Mortgage Lenders and Brokers in Hillcrest Heights, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hillcrest Heights, Maryland mortgage lenders include Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Bank of America NABank of America NA3731 Branch Ave, Hillcrest Heights, MD 20748A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%, and Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hillcrest Heights, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hillcrest Heights are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hillcrest Heights, Maryland
Market share is the lender's share of all home loans closed in Hillcrest Heights, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
4.5% | 90% | $352,777 | |
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3731 Branch Ave, Hillcrest Heights, MD 20748 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +3 HELOCs |
2.5% | 100% | $283,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 5 | 2.5% | 100% | $367,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 2% | 100% | $207,500 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.5% | 37.5% | $148,333 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 1% | 100% | $180,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $165,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $335,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 6 | 3% | 85.7% | $361,666 | View |
Nfm, Inc
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Conventional, FHA, VA | 6 | 3% | 100% | $326,666 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.5% | 60% | $325,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $25,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 11.1% | 64.9% | $212,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 7% | 72.7% | $335,714 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 3.5% | 75% | $276,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 2.5% | 100% | $393,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +3 HELOCs |
2% | 30.8% | $117,500 | View |
Newrez LLC
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Conventional, FHA | 4 | 2% | 30.8% | $167,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2% | 100% | $127,500 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 2% | 100% | $377,500 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 4 | 2% | 100% | $285,000 | |
TowneBank
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Conventional, FHA | 4 | 2% | 80% | $327,500 | |
Spring Eq, LLC
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Conventional | 4 | 2% | 80% | $60,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 2% | 100% | $265,000 | View |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 1.5% | 100% | $231,666 | |
City Lending Inc.
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Conventional, FHA, VA | 3 | 1.5% | 100% | $281,666 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.5% | 37.5% | $285,000 | |
Fairway Independent Mort Corp
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FHA | 3 | 1.5% | 75% | $341,666 | |
Carrington Mortgage Services LLC
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Conventional | 3 | 1.5% | 42.9% | $75,000 | |
Goodleap, LLC
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FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $285,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 2 | 1% | 100% | $395,000 | View |
Movement Mortgage, LLC
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FHA | 2 | 1% | 100% | $395,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $270,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 1% | 66.7% | $330,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 1% | 66.7% | $315,000 | View |
Cmg Mortgage Inc
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Conventional | 2 | 1% | 100% | $395,000 | |
New Day Financial, LLC.
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VA | 2 | 1% | 66.7% | $400,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 50% | $100,000 | |
Emet Lending Group, Inc.
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Conventional | 2 | 1% | 100% | $340,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 1% | 100% | $250,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 33.3% | $415,000 | View |
CommonWealth One Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $85,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 7.1% | $45,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.5% | 100% | $225,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.5% | 33.3% | $305,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
First Savings Mortgage Corporation
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VA | 1 | 0.5% | 100% | $365,000 | |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $325,000 | |
Weichert Financial Services
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FHA | 1 | 0.5% | 100% | $425,000 | |
Greenbox Loans
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $475,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $335,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.5% | 100% | $445,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.5% | 100% | $395,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.5% | 100% | $265,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.5% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.5% | 50% | $95,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 62.5% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Hillcrest Heights Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hillcrest Heights, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Hillcrest Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hillcrest Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hillcrest Heights, MD
Use these to narrow the list above. Each category shows how many Hillcrest Heights, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Hillcrest Heights, MD
Independent mortgage companies closed 73.9 percent of home loans in Hillcrest Heights, Maryland in 2025, banks 22.1 percent and credit unions 4 percent. Lower, LLC was the largest mortgage company, Bank of America NA the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Lower, LLC led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hillcrest Heights, MD
By home loans closed in 2025, Lower, LLC was the largest mortgage lender in Hillcrest Heights, Maryland with 9 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Hillcrest Heights, Maryland in 2025, led by United Wholesale Mortgage with 7. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 11 credit unions closed home loans in Hillcrest Heights, Maryland in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hillcrest Heights, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hillcrest Heights, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hillcrest Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
