Mortgage Lenders and Brokers in Ilchester, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ilchester, Maryland mortgage lenders include First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%, and M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ilchester, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ilchester are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ilchester, Maryland
Market share is the lender's share of all home loans closed in Ilchester, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
2.5% | 83.3% | $727,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 9 +14 HELOCs |
2.3% | 100% | $423,888 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 9 +12 HELOCs |
2.3% | 90% | $383,888 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, Jumbo, HELOC | 8 +11 HELOCs |
2% | 100% | $647,500 | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +9 HELOCs |
1.3% | 100% | $311,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
1.3% | 100% | $507,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 1.3% | 83.3% | $385,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
1% | 100% | $455,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 3 +9 HELOCs |
0.8% | 100% | $41,666 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 3 +6 HELOCs |
0.8% | 100% | $318,333 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $585,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $265,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 3 | 0.8% | 60% | $245,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 100% | $345,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0.5% | 100% | $295,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.5% | 100% | $125,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 2 | 0.5% | 100% | $60,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $125,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $685,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 1 | 0.3% | 100% | $845,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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10035 Baltimore National Pike, Ellicott City, MD 21042 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, FHA, VA | 11 | 2.8% | 100% | $453,181 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 10 | 2.5% | 100% | $487,000 | View |
Direct Mortgage Loans, LLC
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Conventional, VA | 5 | 1.3% | 100% | $355,000 | |
Bay Capital Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $280,000 | |
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A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 0.5% | 100% | $160,000 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Universal Mortgage & Finance, Inc
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FHA | 1 | 0.3% | 100% | $715,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 8.7% | 94.6% | $342,647 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 27 +1 HELOCs |
6.9% | 96.6% | $547,222 | |
Newrez LLC
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Conventional, VA | 13 | 3.3% | 86.7% | $399,615 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 13 | 3.3% | 92.9% | $475,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +11 HELOCs |
3.1% | 86.7% | $370,000 | View |
Guild Mortgage Company
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Conventional, FHA, Jumbo | 11 | 2.8% | 100% | $467,727 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.5% | 100% | $327,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 2% | 100% | $496,250 | |
Sage Home Loans Corporation
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Conventional | 7 | 1.8% | 100% | $487,857 | |
TowneBank
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Conventional | 7 | 1.8% | 100% | $322,142 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 6 | 1.5% | 100% | $465,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 6 | 1.5% | 70% | $525,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, Jumbo | 6 | 1.5% | 100% | $510,000 | View |
SWBC Mortgage Corporation
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Conventional, VA, Jumbo | 6 | 1.5% | 100% | $588,333 | |
Primelending
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Conventional | 4 | 1% | 100% | $565,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 1% | 100% | $502,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1% | 100% | $465,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 1% | 100% | $355,000 | |
Embrace Home Loans, Inc.
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Conventional, Jumbo | 4 | 1% | 80% | $415,000 | |
Nationstar Mortgage
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Conventional | 4 | 1% | 80% | $105,000 | |
Pentagon Federal Credit Union
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Conventional, FHA, HELOC | 3 +4 HELOCs |
0.8% | 100% | $408,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.8% | 100% | $608,333 | View |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 3 | 0.8% | 100% | $518,333 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 3 | 0.8% | 100% | $638,333 | |
Provident Funding Associates
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Conventional | 3 | 0.8% | 100% | $545,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.8% | 100% | $495,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.5% | 100% | $630,000 | |
Originpoint, LLC
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Conventional, VA | 2 | 0.5% | 100% | $405,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.5% | 100% | $380,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.5% | 100% | $615,000 | View |
Das Acquisition Company, LLC
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Conventional | 2 | 0.5% | 100% | $365,000 | |
Federated Mortgage Corp
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Conventional | 2 | 0.5% | 100% | $225,000 | |
First Heritage Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $370,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.5% | 100% | $495,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 100% | $480,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 100% | $475,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.5% | 100% | $680,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $120,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.5% | 100% | $455,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $485,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 100% | $555,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Loansteady LLC
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
City Lending Inc.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.3% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $465,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $415,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $495,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $305,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $605,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
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A+5.0 ★Texas Ratio: 5.67% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $735,000 | |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Langley Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Franklin Mint Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ilchester Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ilchester, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Ilchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ilchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ilchester, MD
Use these to narrow the list above. Each category shows how many Ilchester, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Ilchester, MD
Independent mortgage companies closed 65.6 percent of home loans in Ilchester, Maryland in 2025, banks 21.9 percent and credit unions 12.5 percent. Nfm, Inc was the largest mortgage company, First National Bank of PA the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ilchester, MD
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Ilchester, Maryland with 10 loans, about 2.5 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Ilchester, Maryland in 2025, led by Freedom Mortgage Corporation with 4. 19 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 17 credit unions closed home loans in Ilchester, Maryland in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ilchester, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ilchester, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ilchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
