Mortgage Lenders and Brokers in North Potomac, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Potomac, Maryland mortgage lenders include M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%, and TD BankTD Bank2103 Commerce Park Dr, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Potomac, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Potomac are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Potomac, Maryland
Market share is the lender's share of all home loans closed in North Potomac, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 19 +1 HELOCs |
6.3% | 100% | $958,684 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 13 +14 HELOCs |
4.3% | 100% | $706,538 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
1.7% | 100% | $1,027,000 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
1.7% | 100% | $855,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1.7% | 71.4% | $1,059,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +12 HELOCs |
1.3% | 100% | $1,380,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 4 | 1.3% | 100% | $280,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1% | 100% | $1,021,666 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +9 HELOCs |
0.7% | 100% | $1,160,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +6 HELOCs |
0.7% | 100% | $1,040,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $895,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 2 | 0.7% | 100% | $690,000 | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.3% | 100% | $1,485,000 | View |
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555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 100% | $1,505,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,695,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.3% | 100% | $1,125,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,675,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 8 | 2.7% | 100% | $485,000 | View |
Nih Federal Credit Union
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Conventional | 3 | 1% | 75% | $558,333 | |
Fidelity Direct Mortgage, LLC
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Conventional, Jumbo | 3 | 1% | 100% | $908,333 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $855,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 36 | 12% | 88.1% | $599,444 | |
United Wholesale Mortgage
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Conventional | 17 | 5.6% | 81% | $608,529 | |
Guaranteed Rate, Inc.
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Conventional | 8 | 2.7% | 100% | $647,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.7% | 88.9% | $812,500 | |
First Heritage Mortgage, LLC
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Conventional | 7 | 2.3% | 100% | $679,285 | |
Vellum Mortgage, Inc.
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Conventional, VA | 6 | 2% | 100% | $568,333 | |
Atlantic Coast Mortgage, LLC
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Conventional | 5 | 1.7% | 100% | $859,000 | |
Bay Equity LLC
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Conventional | 5 | 1.7% | 100% | $651,000 | |
Provident Funding Associates
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Conventional | 5 | 1.7% | 100% | $557,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.7% | 83.3% | $473,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 4 +5 HELOCs |
1.3% | 100% | $952,500 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 1.3% | 100% | $865,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 1.3% | 100% | $625,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 1.3% | 66.7% | $855,000 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 1.3% | 100% | $860,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.3% | 100% | $530,000 | |
Mutual of Omaha Mortgage
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Conventional | 4 | 1.3% | 100% | $502,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +8 HELOCs |
1% | 75% | $618,333 | View |
Originpoint, LLC
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Conventional | 3 | 1% | 100% | $505,000 | |
Toll Brothers Mortgage Company
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Conventional, Jumbo | 3 | 1% | 91.7% | $871,666 | |
AmWest Funding Corp
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Conventional | 3 | 1% | 100% | $598,333 | |
First Savings Mortgage Corporation
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Conventional | 3 | 1% | 100% | $461,666 | |
Mortgage Research Center
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VA | 3 | 1% | 60% | $701,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $180,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $360,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.7% | 100% | $880,000 | View |
Newrez LLC
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Conventional | 2 | 0.7% | 100% | $365,000 | |
AAA Capital Investment, Inc
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Conventional | 2 | 0.7% | 100% | $750,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,150,000 | |
Instamortgage, Inc
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Conventional | 2 | 0.7% | 100% | $765,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.7% | 100% | $860,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $390,000 | |
Weichert Financial Services
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Conventional | 2 | 0.7% | 100% | $660,000 | |
Capital Center LLC
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Conventional | 2 | 0.7% | 100% | $430,000 | |
TowneBank
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Conventional | 2 | 0.7% | 100% | $720,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 33.3% | $265,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $955,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $715,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $955,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 50% | $375,000 | |
Loansteady LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $605,000 | View |
loanDepot.com LLC
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VA | 1 | 0.3% | 50% | $835,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $995,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $1,005,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $625,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $1,075,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $505,000 | |
City Lending Inc.
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Conventional | 1 | 0.3% | 50% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $535,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Idb Global Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $975,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $765,000 | View |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.3% | 100% | $975,000 | View |
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C+4.2 ★Texas Ratio: 24.99% |
VA | 1 | 0.3% | 100% | $775,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
New Story Lending LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Geo-Corp, Inc.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $955,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,235,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 33.3% | $565,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Fourleaf Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Potomac Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Potomac, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in North Potomac? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Potomac in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Potomac, MD
Use these to narrow the list above. Each category shows how many North Potomac, MD lenders fit and what that kind of lender is usually best for.
Who Lends in North Potomac, MD
Independent mortgage companies closed 65.4 percent of home loans in North Potomac, Maryland in 2025, banks 26.9 percent and credit unions 7.6 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Potomac, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in North Potomac, Maryland with 19 loans, about 6.3 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in North Potomac, Maryland in 2025, led by First Home Mortgage with 1. 13 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 19 credit unions closed home loans in North Potomac, Maryland in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Potomac, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Potomac, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Potomac. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
