Mortgage Lenders and Brokers in Manchester, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Manchester, Maryland mortgage lenders include Truist BankTruist Bank3200 Main St, Manchester, MD 21102A+5.0 ★Texas Ratio: 2.87%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Acnb BankAcnb Bank2 N Market St, Frederick, MD 21701A+5.0 ★Texas Ratio: 2.55%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, and Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manchester, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manchester are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manchester, Maryland
Market share is the lender's share of all home loans closed in Manchester, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 2 offices in Manchester 3200 Main St, Manchester, MD 21102 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +20 HELOCs |
0.8% | 100% | $210,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 14 | 5.7% | 88.2% | $147,142 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 6 +24 HELOCs |
2.4% | 77.8% | $308,333 | View |
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2 N Market St, Frederick, MD 21701 A+5.0 ★Texas Ratio: 2.55% |
Conventional, HELOC | 4 +2 HELOCs |
1.6% | 66.7% | $440,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +7 HELOCs |
1.2% | 100% | $441,666 | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 75% | $155,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $325,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 3 | 1.2% | 100% | $368,333 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 100% | $348,333 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 1.2% | 100% | $198,333 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, VA | 3 | 1.2% | 100% | $355,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 1.2% | 100% | $265,000 | View |
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735 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 0.8% | 100% | $440,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +23 HELOCs |
0.4% | 100% | $345,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $665,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $135,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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7610 Pennsylvania Ave, Forestville, MD 20747 C+4.2 ★Texas Ratio: 24.57% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 50% | $655,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 6 | 2.4% | 100% | $320,000 | View |
Nfm, Inc
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Conventional, VA | 6 | 2.4% | 100% | $383,333 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $308,333 | |
Bay Capital Mortgage Corporation
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Conventional, FHA | 3 | 1.2% | 100% | $225,000 | |
1st Financial, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $395,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 9.3% | 92.3% | $331,521 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 4.9% | 100% | $331,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 10 +1 HELOCs |
4.1% | 90.9% | $467,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 10 | 4.1% | 100% | $416,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.8% | 90% | $427,857 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
2.4% | 100% | $268,333 | View |
Newrez LLC
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Conventional | 6 | 2.4% | 66.7% | $166,666 | |
Cmg Mortgage Inc
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Conventional, FHA | 5 | 2% | 100% | $353,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA, USDA | 5 | 2% | 100% | $355,000 | |
Nationstar Mortgage
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Conventional | 5 | 2% | 71.4% | $149,000 | |
Originpoint, LLC
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Conventional, FHA, VA | 4 | 1.6% | 100% | $422,500 | |
Mortgage Equity Partners LLC
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Conventional, VA | 4 | 1.6% | 100% | $440,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 1.6% | 80% | $405,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 1.6% | 100% | $430,000 | |
First Community Mortgage, Inc.
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Conventional | 3 | 1.2% | 80% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $428,333 | |
Movement Mortgage, LLC
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FHA, VA | 3 | 1.2% | 75% | $355,000 | |
Mortgage Research Center
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VA | 3 | 1.2% | 60% | $421,666 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 0.8% | 100% | $445,000 | View |
Kind Lending, LLC
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Conventional | 2 | 0.8% | 100% | $530,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.8% | 100% | $290,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.8% | 100% | $430,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.8% | 66.7% | $355,000 | View |
TowneBank
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Conventional, FHA | 2 | 0.8% | 100% | $415,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 66.7% | $165,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.8% | 40% | $80,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
American Financial Resources LLC
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USDA | 1 | 0.4% | 100% | $375,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 50% | $255,000 | |
Allied Mortgage Group, Inc
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VA | 1 | 0.4% | 100% | $475,000 | |
Resicentral LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 16.7% | $75,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 50% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Bay Equity LLC
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FHA | 1 | 0.4% | 100% | $495,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $535,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Embrace Home Loans, Inc.
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VA | 1 | 0.4% | 100% | $515,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.4% | 33.3% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $315,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Keystone Funding, Inc
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USDA | 1 | 0.4% | 100% | $425,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $355,000 | |
New American Funding, LLC.
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VA | 1 | 0.4% | 100% | $635,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.4% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 50% | $165,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.4% | 100% | $405,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 100% | $165,000 | |
Members 1St FCU
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Manchester Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manchester, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Manchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manchester, MD
Use these to narrow the list above. Each category shows how many Manchester, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Manchester, MD
Independent mortgage companies closed 67.1 percent of home loans in Manchester, Maryland in 2025, banks 19.9 percent and credit unions 13 percent. First Home Mortgage was the largest mortgage company, Truist Bank the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manchester, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Manchester, Maryland with 2 loans, about 0.8 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Manchester, Maryland in 2025, led by Rocket Mortgage with 5. 18 lenders closed VA loans, led by Freedom Mortgage Corporation, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 10 credit unions closed home loans in Manchester, Maryland in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manchester, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manchester, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
