Mayo, Maryland mortgage lenders include Rosedale BankRosedale Bank3111 Emmorton Rd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 1.98%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mayo, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mayo are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mayo, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional, VA, Jumbo | 4 | 2% | 100% | $755,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, VA | 3 | 1.5% | 50% | $518,333 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +5 HELOCs |
1% | 100% | $360,000 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
1% | 66.7% | $795,000 | |
|
2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $310,000 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1% | 100% | $1,960,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 1% | 100% | $390,000 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 2 | 1% | 100% | $155,000 | View |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +9 HELOCs |
0.5% | 100% | $455,000 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $535,000 | |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $725,000 | View |
|
2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,045,000 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
|
1275 National Hwy, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $545,000 | View |
|
★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 15 | 7.4% | 100% | $637,000 | View |
Nfm, Inc
|
Conventional, FHA, Jumbo | 6 | 2.9% | 100% | $671,666 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $420,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 23 | 11.3% | 88.9% | $334,565 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo | 16 | 7.8% | 88.9% | $678,125 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 9 +8 HELOCs |
4.4% | 75% | $281,666 | View |
Pennymac Loan Services LLC
|
Conventional | 7 | 3.4% | 100% | $253,571 | |
TowneBank
|
Conventional, VA | 6 | 2.9% | 100% | $491,666 | |
DHI Mortgage Company, LTD.
|
Conventional, VA | 5 | 2.5% | 100% | $563,000 | |
First Savings Mortgage Corporation
|
Conventional, Jumbo | 4 | 2% | 100% | $762,500 | |
Vellum Mortgage, Inc.
|
Conventional, VA | 4 | 2% | 100% | $572,500 | |
Nationstar Mortgage
|
Conventional, FHA | 4 | 2% | 100% | $165,000 | |
Newrez LLC
|
Conventional, VA, Jumbo | 3 | 1.5% | 60% | $711,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 1.5% | 60% | $191,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 1.5% | 100% | $468,333 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 1.5% | 75% | $621,666 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.5% | 100% | $178,333 | View |
Originpoint, LLC
|
FHA, VA | 2 | 1% | 100% | $550,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, Jumbo | 2 | 1% | 100% | $665,000 | View |
Primelending
|
Conventional, VA, Jumbo | 2 | 1% | 100% | $745,000 | |
Primary Residential Mortgage, INC.
|
Conventional, VA, Jumbo | 2 | 1% | 100% | $645,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1% | 100% | $610,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 2 | 1% | 100% | $1,145,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 1% | 100% | $475,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 1% | 100% | $580,000 | |
Das Acquisition Company, LLC
|
Conventional, Jumbo | 2 | 1% | 100% | $655,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 2 | 1% | 100% | $440,000 | |
Spring Eq, LLC
|
Conventional | 2 | 1% | 42.9% | $125,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 1% | 100% | $630,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +4 HELOCs |
0.5% | 100% | $585,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $765,000 | |
Liberty Federal Credit Union
|
VA | 1 | 0.5% | 100% | $605,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.5% | 100% | $765,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,465,000 | View |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,165,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $555,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.5% | 100% | $795,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
Bay Equity LLC
|
VA | 1 | 0.5% | 100% | $625,000 | |
First Heritage Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 50% | $475,000 | View |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.5% | 100% | $695,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.5% | 100% | $625,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.5% | 100% | $785,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
Waterstone Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $555,000 | |
The Mortgage Firm
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
Mortgage Research Center
|
VA | 1 | 0.5% | 100% | $645,000 | |
Digital Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $745,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.5% | 100% | $575,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.5% | 100% | $715,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $595,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.5% | 100% | $475,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.5% | 100% | $765,000 | |
Philadelphia Mortgage Advisors, Inc.
|
Conventional | 1 | 0.5% | 100% | $705,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,175,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $455,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.5% | 100% | $285,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.5% | 100% | $415,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mayo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mayo in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mayo, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.6 percent of home loans in Mayo, Maryland in 2025, banks 18.6 percent and credit unions 9.8 percent. First Home Mortgage was the largest mortgage company, Rosedale Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Rosedale Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Rosedale Bank was the largest mortgage lender in Mayo, Maryland with 4 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Mayo, Maryland in 2025, led by Rocket Mortgage with 3. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 12 credit unions closed home loans in Mayo, Maryland in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mayo, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mayo, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mayo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.