Mortgage Lenders and Brokers in Maryland City, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Maryland City, Maryland mortgage lenders include First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, and Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Maryland City, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Maryland City are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Maryland City, Maryland
Market share is the lender's share of all home loans closed in Maryland City, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 17 +1 HELOCs |
4.2% | 81% | $271,470 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 6 +3 HELOCs |
1.5% | 100% | $415,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 4 +7 HELOCs |
1% | 66.7% | $240,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1% | 100% | $465,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $455,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA, VA | 2 | 0.5% | 100% | $530,000 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 100% | $295,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $475,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $345,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
VA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $375,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.2% | 50% | $735,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.2% | 100% | $455,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Nfm, Inc
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Conventional, VA | 8 | 2% | 88.9% | $436,250 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 7 | 1.7% | 87.5% | $387,857 | View |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 5 | 1.2% | 100% | $419,000 | |
Bay Capital Mortgage Corporation
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FHA, VA | 2 | 0.5% | 100% | $435,000 | |
The Mortgage Link, Inc.
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FHA, VA | 2 | 0.5% | 100% | $560,000 | |
Cazle Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $455,000 | |
Universal Mortgage & Finance, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 107 | 26.5% | 88.4% | $534,252 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 7.2% | 85.7% | $427,758 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 23 +14 HELOCs |
5.7% | 77.4% | $298,913 | View |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 5% | 81.5% | $300,500 | |
Freedom Mortgage Corporation
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FHA, VA | 17 | 4.2% | 95.5% | $520,294 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 3.7% | 75% | $345,666 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 2% | 72.7% | $385,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 1.2% | 100% | $465,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 5 | 1.2% | 100% | $273,000 | View |
Newrez LLC
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Conventional, FHA, VA | 4 | 1% | 62.5% | $427,500 | |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 1% | 100% | $537,500 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 4 | 1% | 100% | $535,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 4 | 1% | 100% | $480,000 | |
TowneBank
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Conventional, FHA | 4 | 1% | 100% | $440,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 1% | 100% | $415,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +2 HELOCs |
0.7% | 80% | $345,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 42.9% | $105,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 3 | 0.7% | 100% | $485,000 | View |
City Lending Inc.
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Conventional, FHA | 3 | 0.7% | 60% | $321,666 | |
Embrace Home Loans, Inc.
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FHA, VA | 3 | 0.7% | 100% | $455,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA, VA | 3 | 0.7% | 100% | $528,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.7% | 100% | $395,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.5% | 100% | $390,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.5% | 100% | $530,000 | |
First Savings Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $510,000 | |
Nations Lending Corporation
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VA | 2 | 0.5% | 66.7% | $585,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.5% | 100% | $455,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 66.7% | $175,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 66.7% | $460,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.5% | 100% | $150,000 | |
Village Capital & Investment
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VA | 2 | 0.5% | 100% | $550,000 | |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +3 HELOCs |
0.2% | 50% | $335,000 | |
Justice Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $95,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $485,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $485,000 | |
Originpoint, LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 37.5% | $285,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $695,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Firstrust Savings Bank
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FHA | 1 | 0.2% | 100% | $405,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $715,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 50% | $45,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 50% | $375,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.2% | 100% | $525,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $585,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $445,000 | |
Real Genius LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 25% | $405,000 | View |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $255,000 | View |
Emet Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 50% | $365,000 | View |
1St 2Nd Mortgage Company of N.J., Inc.
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FHA | 1 | 0.2% | 100% | $475,000 | |
Ussfcu
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Conventional | 1 | 0.2% | 50% | $85,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.2% | 100% | $575,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $465,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 25% | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Northrop Grumman Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Maryland City Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Maryland City, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Maryland City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Maryland City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Maryland City, MD
Use these to narrow the list above. Each category shows how many Maryland City, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Maryland City, MD
Independent mortgage companies closed 78 percent of home loans in Maryland City, Maryland in 2025, banks 13.9 percent and credit unions 8.2 percent. Lower, LLC was the largest mortgage company, First National Bank of PA the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Maryland City, MD
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Maryland City, Maryland with 17 loans, about 4.2 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Maryland City, Maryland, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 88.4 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Maryland City, Maryland in 2025, led by Pulte Mortgage LLC with 24. 31 lenders closed VA loans, led by Pulte Mortgage LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Maryland City, Maryland in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Maryland City, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Maryland City, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Maryland City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
