9% | 100% | $235,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.9% | 50% | $185,000 | |
EMM Loans LLC
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FHA | 1 | 0.4% | 100% | $335,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.4% | 100% | $75,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 50% | $355,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $165,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $255,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $335,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $295,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $295,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.4% | 100% | $315,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $335,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $405,000 | |
Nationstar Mortgage
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FHA | 1 | 0.4% | 50% | $255,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $395,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $315,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.4% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Overlea Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Overlea, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Overlea? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Overlea in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Overlea, MD
Use these to narrow the list above. Each category shows how many Overlea, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Overlea, MD
Independent mortgage companies closed 68.9 percent of home loans in Overlea, Maryland in 2025, banks 18.9 percent and credit unions 12.3 percent. Lower, LLC was the largest mortgage company, Shore United Bank, N.A. the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Overlea, MD
By home loans closed in 2025, Shore United Bank, N.A. was the largest mortgage lender in Overlea, Maryland with 8 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Overlea, Maryland in 2025, led by Shore United Bank, N.A. with 7. 13 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 11 credit unions closed home loans in Overlea, Maryland in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Overlea, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Overlea, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Overlea. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
