Linganore, Maryland mortgage lenders include Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Linganore, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Linganore are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Linganore, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 6 +7 HELOCs |
1.7% | 100% | $415,000 | |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 5 +2 HELOCs |
1.5% | 100% | $591,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 4 | 1.2% | 100% | $397,500 | View |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +6 HELOCs |
0.9% | 100% | $571,666 | View |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $315,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 3 | 0.9% | 100% | $405,000 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +8 HELOCs |
0.6% | 100% | $545,000 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 66.7% | $210,000 | View |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 0.6% | 100% | $505,000 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +10 HELOCs |
0.3% | 100% | $395,000 | |
|
8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $75,000 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $35,000 | View |
|
2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
|
8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.3% | 50% | $95,000 | View |
|
1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nfm, Inc
|
Conventional, FHA | 9 | 2.6% | 100% | $471,666 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 5 | 1.5% | 100% | $541,000 | View |
Fidelity Direct Mortgage, LLC
|
Conventional | 3 | 0.9% | 100% | $505,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 2 | 0.6% | 100% | $540,000 | |
Nih Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Bay Capital Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
The Mortgage Link, Inc.
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 43 | 12.5% | 93.8% | $392,674 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 31 | 9% | 89.5% | $539,838 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 24 | 7% | 85.7% | $420,416 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 13 | 3.8% | 100% | $251,923 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +8 HELOCs |
2.9% | 78.6% | $283,000 | View |
Federated Mortgage Corp
|
Conventional | 10 | 2.9% | 100% | $514,000 | |
Newrez LLC
|
Conventional, FHA, VA | 9 | 2.6% | 75% | $449,444 | |
TowneBank
|
Conventional, FHA | 8 | 2.3% | 100% | $562,500 | |
Cmg Mortgage Inc
|
Conventional, VA | 7 | 2% | 100% | $546,428 | |
Spring Eq, LLC
|
Conventional, HELOC | 6 +1 HELOCs |
1.7% | 57.1% | $95,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, VA | 6 | 1.7% | 100% | $500,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 6 | 1.7% | 100% | $613,333 | |
First Heritage Mortgage, LLC
|
Conventional, VA | 5 | 1.5% | 85.7% | $525,000 | |
Mortgage Research Center
|
VA | 5 | 1.5% | 100% | $625,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 4 | 1.2% | 100% | $527,500 | |
Integrity Home Mortgage Corporation
|
Conventional | 4 | 1.2% | 100% | $405,000 | |
Originpoint, LLC
|
Conventional, VA | 3 | 0.9% | 100% | $421,666 | |
Primelending
|
Conventional, FHA, VA | 3 | 0.9% | 100% | $625,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 3 | 0.9% | 100% | $588,333 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 0.9% | 100% | $548,333 | |
Guild Mortgage Company
|
Conventional, VA | 3 | 0.9% | 100% | $591,666 | |
Abnb Federal Credit Union
|
Conventional | 3 | 0.9% | 100% | $648,333 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 0.9% | 60% | $271,666 | |
The Loan Store, Inc
|
Conventional | 3 | 0.9% | 100% | $398,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 100% | $125,000 | View |
|
A5.0 ★Texas Ratio: 9.21% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $45,000 | View |
First Community Mortgage, Inc.
|
Conventional | 2 | 0.6% | 100% | $505,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.6% | 100% | $200,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.6% | 100% | $700,000 | |
Deephaven Mortgage LLC
|
Conventional | 2 | 0.6% | 100% | $700,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.6% | 22.2% | $70,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 2 | 0.6% | 100% | $700,000 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $505,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.6% | 100% | $480,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 0.6% | 100% | $490,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.6% | 66.7% | $475,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.6% | 66.7% | $150,000 | View |
Fairway Independent Mort Corp
|
Conventional | 2 | 0.6% | 100% | $425,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $745,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $55,000 | View |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $355,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.3% | 100% | $405,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $915,000 | View |
Goodleap, LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.3% | 20% | $65,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.3% | 100% | $395,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
|
A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $525,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.3% | 100% | $475,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $565,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $415,000 | |
Real Genius LLC
|
Conventional | 1 | 0.3% | 100% | $805,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $495,000 | View |
Encompass Lending Group, L.P.
|
FHA | 1 | 0.3% | 100% | $365,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
T2 Financial LLC
|
VA | 1 | 0.3% | 100% | $545,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $565,000 | |
Agriculture Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $85,000 | |
Digital Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $765,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
VA | 1 | 0.3% | 50% | $605,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.3% | 100% | $395,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $555,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 50% | $705,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.3% | 100% | $725,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $525,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Linganore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Linganore in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Linganore, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.2 percent of home loans in Linganore, Maryland in 2025, banks 12.5 percent and credit unions 11.3 percent. Lower, LLC was the largest mortgage company, Presidential Bank, FSB the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Tower Federal Credit Union was the largest mortgage lender in Linganore, Maryland with 6 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Linganore, Maryland in 2025, led by Rocket Mortgage with 3. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 22 credit unions closed home loans in Linganore, Maryland in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Linganore, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Linganore, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Linganore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.