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Mortgage Lenders and Brokers in Olney, Maryland

Olney, Maryland mortgage lenders include M&T BankM&T Bank3221 Spartan Rd, Olney, MD 20832A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank18110 Village Mart Dr, Olney, MD 20832A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA3200 Onley Sandy Spring Road, Olney, MD 20832A+5.0 ★Texas Ratio: 4.14%, Atlantic Union BankAtlantic Union Bank17801 Georgia Ave, Olney, MD 20832A+5.0 ★Texas Ratio: 2.51%, TD BankTD Bank18108 Town Center Dr, Olney, MD 20832A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA16810 Georgia Ave, Olney, MD 20832A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.18140 Village Center Dr, Olney, MD 20832A+5.0 ★Texas Ratio: 4.24%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Olney, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Olney are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Olney, Maryland

Market share is the lender's share of all home loans closed in Olney, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Olney
3221 Spartan Rd, Olney, MD 20832
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 9
+6 HELOCs
1.8% 100% $500,555 View
★ 1 stars, 1 review
1 office in Olney
18110 Village Mart Dr, Olney, MD 20832
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, Jumbo, HELOC 8
+22 HELOCs
1.6% 100% $581,250 View
1 office in Olney
3200 Onley Sandy Spring Road, Olney, MD 20832
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 6
+18 HELOCs
1.2% 85.7% $543,333 View
1 office in Olney
17801 Georgia Ave, Olney, MD 20832
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 4
+33 HELOCs
0.8% 80% $405,000 View
1 office in Olney
18108 Town Center Dr, Olney, MD 20832
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 4
+4 HELOCs
0.8% 57.1% $632,500 View
1 office in Olney
16810 Georgia Ave, Olney, MD 20832
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 0.4% 100% $525,000 View
★ 1.7 stars, 3 reviews
1 office in Olney
18140 Village Center Dr, Olney, MD 20832
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+11 HELOCs
0.2% 100% $255,000 View
2625 Riva Rd Ste C, Annapolis, MD 21401 7375
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 7
+14 HELOCs
1.4% 81.8% $347,857 View
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 5
+7 HELOCs
1% 62.5% $253,000 View
10025 Baltimore National Pike, Annapolis, MD 20740
A5.0 ★Texas Ratio: 6.00%
Conventional, HELOC 3
+11 HELOCs
0.6% 100% $438,333
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 3
+10 HELOCs
0.6% 50% $425,000
920 Bay Ridge Rd, Annapolis, MD 21403
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.6% 100% $391,666 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional, FHA 3 0.6% 100% $375,000
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional, Jumbo, HELOC 2
+3 HELOCs
0.4% 100% $860,000 View
2530 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.87%
Conventional, Jumbo, HELOC 2
+2 HELOCs
0.4% 100% $1,040,000 View
1835 West St, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.15%
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $635,000 View
1677 D St, JB Andrews, MD 20762
A5.0 ★Texas Ratio: 10.28%
Conventional 2 0.4% 100% $385,000 View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+6 HELOCs
0.2% 50% $285,000 View
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403
Conventional, HELOC 1
+4 HELOCs
0.2% 100% $775,000
2452 Solomons Island Rd, Annapolis, MD 21401 3709
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 1
+4 HELOCs
0.2% 100% $405,000 View
555 Quince Orchard Rd, Gaithersburg, MD 20878
A+5.0 ★Texas Ratio: 4.60%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $325,000 View
8 W Bel Air Ave, Aberdeen, MD 21001
A5.0 ★Texas Ratio: 7.13%
Conventional 1 0.2% 100% $545,000 View
4520 East West Hwy, Bethesda, MD 20814
A-4.9 ★Texas Ratio: 16.48%
Conventional 1 0.2% 100% $675,000 View
1041A W PATRICK ST, FREDERICK, MD 21702 3903
A+5.0 ★Texas Ratio: 5.63%
Conventional 1 0.2% 100% $685,000 View
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
A5.0 ★Texas Ratio: 9.36%
Conventional 1 0.2% 100% $25,000 View
6711 Columbia Gateway Dr, Columbia, MD 21046
A-5.0 ★Texas Ratio: 15.49%
FHA 1 0.2% 100% $735,000 View
200 Westgate Circle, Annapolis, MD 21401
A5.0 ★Texas Ratio: 9.61%
FHA 1 0.2% 50% $685,000 View
8216 Philadelphia Rd, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $305,000 View
8001 Wisconsin Ave, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 0.2% 100% $555,000 View
8870 McGaw Rd, Columbia, MD 21045
A+5.0 ★Texas Ratio: 2.79%
HELOC 0
+2 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 0.00%
Conventional, VA 13 2.6% 100% $537,307 View
Nfm, Inc
Conventional, FHA 6 1.2% 100% $500,000
The Mortgage Link, Inc.
Conventional, FHA 4 0.8% 100% $752,500
Nih Federal Credit Union
Conventional 3 0.6% 100% $418,333
Fidelity Direct Mortgage, LLC
Conventional 3 0.6% 100% $421,666
Direct Mortgage Loans, LLC
Conventional 3 0.6% 100% $501,666
1st Financial, Inc.
Conventional 2 0.4% 100% $495,000
Millennium Financial Group Inc dba Mlend
Conventional 1 0.2% 100% $305,000
Bayshore Mortgage Funding
Conventional 1 0.2% 100% $305,000
Library of Congress Federal Credit Union
Conventional 1 0.2% 100% $405,000
Bay Capital Mortgage Corporation
Conventional 1 0.2% 100% $585,000
Rocket Mortgage
Conventional, FHA, VA, Jumbo 60 12% 79.2% $368,500
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 37
+1 HELOCs
7.4% 88.6% $586,081
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo, HELOC 19
+19 HELOCs
3.8% 83.3% $355,000 View
First Heritage Mortgage, LLC
Conventional, FHA, VA 16 3.2% 100% $573,750
Prosperity Home Mortgage, LLC
Conventional, FHA 16 3.2% 100% $508,125
TowneBank
Conventional, FHA, VA, Jumbo 15 3% 100% $613,666
Pennymac Loan Services LLC
Conventional, FHA, VA 12 2.4% 92.9% $505,000
Newrez LLC
Conventional, FHA 11 2.2% 61.1% $332,272
CrossCountry Mortgage, LLC
Conventional, HELOC 10
+1 HELOCs
2% 90.9% $572,000
Guaranteed Rate, Inc.
Conventional, FHA 10 2% 100% $634,000
First Savings Mortgage Corporation
Conventional 9 1.8% 100% $562,777
Atlantic Coast Mortgage, LLC
Conventional 8 1.6% 88.9% $435,000
Bay Equity LLC
Conventional, VA 7 1.4% 87.5% $553,571
loanDepot.com LLC
Conventional, FHA, VA, HELOC 5
+2 HELOCs
1% 83.3% $659,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 5
+1 HELOCs
1% 71.4% $465,000 View
Embrace Home Loans, Inc.
Conventional, VA 5 1% 71.4% $519,000
Vellum Mortgage, Inc.
Conventional, VA 5 1% 100% $633,000
Nationstar Mortgage
Conventional 5 1% 85.7% $211,000
Sage Home Loans Corporation
Conventional 4 0.8% 100% $362,500
Instamortgage, Inc
Conventional 4 0.8% 100% $697,500
Provident Funding Associates
Conventional 4 0.8% 100% $545,000
T2 Financial LLC
Conventional 4 0.8% 100% $600,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.8% 100% $95,000 View
Bank Fund Staff Federal Credit
Conventional, HELOC 3
+4 HELOCs
0.6% 100% $715,000
A+5.0 ★Texas Ratio: 3.99%
Conventional, HELOC 3
+1 HELOCs
0.6% 100% $261,666 View
Spring Eq, LLC
Conventional, HELOC 3
+1 HELOCs
0.6% 37.5% $71,666
A+5.0 ★Texas Ratio: 4.11%
Conventional 3 0.6% 75% $811,666 View
Guaranteed Rate Affinity, LLC
Conventional, VA 3 0.6% 100% $711,666
C3.9 ★Texas Ratio: 27.97%
Conventional 3 0.6% 100% $965,000 View
SWBC Mortgage Corporation
Conventional 3 0.6% 100% $675,000
Freedom Mortgage Corporation
Conventional, FHA, VA 3 0.6% 100% $431,666
Dart Bank
Conventional, VA 3 0.6% 100% $648,333
A+5.0 ★Texas Ratio: 5.05%
Conventional 3 0.6% 75% $438,333 View
Credit Union Mortgage Associat
Conventional 3 0.6% 75% $408,333
Mortgage Research Center
FHA, VA 3 0.6% 66.7% $611,666
Better Mortgage Corporation
Conventional 3 0.6% 75% $491,666
Horizon Farm Credit, ACA
Conventional 3 0.6% 100% $605,000
Fairway Independent Mort Corp
Conventional, VA 3 0.6% 75% $681,666
Pentagon Federal Credit Union
Conventional, HELOC 2
+8 HELOCs
0.4% 66.7% $520,000
Originpoint, LLC
Conventional 2 0.4% 100% $715,000
Kind Lending, LLC
Conventional 2 0.4% 66.7% $405,000
Loansteady LLC
Conventional 2 0.4% 100% $490,000
Guild Mortgage Company
Conventional, VA 2 0.4% 100% $545,000
AdvantageFirst Lending Inc
Conventional, FHA 2 0.4% 100% $470,000
American Financial Network, Inc.
Conventional 2 0.4% 100% $600,000
Cmg Mortgage Inc
Conventional, FHA 2 0.4% 100% $450,000
Nqm Funding, LLC
Conventional 2 0.4% 66.7% $560,000
Union Home Mortgage Corp.
Conventional 2 0.4% 100% $795,000
Churchill Mortgage Corporation
Conventional, VA 2 0.4% 100% $565,000
The Loan Store, Inc
Conventional 2 0.4% 66.7% $495,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $145,000 View
Equity Resources Inc
Conventional 1 0.2% 100% $345,000
A+5.0 ★Texas Ratio: 0.68%
Conventional 1 0.2% 100% $705,000 View
Fundloans Capital
Conventional 1 0.2% 100% $505,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.2% 100% $515,000 View
Primary Residential Mortgage, INC.
FHA 1 0.2% 33.3% $735,000
Lakeview Loan Servicing, LLC
VA 1 0.2% 66.7% $315,000
Envoy Mortgage, Ltd
Conventional 1 0.2% 100% $315,000
Watermark Capital, Inc.
Conventional 1 0.2% 100% $805,000
Nbkc Bank
Conventional 1 0.2% 100% $385,000
Acrisure Mortgage, LLC
Conventional 1 0.2% 100% $735,000
Movement Mortgage, LLC
Conventional 1 0.2% 100% $325,000
PHH Mortgage Corporation
Conventional 1 0.2% 50% $355,000
Amerisave Mortgage Company
Conventional 1 0.2% 100% $45,000
A+5.0 ★Texas Ratio: 3.21%
Conventional 1 0.2% 100% $545,000 View
First Alliance Home Mortgage, LLC
Conventional 1 0.2% 100% $375,000
East Coast Capital Corp.
Conventional 1 0.2% 100% $245,000
Strong Home Mortgage, LLC
Conventional 1 0.2% 100% $475,000
Kwik Mortgage Corporation
Conventional 1 0.2% 100% $765,000
Total Mortgage Services, LLC
Conventional 1 0.2% 100% $465,000
Weichert Financial Services
Conventional 1 0.2% 100% $475,000
Planet Home Lending, LLC
VA 1 0.2% 100% $605,000
Sierra Pacific Mortgage Co. Inc
FHA 1 0.2% 100% $665,000
Mid-Island Mortgage Corp.
FHA 1 0.2% 100% $965,000
A+5.0 ★Texas Ratio: 1.62%
Conventional 1 0.2% 100% $1,165,000 View
Mission Loans, LLC
Conventional 1 0.2% 100% $225,000
Tjc Mortgage Inc
Conventional 1 0.2% 100% $655,000
Uif Corporation
Conventional 1 0.2% 100% $515,000
Farmers and Merchants Trust Company of Chambersburg
Conventional 1 0.2% 100% $995,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.2% 100% $515,000 View
Keystone Funding, Inc
Conventional 1 0.2% 100% $605,000
Zillow Home Loans, LLC
VA 1 0.2% 100% $905,000
Mutual of Omaha Mortgage
Conventional 1 0.2% 20% $685,000
New American Funding, LLC.
Conventional 1 0.2% 33.3% $805,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.2% 66.7% $535,000 View
State Departmenet Federal Credit Union
Conventional 1 0.2% 100% $625,000
United Nations Federal CU
Conventional 1 0.2% 100% $745,000
Carrington Mortgage Services LLC
FHA 1 0.2% 25% $505,000
Tomo Mortgage LLC
Conventional 1 0.2% 100% $305,000
Cake Mortgage Corp.
Conventional 1 0.2% 100% $585,000
Village Capital & Investment
VA 1 0.2% 100% $865,000
Figure Lending LLC
HELOC 0
+5 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
Signature Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Langley Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Transportation Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Nrl Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Angel Oak Mortgage Solutions LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Olney, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Olney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Olney in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Olney, MD

Use these to narrow the list above. Each category shows how many Olney, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Olney, MD

Independent mortgage companies closed 69.7 percent of home loans in Olney, Maryland in 2025, banks 19.2 percent and credit unions 11.2 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 7 loans.

69.7%
Mortgage companies
19.2%
Banks
11.2%
Credit unions
7%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Olney, MD

Who is the largest mortgage lender in Olney, MD?

By home loans closed in 2025, M&T Bank was the largest mortgage lender in Olney, Maryland with 9 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Olney, MD have the highest approval rates?

Among lenders with meaningful volume in Olney, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 79.2 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Olney, MD mortgage lenders offer FHA, VA and USDA loans?

23 lenders closed FHA loans in Olney, Maryland in 2025, led by United Wholesale Mortgage with 7. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Olney, MD lender list?

Yes. 36 banks and 23 credit unions closed home loans in Olney, Maryland in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Olney, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Olney, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Olney, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Olney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.