Mortgage Lenders and Brokers in Mount Airy, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Airy, Maryland mortgage lenders include M&T BankM&T Bank1001 Twin Arch Rd Ste 2600, Mount Airy, MD 21771A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank443 E Ridgeville Blvd, Mount Airy, MD 21771A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank425 E Ridgeville Blvd, Mount Airy, MD 21771A+5.0 ★Texas Ratio: 2.51%, Acnb BankAcnb Bank1001 Twin Arch Rd, Mount Airy, MD 21771A+5.0 ★Texas Ratio: 2.55%, PNC Bank N.A.PNC Bank N.A.206 E Ridgeville Blvd, Mount Airy, MD 21771A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA1 E Ridgeville Blvd, Mount Airy, MD 21771A+5.0 ★Texas Ratio: 4.14%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.201 E Ridgeville Blvd, Mount Airy, MD 21771A+5.0 ★Texas Ratio: 3.87%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, and First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Airy, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Airy are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Airy, Maryland
Market share is the lender's share of all home loans closed in Mount Airy, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mount Airy 1001 Twin Arch Rd Ste 2600, Mount Airy, MD 21771 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 5 +14 HELOCs |
1.8% | 100% | $603,000 | View |
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★ 1 stars, 1 review 1 office in Mount Airy 443 E Ridgeville Blvd, Mount Airy, MD 21771 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +10 HELOCs |
1.8% | 100% | $405,000 | View |
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1 office in Mount Airy 425 E Ridgeville Blvd, Mount Airy, MD 21771 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +8 HELOCs |
0.7% | 100% | $320,000 | View |
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1 office in Mount Airy 1001 Twin Arch Rd, Mount Airy, MD 21771 A+5.0 ★Texas Ratio: 2.55% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $235,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Mount Airy 206 E Ridgeville Blvd, Mount Airy, MD 21771 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +19 HELOCs |
0% | n/a | View | |
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1 office in Mount Airy 1 E Ridgeville Blvd, Mount Airy, MD 21771 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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1 office in Mount Airy 201 E Ridgeville Blvd, Mount Airy, MD 21771 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 9 +8 HELOCs |
3.3% | 100% | $290,555 | |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 8 | 2.9% | 100% | $556,250 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 5 | 1.8% | 100% | $575,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1.5% | 100% | $445,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 100% | $178,333 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $665,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 2 | 0.7% | 100% | $175,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $175,000 | |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
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19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, Jumbo | 8 | 2.9% | 100% | $507,500 | View |
Direct Mortgage Loans, LLC
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Conventional, VA, Jumbo | 5 | 1.8% | 100% | $549,000 | |
Nfm, Inc
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Conventional, FHA | 4 | 1.5% | 100% | $450,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 12.4% | 97.3% | $333,529 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 14 +5 HELOCs |
5.1% | 93.3% | $207,142 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 5.1% | 100% | $438,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 12 | 4.4% | 100% | $337,500 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 9 | 3.3% | 90.9% | $606,111 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.9% | 91.7% | $407,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 6 | 2.2% | 100% | $638,333 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +3 HELOCs |
1.8% | 38.5% | $39,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 5 | 1.8% | 100% | $477,000 | View |
VanDyk Mortgage Corporation
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Conventional, FHA, USDA | 5 | 1.8% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.5% | 100% | $605,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 1.5% | 100% | $480,000 | |
First Heritage Mortgage, LLC
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Conventional | 4 | 1.5% | 66.7% | $525,000 | |
TowneBank
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Conventional, FHA, USDA | 4 | 1.5% | 100% | $527,500 | |
SWBC Mortgage Corporation
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Conventional | 3 | 1.1% | 100% | $528,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $361,666 | |
Mortgage Research Center
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VA, Jumbo | 3 | 1.1% | 75% | $671,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $488,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 1.1% | 100% | $385,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $310,000 | |
Equity Resources Inc
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Conventional | 2 | 0.7% | 100% | $300,000 | |
Hartford Funding, Ltd.
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Conventional | 2 | 0.7% | 100% | $420,000 | |
Das Acquisition Company, LLC
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Conventional, VA | 2 | 0.7% | 100% | $525,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.7% | 100% | $440,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $600,000 | |
Bay Equity LLC
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Conventional | 2 | 0.7% | 100% | $550,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.7% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $320,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.7% | 100% | $590,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.7% | 100% | $495,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.7% | 100% | $330,000 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $25,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $405,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $775,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $425,000 | |
TruMark Financial Credit Union
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 100% | $335,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 40% | $105,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.4% | 100% | $525,000 | |
First Savings Mortgage Corporation
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USDA | 1 | 0.4% | 100% | $395,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.4% | 100% | $385,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $375,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Radius Financial Group Inc
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VA | 1 | 0.4% | 100% | $545,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $465,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $195,000 | |
Geneva Financial LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,275,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Members 1St FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Airy Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Airy, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Mount Airy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Airy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Airy, MD
Use these to narrow the list above. Each category shows how many Mount Airy, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Airy, MD
Independent mortgage companies closed 67.3 percent of home loans in Mount Airy, Maryland in 2025, banks 18.9 percent and credit unions 13.8 percent. First Home Mortgage was the largest mortgage company, M&T Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Airy, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Mount Airy, Maryland with 5 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Mount Airy, Maryland in 2025, led by United Wholesale Mortgage with 4. 17 lenders closed VA loans, led by Direct Mortgage Loans, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 17 credit unions closed home loans in Mount Airy, Maryland in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Airy, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Airy, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Airy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
