Jarrettsville, Maryland mortgage lenders include Jarrettsville Federal Savings & Loan AssociationJarrettsville Federal Savings & Loan Association3706 Norrisville Rd, Jarrettsville, MD 21084A+5.0 ★Texas Ratio: 2.21%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, and Orrstown BankOrrstown Bank8216 Philadelphia Rd, Baltimore, MD 21237A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jarrettsville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jarrettsville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jarrettsville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3706 Norrisville Rd, Jarrettsville, MD 21084 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 2 | 1.9% | 100% | $360,000 | View |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 9 +5 HELOCs |
8.5% | 100% | $149,444 | View |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +4 HELOCs |
5.7% | 85.7% | $251,666 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 4 | 3.8% | 100% | $110,000 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 3 +2 HELOCs |
2.8% | 100% | $451,666 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
1.9% | 100% | $470,000 | |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 1.9% | 100% | $120,000 | View |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $355,000 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $705,000 | View |
|
8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 100% | $1,085,000 | View |
|
2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
VA | 1 | 0.9% | 100% | $725,000 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 0.9% | 100% | $735,000 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.9% | 100% | $45,000 | |
|
1028 Middleton Rd, Aberdeen, MD 21001 2281 A5.0 ★Texas Ratio: 9.57% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.9% | 100% | $715,000 | |
|
3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo | 1 | 0.9% | 100% | $995,000 | View |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 6 | 5.7% | 100% | $500,000 | View |
Nfm, Inc
|
Conventional | 2 | 1.9% | 100% | $645,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.9% | 100% | $525,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.9% | 100% | $415,000 | |
United Wholesale Mortgage
|
Conventional | 6 | 5.7% | 85.7% | $350,000 | |
Rocket Mortgage
|
Conventional | 6 | 5.7% | 100% | $268,333 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 5.7% | 100% | $323,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo | 5 | 4.7% | 100% | $731,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 3 | 2.8% | 100% | $561,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 3 | 2.8% | 100% | $605,000 | |
Nationstar Mortgage
|
Conventional | 3 | 2.8% | 80% | $311,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +2 HELOCs |
1.9% | 100% | $170,000 | View |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $415,000 | View |
First Community Mortgage, Inc.
|
Conventional, FHA | 2 | 1.9% | 100% | $395,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 2 | 1.9% | 100% | $590,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 2 | 1.9% | 100% | $445,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.9% | 100% | $315,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $575,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.9% | 50% | $155,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.9% | 100% | $625,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.9% | 50% | $95,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.9% | 100% | $525,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.9% | 100% | $485,000 | |
First Heritage Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $605,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 0.9% | 100% | $995,000 | View |
Southern Trust Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $445,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.9% | 100% | $195,000 | |
TowneBank
|
Conventional | 1 | 0.9% | 100% | $475,000 | |
Horizon Farm Credit, ACA
|
Conventional, Jumbo | 1 | 0.9% | 100% | $925,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 1 | 0.9% | 100% | $1,015,000 | |
Village Capital & Investment
|
VA | 1 | 0.9% | 100% | $775,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jarrettsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jarrettsville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jarrettsville, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 56.6 percent of home loans in Jarrettsville, Maryland in 2025, banks 23.6 percent and credit unions 19.8 percent. Lower, LLC was the largest mortgage company, Jarrettsville Federal Savings & Loan Association the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Jarrettsville Federal Savings & Loan Association led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Jarrettsville Federal Savings & Loan Association was the largest mortgage lender in Jarrettsville, Maryland with 2 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Jarrettsville, Maryland in 2025, led by State Employees Credit Union of MD with 1. 9 lenders closed VA loans, led by Fairway Independent Mort Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Jarrettsville, Maryland in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jarrettsville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jarrettsville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jarrettsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.