Mortgage Lenders and Brokers in North Bethesda, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Bethesda, Maryland mortgage lenders include M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, and TD BankTD Bank2103 Commerce Park Dr, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Bethesda, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Bethesda are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Bethesda, Maryland
Market share is the lender's share of all home loans closed in North Bethesda, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo, HELOC | 26 +5 HELOCs |
3.7% | 100% | $885,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 18 +7 HELOCs |
2.6% | 100% | $1,053,888 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 17 +1 HELOCs |
2.4% | 100% | $615,588 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 1.1% | 80% | $513,750 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 7 +7 HELOCs |
1% | 100% | $1,225,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 7 | 1% | 70% | $723,571 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +17 HELOCs |
0.9% | 100% | $673,333 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
0.9% | 100% | $1,525,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 5 +14 HELOCs |
0.7% | 83.3% | $707,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 5 +10 HELOCs |
0.7% | 71.4% | $1,183,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
0.7% | 100% | $919,000 | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 5 | 0.7% | 100% | $751,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 5 | 0.7% | 100% | $337,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +3 HELOCs |
0.6% | 57.1% | $430,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +7 HELOCs |
0.4% | 100% | $588,333 | View |
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1275 National Hwy, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 3 | 0.4% | 100% | $1,638,333 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.3% | 100% | $250,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional, Jumbo | 2 | 0.3% | 100% | $885,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 2 | 0.3% | 100% | $710,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 2 | 0.3% | 100% | $540,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
0.1% | 100% | $1,245,000 | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $465,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | View |
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103 W Main St, Sharpsburg, MD 21782 A+4.9 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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2 N Market St, Frederick, MD 21701 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.1% | 100% | $595,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, Jumbo | 12 | 1.7% | 100% | $580,833 | View |
Nih Federal Credit Union
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Conventional | 5 | 0.7% | 83.3% | $307,000 | |
Nfm, Inc
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Conventional, VA | 5 | 0.7% | 83.3% | $421,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, Jumbo | 4 | 0.6% | 100% | $872,500 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $465,000 | |
Bay Capital Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $410,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $340,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 7.3% | 85% | $397,352 | |
Tri Pointe Connect, LLC
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Conventional, VA, Jumbo | 29 | 4.2% | 100% | $758,103 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 27 +1 HELOCs |
3.9% | 84.8% | $423,148 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 24 | 3.4% | 83.3% | $498,333 | |
First Savings Mortgage Corporation
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Conventional, Jumbo | 22 | 3.2% | 100% | $640,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, Jumbo | 22 | 3.2% | 100% | $499,545 | |
TowneBank
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Conventional, FHA | 22 | 3.2% | 100% | $250,454 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 16 | 2.3% | 100% | $555,000 | |
Toll Brothers Mortgage Company
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Conventional, VA, Jumbo | 16 | 2.3% | 67.6% | $943,125 | |
Bank Fund Staff Federal Credit
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Conventional, Jumbo, HELOC | 13 +14 HELOCs |
1.9% | 86.7% | $501,923 | |
First Heritage Mortgage, LLC
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Conventional, VA, Jumbo | 12 | 1.7% | 92.3% | $440,833 | |
Atlantic Coast Mortgage, LLC
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Conventional, Jumbo | 11 | 1.6% | 92.3% | $805,909 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 11 | 1.6% | 61.1% | $614,090 | |
Bay Equity LLC
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Conventional, FHA | 11 | 1.6% | 100% | $321,363 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 11 | 1.6% | 100% | $906,818 | View |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 10 | 1.4% | 100% | $681,000 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 1.1% | 100% | $415,000 | |
Vellum Mortgage, Inc.
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Conventional, Jumbo | 8 | 1.1% | 88.9% | $630,000 | |
Mortgage Research Center
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VA, Jumbo | 8 | 1.1% | 100% | $933,750 | |
United Nations Federal CU
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Conventional, Jumbo | 7 | 1% | 87.5% | $805,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo, HELOC | 6 +6 HELOCs |
0.9% | 60% | $676,666 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +4 HELOCs |
0.9% | 66.7% | $433,333 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 0.9% | 100% | $545,000 | |
Fairway Independent Mort Corp
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Conventional | 6 | 0.9% | 100% | $370,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 5 | 0.7% | 100% | $503,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 5 | 0.7% | 100% | $751,000 | View |
Movement Mortgage, LLC
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.6% | 100% | $990,000 | |
SWBC Mortgage Corporation
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Conventional, Jumbo | 4 | 0.6% | 100% | $1,272,500 | |
Sage Home Loans Corporation
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Conventional | 4 | 0.6% | 80% | $677,500 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo | 4 | 0.6% | 100% | $802,500 | |
Idb Global Federal Credit Union
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Conventional | 4 | 0.6% | 100% | $812,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.6% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.6% | 100% | $122,500 | View |
Everett Financial, Inc.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.4% | 100% | $461,666 | |
Pentagon Federal Credit Union
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.4% | 100% | $371,666 | |
Originpoint, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $601,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 3 | 0.4% | 75% | $721,666 | View |
Atlantic Bay Mortgage Group
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Conventional, VA | 3 | 0.4% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 3 | 0.4% | 75% | $511,666 | View |
Better Mortgage Corporation
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Conventional, Jumbo | 3 | 0.4% | 100% | $645,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, VA | 3 | 0.4% | 100% | $321,666 | View |
Zillow Home Loans, LLC
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Conventional, Jumbo | 3 | 0.4% | 100% | $728,333 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.4% | 100% | $685,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 3 | 0.4% | 100% | $918,333 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $580,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $695,000 | |
Primelending
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Conventional, FHA | 2 | 0.3% | 66.7% | $90,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.3% | 100% | $715,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $1,605,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 100% | $75,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.3% | 100% | $535,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $720,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.3% | 100% | $575,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.3% | 100% | $680,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $275,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.3% | 100% | $670,000 | |
Congressional Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $565,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 50% | $730,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 2 | 0.3% | 100% | $725,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.3% | 75% | $620,000 | |
State Departmenet Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $680,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,230,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.3% | 100% | $385,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.3% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 25% | $875,000 | View |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $925,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.1% | 100% | $825,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $1,095,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,295,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 33.3% | $275,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.1% | 100% | $135,000 | |
TruMark Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $805,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $255,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 50% | $805,000 | |
Loansteady LLC
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Conventional | 1 | 0.1% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Resicentral LLC
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FHA | 1 | 0.1% | 100% | $305,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.1% | 100% | $545,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 50% | $145,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $515,000 | |
Valley West Corporation
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Conventional | 1 | 0.1% | 100% | $565,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $635,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 100% | $275,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.1% | 50% | $135,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $855,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Aurora Financial, LLC
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $745,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $585,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $735,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,775,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $975,000 | View |
Founders Bank
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Conventional | 1 | 0.1% | 100% | $885,000 | |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $335,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Hingham Institution For Savings
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $695,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 50% | $325,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $805,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $875,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Members 1St FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
North Bethesda Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Bethesda, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in North Bethesda? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Bethesda in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Bethesda, MD
Use these to narrow the list above. Each category shows how many North Bethesda, MD lenders fit and what that kind of lender is usually best for.
Who Lends in North Bethesda, MD
Independent mortgage companies closed 61.6 percent of home loans in North Bethesda, Maryland in 2025, banks 30.4 percent and credit unions 8 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Bethesda, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in North Bethesda, Maryland with 26 loans, about 3.7 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Bethesda, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 85 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in North Bethesda, Maryland in 2025, led by Rocket Mortgage with 3. 21 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 22 credit unions closed home loans in North Bethesda, Maryland in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Bethesda, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Bethesda, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Bethesda. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
