Mortgage Lenders and Brokers in Lake Arbor, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Arbor, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Prince Georges Community FCUPrince Georges Community FCU6985 Muirkirk Meadows Dr, Beltsville, MD 20705A+5.0 ★Texas Ratio: 3.40%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Capital Bank, N.A.Capital Bank, N.A.6711 Columbia Gateway Dr, Columbia, MD 21046A-5.0 ★Texas Ratio: 15.49%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, and Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Arbor, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Arbor are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Arbor, Maryland
Market share is the lender's share of all home loans closed in Lake Arbor, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.3% | 100% | $265,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 100% | $431,666 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +4 HELOCs |
1.1% | 66.7% | $405,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 2 | 1.1% | 100% | $400,000 | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $75,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $535,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.6% | 100% | $535,000 | |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.6% | 33.3% | $415,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 5 | 2.9% | 71.4% | $267,000 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $290,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Nfm, Inc
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FHA | 1 | 0.6% | 100% | $375,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 19% | 79.5% | $242,878 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 8% | 83.3% | $419,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +16 HELOCs |
7.5% | 72.2% | $325,769 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 3.4% | 100% | $201,666 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 6 | 3.4% | 100% | $340,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 2.3% | 100% | $330,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2.3% | 100% | $407,500 | |
TowneBank
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FHA | 4 | 2.3% | 100% | $412,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.3% | 100% | $432,500 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 1.7% | 100% | $575,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.7% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.7% | 75% | $105,000 | |
Congressional Federal Credit Union
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Conventional | 3 | 1.7% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.7% | 66.7% | $271,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.7% | 75% | $288,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
1.1% | 40% | $65,000 | |
loanDepot.com LLC
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FHA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $410,000 | |
EMM Loans LLC
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FHA | 2 | 1.1% | 100% | $480,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $205,000 | |
Primelending
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Conventional, FHA | 2 | 1.1% | 66.7% | $240,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1.1% | 25% | $195,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 1.1% | 100% | $495,000 | |
First Savings Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $350,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 100% | $475,000 | |
State Departmenet Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $115,000 | |
Arc Home LLC
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Conventional | 1 | 0.6% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
CommonWealth One Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $635,000 | View |
Affordable Mortgage Advisors
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VA | 1 | 0.6% | 100% | $445,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $715,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.6% | 100% | $465,000 | |
Bay Equity LLC
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FHA | 1 | 0.6% | 100% | $445,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.6% | 100% | $405,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.6% | 100% | $365,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.6% | 100% | $695,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.6% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $555,000 | |
Ussfcu
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Conventional | 1 | 0.6% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 50% | $65,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.6% | 20% | $285,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $445,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.6% | 100% | $265,000 | View |
Bank Fund Staff Federal Credit
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Everett Financial, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Arbor Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Arbor, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Lake Arbor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Arbor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Arbor, MD
Use these to narrow the list above. Each category shows how many Lake Arbor, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Arbor, MD
Independent mortgage companies closed 71.8 percent of home loans in Lake Arbor, Maryland in 2025, banks 13.8 percent and credit unions 14.4 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Prince Georges Community FCU the largest credit union. Among lenders headquartered in Maryland, Lower, LLC led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Arbor, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Arbor, Maryland with 4 loans, about 2.3 percent of the market. The largest lender headquartered in Maryland was Lower, LLC with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Lake Arbor, Maryland in 2025, led by United Wholesale Mortgage with 8. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 15 credit unions closed home loans in Lake Arbor, Maryland in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Arbor, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Arbor, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Arbor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
