Mortgage Lenders and Brokers in Mays Chapel, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mays Chapel, Maryland mortgage lenders include First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mays Chapel, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mays Chapel are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mays Chapel, Maryland
Market share is the lender's share of all home loans closed in Mays Chapel, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
3.8% | 100% | $565,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 8 | 3.8% | 88.9% | $156,250 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +6 HELOCs |
1.9% | 100% | $457,500 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.9% | 100% | $720,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 4 | 1.9% | 100% | $400,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 4 | 1.9% | 100% | $230,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +4 HELOCs |
1.4% | 100% | $265,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 3 | 1.4% | 100% | $658,333 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +7 HELOCs |
0.9% | 100% | $270,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $370,000 | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.9% | 100% | $1,545,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 2 | 0.9% | 100% | $170,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 0.9% | 100% | $200,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $405,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $315,000 | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09% |
Conventional, Jumbo | 1 | 0.5% | 100% | $985,000 | View |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.5% | 50% | $455,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 11 | 5.2% | 100% | $387,727 | View |
Nfm, Inc
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Conventional, FHA, VA | 10 | 4.7% | 100% | $443,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 6 | 2.8% | 85.7% | $388,333 | |
Ivy Mortgage, Inc.
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Conventional | 3 | 1.4% | 100% | $475,000 | |
Rocket Mortgage
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Conventional, FHA | 20 | 9.4% | 95.5% | $317,500 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 11 | 5.2% | 73.3% | $480,454 | |
Cmg Mortgage Inc
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Conventional | 7 | 3.3% | 100% | $403,571 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2.8% | 100% | $493,333 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 5 | 2.4% | 100% | $613,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
1.9% | 100% | $407,500 | View |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 4 | 1.9% | 100% | $552,500 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 1.4% | 100% | $348,333 | |
Federated Mortgage Corp
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Conventional | 3 | 1.4% | 100% | $328,333 | |
Linkbank
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Conventional | 3 | 1.4% | 100% | $308,333 | |
Primelending
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Conventional | 2 | 0.9% | 100% | $550,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.9% | 100% | $420,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.9% | 66.7% | $480,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.9% | 100% | $295,000 | |
Southern Trust Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $475,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 0.9% | 100% | $730,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $105,000 | |
Radius Financial Group Inc
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Conventional | 2 | 0.9% | 100% | $330,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.9% | 100% | $240,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.9% | 100% | $375,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 28.6% | $60,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 25% | $105,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $415,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 50% | $435,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 50% | $325,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $665,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.5% | 100% | $475,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Valon Mortgage
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Conventional | 1 | 0.5% | 50% | $95,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $465,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $545,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA, Jumbo | 1 | 0.5% | 100% | $1,035,000 | View |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $415,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.5% | 100% | $525,000 | |
HomeSale Mortgage
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $505,000 | |
TowneBank
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $295,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firstrust Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mays Chapel Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mays Chapel, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Mays Chapel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mays Chapel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mays Chapel, MD
Use these to narrow the list above. Each category shows how many Mays Chapel, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Mays Chapel, MD
Independent mortgage companies closed 63.7 percent of home loans in Mays Chapel, Maryland in 2025, banks 24.5 percent and credit unions 11.8 percent. First Home Mortgage was the largest mortgage company, First National Bank of PA the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mays Chapel, MD
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Mays Chapel, Maryland with 8 loans, about 3.8 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Mays Chapel, Maryland in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by Nfm, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 14 credit unions closed home loans in Mays Chapel, Maryland in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mays Chapel, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mays Chapel, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mays Chapel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
