Mortgage Lenders and Brokers in New Carrollton, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Carrollton, Maryland mortgage lenders include Truist BankTruist Bank7788 Riverdale Rd, New Carrollton, MD 20784A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, and Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co7815 Woodmont Ave, Bethesda, MD 20814A5.0 ★Texas Ratio: 7.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Carrollton, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Carrollton are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Carrollton, Maryland
Market share is the lender's share of all home loans closed in New Carrollton, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in New Carrollton 7788 Riverdale Rd, New Carrollton, MD 20784 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $205,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.3% | 100% | $325,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 100% | $325,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.5% | 100% | $415,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
FHA | 2 | 1.5% | 66.7% | $480,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.5% | 100% | $165,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 2 | 1.5% | 100% | $290,000 | |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 1.5% | 100% | $455,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 0.8% | 100% | $445,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.8% | 50% | $75,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Nfm, Inc
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Conventional, FHA | 6 | 4.5% | 100% | $363,333 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 66.7% | $430,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $450,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
Universal Mortgage & Finance, Inc
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Conventional | 1 | 0.8% | 100% | $95,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 9.1% | 75% | $248,333 | |
United Wholesale Mortgage
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Conventional, HELOC | 5 +2 HELOCs |
3.8% | 66.7% | $393,000 | |
Newrez LLC
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Conventional, FHA | 5 | 3.8% | 45.5% | $307,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3.8% | 71.4% | $239,000 | |
City Lending Inc.
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Conventional, FHA | 5 | 3.8% | 83.3% | $269,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
3% | 44.4% | $255,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
3% | 100% | $320,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 3% | 83.3% | $377,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 3% | 100% | $352,500 | |
Everett Financial, Inc.
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Conventional | 3 | 2.3% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 2.3% | 100% | $288,333 | View |
First Community Mortgage, Inc.
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Conventional | 2 | 1.5% | 100% | $340,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.5% | 66.7% | $205,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $265,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $275,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $280,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $390,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 50% | $90,000 | |
Mortgage Research Center
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VA | 2 | 1.5% | 66.7% | $110,000 | |
TowneBank
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Conventional, FHA | 2 | 1.5% | 100% | $355,000 | |
Nexera Holding LLC
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Conventional | 2 | 1.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $455,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.8% | 100% | $415,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.8% | 100% | $415,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 20% | $425,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.8% | 100% | $285,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.8% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.8% | 100% | $365,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $425,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $275,000 | |
T2 Financial LLC
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FHA | 1 | 0.8% | 100% | $435,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.8% | 100% | $455,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 66.7% | $65,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.8% | 100% | $405,000 | View |
Afl-Cio Ecu
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
New Carrollton Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Carrollton, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in New Carrollton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Carrollton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Carrollton, MD
Use these to narrow the list above. Each category shows how many New Carrollton, MD lenders fit and what that kind of lender is usually best for.
Who Lends in New Carrollton, MD
Independent mortgage companies closed 74.2 percent of home loans in New Carrollton, Maryland in 2025, banks 21.2 percent and credit unions 4.5 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Andrews Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Lower, LLC led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Carrollton, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in New Carrollton, Maryland with 2 loans, about 1.5 percent of the market. The largest lender headquartered in Maryland was Lower, LLC with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in New Carrollton, Maryland in 2025, led by Nfm, Inc with 4. 3 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 7 credit unions closed home loans in New Carrollton, Maryland in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Carrollton, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Carrollton, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Carrollton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
