Mortgage Lenders and Brokers in North Kensington, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Kensington, Maryland mortgage lenders include Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, and Lafayette Federal Credit UnionLafayette Federal Credit Union7537 Greenbelt Rd, Greenbelt, MD 20770 3403. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Kensington, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Kensington are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Kensington, Maryland
Market share is the lender's share of all home loans closed in North Kensington, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +11 HELOCs |
3.5% | 85.7% | $473,333 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 6 | 3.5% | 85.7% | $438,333 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 5 +4 HELOCs |
2.9% | 100% | $575,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 1.8% | 100% | $298,333 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 100% | $945,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.2% | 100% | $355,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $455,000 | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $395,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $435,000 | View |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | |
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650 Hungerford Dr, Rockville, MD 20850 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.6% | 100% | $595,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.6% | 100% | $575,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, VA | 5 | 2.9% | 100% | $545,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 5 | 2.9% | 100% | $351,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 2.3% | 100% | $535,000 | View |
Direct Mortgage Loans, LLC
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Conventional | 2 | 1.2% | 100% | $410,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Library of Congress Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Rocket Mortgage
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Conventional, VA | 23 | 13.5% | 96% | $358,043 | |
First Savings Mortgage Corporation
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Conventional | 12 | 7% | 100% | $534,166 | |
United Wholesale Mortgage
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Conventional, VA | 11 | 6.4% | 100% | $535,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 5 | 2.9% | 100% | $547,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 2.9% | 100% | $473,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
2.3% | 66.7% | $317,500 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 2.3% | 100% | $637,500 | |
Nationstar Mortgage
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Conventional | 4 | 2.3% | 100% | $152,500 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 1.8% | 100% | $471,666 | |
Newrez LLC
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Conventional, VA | 3 | 1.8% | 60% | $608,333 | |
T2 Financial LLC
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Conventional | 3 | 1.8% | 100% | $411,666 | |
Equity Resources Inc
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Conventional | 2 | 1.2% | 100% | $270,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 1.2% | 100% | $710,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.2% | 100% | $60,000 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $420,000 | |
Vellum Mortgage, Inc.
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Conventional | 2 | 1.2% | 100% | $375,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 100% | $490,000 | |
TowneBank
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Conventional | 2 | 1.2% | 100% | $670,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $925,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $715,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 50% | $515,000 | |
Loansteady LLC
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Conventional | 1 | 0.6% | 100% | $725,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $655,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 50% | $455,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.6% | 100% | $485,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Idb Global Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.6% | 100% | $565,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $805,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Summit Funding.Inc
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VA | 1 | 0.6% | 100% | $675,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.6% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 25% | $85,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $735,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $445,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $675,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
North Kensington Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Kensington, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in North Kensington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Kensington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Kensington, MD
Use these to narrow the list above. Each category shows how many North Kensington, MD lenders fit and what that kind of lender is usually best for.
Who Lends in North Kensington, MD
Independent mortgage companies closed 71.3 percent of home loans in North Kensington, Maryland in 2025, banks 20.5 percent and credit unions 8.2 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Kensington, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in North Kensington, Maryland with 6 loans, about 3.5 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in North Kensington, Maryland in 2025, led by The Mortgage Link, Inc. with 1. 13 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 14 credit unions closed home loans in North Kensington, Maryland in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Kensington, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Kensington, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Kensington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
