Mortgage Lenders and Brokers in Laurel, Maryland
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Laurel, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA910 Fairlawn Ave, Laurel, MD 20707A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank380 Main St, Laurel, MD 20707A+5.0 ★Texas Ratio: 2.87%, Tower Federal Credit UnionTower Federal Credit Union7901 Sandy Spring Rd, Laurel, MD 20707A+5.0 ★Texas Ratio: 1.97%, Bank of America NABank of America NA344 Montrose Ave, Laurel, MD 20707A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA14405 Laurel Pl, Laurel, MD 20707A+5.0 ★Texas Ratio: 2.82%, Atlantic Union BankAtlantic Union Bank319 Main St, Laurel, MD 20707A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA14817 Baltimore Ave, Laurel, MD 20707A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1009 Fairlawn Ave, Laurel, MD 20707A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank207 Bowie Rd, Laurel, MD 20707A+5.0 ★Texas Ratio: 4.11%, and TD BankTD Bank14401 Baltimore Ave, Laurel, MD 20707A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laurel, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laurel are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laurel, Maryland
Market share is the lender's share of all home loans closed in Laurel, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Laurel 910 Fairlawn Ave, Laurel, MD 20707 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.4% | 100% | $310,000 | View |
|
★ 1 stars, 1 review 2 offices in Laurel 380 Main St, Laurel, MD 20707 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
1% | 60% | $355,000 | View |
|
7901 Sandy Spring Rd, Laurel, MD 20707 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 28.6% | $205,000 | |
|
1 office in Laurel 344 Montrose Ave, Laurel, MD 20707 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $360,000 | View |
|
1 office in Laurel 14405 Laurel Pl, Laurel, MD 20707 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $365,000 | View |
|
3 offices in Laurel 319 Main St, Laurel, MD 20707 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
1 office in Laurel 14817 Baltimore Ave, Laurel, MD 20707 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
★ 1.7 stars, 3 reviews 2 offices in Laurel 1009 Fairlawn Ave, Laurel, MD 20707 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
|
1 office in Laurel 207 Bowie Rd, Laurel, MD 20707 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1 office in Laurel 14401 Baltimore Ave, Laurel, MD 20707 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 4 +2 HELOCs |
1.4% | 80% | $100,000 | View |
|
1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.7% | 66.7% | $425,000 | View |
|
6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 2 | 0.7% | 100% | $310,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
FHA | 2 | 0.7% | 50% | $390,000 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $345,000 | |
|
7610 Pennsylvania Ave, Forestville, MD 20747 C+4.2 ★Texas Ratio: 24.57% |
FHA | 1 | 0.3% | 100% | $565,000 | View |
|
555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 50% | $245,000 | View |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Lower, LLC
7901 Sandy Spring Rd, Laurel, MD 20707 |
Conventional | 1 | 0.3% | 33.3% | $335,000 | |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 50% | $695,000 | View |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 12 | 4.1% | 92.3% | $440,000 | View |
Fidelity Direct Mortgage, LLC
|
Conventional, FHA | 6 | 2.1% | 100% | $305,000 | |
Nfm, Inc
|
Conventional, FHA, VA | 6 | 2.1% | 100% | $391,666 | |
Direct Mortgage Loans, LLC
|
FHA, VA | 5 | 1.7% | 100% | $393,000 | |
The Mortgage Link, Inc.
|
Conventional, FHA | 2 | 0.7% | 50% | $300,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 44 | 15.1% | 75% | $267,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
7.5% | 62.9% | $373,636 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 10 +1 HELOCs |
3.4% | 100% | $401,000 | |
Nationstar Mortgage
|
Conventional, FHA | 10 | 3.4% | 91.7% | $160,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +5 HELOCs |
2.7% | 57.1% | $193,750 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 2.4% | 80% | $413,571 | |
Mortgage Research Center
|
VA | 7 | 2.4% | 58.3% | $347,857 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 2.1% | 100% | $278,333 | |
Embrace Home Loans, Inc.
|
Conventional, FHA, VA | 5 | 1.7% | 100% | $311,000 | |
Vellum Mortgage, Inc.
|
Conventional, FHA | 5 | 1.7% | 83.3% | $327,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 1.7% | 100% | $295,000 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1% | 100% | $368,333 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 3 | 1% | 100% | $275,000 | |
loanDepot.com LLC
|
Conventional | 3 | 1% | 100% | $221,666 | |
Loanunited.Com, LLC
|
FHA | 3 | 1% | 100% | $305,000 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 1% | 75% | $295,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 3 | 1% | 75% | $235,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 1% | 100% | $351,666 | |
Nations Direct Mortgage, LLC
|
FHA | 3 | 1% | 75% | $348,333 | |
The Loan Store, Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $380,000 | |
Equity Resources Inc
|
Conventional | 2 | 0.7% | 66.7% | $340,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA, VA | 2 | 0.7% | 66.7% | $300,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.7% | 50% | $145,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.7% | 100% | $370,000 | |
Das Acquisition Company, LLC
|
FHA, VA | 2 | 0.7% | 100% | $330,000 | |
Credit Union Mortgage Associat
|
Conventional | 2 | 0.7% | 100% | $325,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.7% | 100% | $270,000 | |
First Heritage Mortgage, LLC
|
FHA | 2 | 0.7% | 66.7% | $295,000 | |
Cardinal Financial Company, Li
|
FHA | 2 | 0.7% | 100% | $280,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.7% | 66.7% | $240,000 | |
Land Home Financial Services,
|
FHA | 2 | 0.7% | 66.7% | $390,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.7% | 100% | $370,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 2 | 0.7% | 100% | $415,000 | View |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.7% | 100% | $255,000 | View |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 0.7% | 100% | $125,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.7% | 20% | $180,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 2 | 0.7% | 100% | $585,000 | |
Cmg Mortgage Inc
|
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 20% | $285,000 | View |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $345,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 50% | $205,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Newrez LLC
|
FHA | 1 | 0.3% | 10% | $515,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.3% | 100% | $475,000 | |
|
A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $575,000 | |
Dart Bank
|
Conventional | 1 | 0.3% | 50% | $115,000 | |
Advancial Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.3% | 100% | $265,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.3% | 100% | $155,000 | |
|
A-4.6 ★Texas Ratio: 9.01% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Linkbank
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
Justice Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Agriculture Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.3% | 100% | $405,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.3% | 100% | $355,000 | |
RoundPoint Mortgage Servicing LLC
|
FHA | 1 | 0.3% | 100% | $565,000 | |
TowneBank
|
FHA | 1 | 0.3% | 100% | $325,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.3% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.3% | 20% | $365,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.3% | 33.3% | $665,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.3% | 100% | $415,000 | |
Campus USA Credit Union
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 11.1% | $45,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Village Capital & Investment
|
VA | 1 | 0.3% | 60% | $625,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Nrl Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Laurel Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laurel, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Laurel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laurel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laurel, MD
Use these to narrow the list above. Each category shows how many Laurel, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Laurel, MD
Independent mortgage companies closed 79.1 percent of home loans in Laurel, Maryland in 2025, banks 12 percent and credit unions 8.9 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laurel, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Laurel, Maryland with 4 loans, about 1.4 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Laurel, Maryland in 2025, led by Rocket Mortgage with 14. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 16 credit unions closed home loans in Laurel, Maryland in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laurel, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laurel, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laurel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
