Mortgage Lenders and Brokers in Kingstown, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingstown, Maryland mortgage lenders include Queenstown Bank of MarylandQueenstown Bank of Maryland110 Dorchester Avenue, Cambridge, MD 21613A+5.0 ★Texas Ratio: 0.78%, The Peoples BankThe Peoples Bank5530 Wisconsin Ave, Chevy Chase, MD 20815A+5.0 ★Texas Ratio: 3.39%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Harford BankHarford Bank8 W Bel Air Ave, Aberdeen, MD 21001A5.0 ★Texas Ratio: 7.13%, and APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingstown, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingstown are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingstown, Maryland
Market share is the lender's share of all home loans closed in Kingstown, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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110 Dorchester Avenue, Cambridge, MD 21613 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 5 | 4.5% | 100% | $275,000 | View |
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5530 Wisconsin Ave, Chevy Chase, MD 20815 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 4 | 3.6% | 100% | $305,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 4 | 3.6% | 66.7% | $80,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +6 HELOCs |
2.7% | 100% | $188,333 | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $305,000 | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +3 HELOCs |
0.9% | 100% | $265,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 100% | $915,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $235,000 | View |
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8 W Bel Air Ave, Aberdeen, MD 21001 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.9% | 100% | $15,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.9% | 50% | $285,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.9% | 33.3% | $395,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 4 | 3.6% | 80% | $265,000 | View |
Nfm, Inc
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Conventional, FHA | 3 | 2.7% | 100% | $385,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 3 | 2.7% | 75% | $421,666 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $305,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 12 | 10.9% | 92.3% | $474,166 | |
Rocket Mortgage
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Conventional, FHA | 6 | 5.5% | 54.5% | $191,666 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 4.5% | 100% | $359,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 3.6% | 100% | $297,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +4 HELOCs |
2.7% | 100% | $95,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
2.7% | 60% | $268,333 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 2.7% | 100% | $321,666 | |
Pennymac Loan Services LLC
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VA | 3 | 2.7% | 60% | $655,000 | |
Nationstar Mortgage
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Conventional | 3 | 2.7% | 100% | $138,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 2.7% | 75% | $181,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 3 | 2.7% | 100% | $221,666 | View |
Amerisave Mortgage Company
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Conventional | 2 | 1.8% | 66.7% | $50,000 | |
First Savings Mortgage Corporation
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Conventional | 2 | 1.8% | 100% | $285,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 1.8% | 100% | $210,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $335,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 50% | $115,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 100% | $175,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.9% | 100% | $515,000 | View |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.9% | 100% | $325,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.9% | 100% | $435,000 | |
Sierra Pacific Mortgage Co. Inc
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USDA | 1 | 0.9% | 100% | $315,000 | |
Milend, Inc
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.9% | 100% | $425,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.9% | 100% | $305,000 | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Del-One Federal Credti Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kingstown Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingstown, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Kingstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingstown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingstown, MD
Use these to narrow the list above. Each category shows how many Kingstown, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Kingstown, MD
Independent mortgage companies closed 69.1 percent of home loans in Kingstown, Maryland in 2025, banks 20.9 percent and credit unions 10 percent. Lower, LLC was the largest mortgage company, Queenstown Bank of Maryland the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, Queenstown Bank of Maryland led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingstown, MD
By home loans closed in 2025, Queenstown Bank of Maryland was the largest mortgage lender in Kingstown, Maryland with 5 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Kingstown, Maryland in 2025, led by Nvr Mortgage Finance, Inc. with 4. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Kingstown, Maryland in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingstown, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingstown, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
