Mortgage Lenders and Brokers in Havre de Grace, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Havre de Grace, Maryland mortgage lenders include M&T BankM&T Bank1500 Blenhiem Farm Ln, Havre De Grace, MD 21078A+5.0 ★Texas Ratio: 4.11%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU1045 Pulaski Hwy, Havre de Grace, MD 21078 2603A+5.0 ★Texas Ratio: 4.35%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Harford BankHarford Bank960 Revolution St, Havre De Grace, MD 21078A5.0 ★Texas Ratio: 7.13%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, and Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Havre de Grace, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Havre de Grace are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Havre de Grace, Maryland
Market share is the lender's share of all home loans closed in Havre de Grace, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Havre de Grace 1500 Blenhiem Farm Ln, Havre De Grace, MD 21078 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 4 +9 HELOCs |
0.9% | 80% | $325,000 | View |
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1045 Pulaski Hwy, Havre de Grace, MD 21078 2603 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 23 +27 HELOCs |
5% | 74.2% | $134,565 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 11 +5 HELOCs |
2.4% | 92.3% | $421,363 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, VA | 6 | 1.3% | 100% | $465,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 4 +13 HELOCs |
0.9% | 100% | $332,500 | View |
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960 Revolution St, Havre De Grace, MD 21078 A5.0 ★Texas Ratio: 7.13% |
Conventional | 4 | 0.9% | 83.3% | $120,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 80% | $442,500 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, VA | 3 | 0.6% | 100% | $555,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $225,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 2 | 0.4% | 100% | $515,000 | |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.4% | 100% | $295,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $385,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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1028 Middleton Rd, Aberdeen, MD 21001 2281 A5.0 ★Texas Ratio: 9.57% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 14 | 3% | 93.3% | $390,714 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 6 | 1.3% | 100% | $306,666 | View |
Nfm, Inc
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Conventional, VA | 4 | 0.9% | 100% | $360,000 | |
Bay Capital Mortgage Corporation
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FHA | 2 | 0.4% | 100% | $380,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Fidelity Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 50 | 10.8% | 98.1% | $375,800 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 8% | 77.6% | $310,675 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 27 | 5.8% | 84.4% | $548,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 23 | 5% | 82.1% | $368,478 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 19 | 4.1% | 87% | $398,684 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 13 | 2.8% | 100% | $263,461 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 12 +3 HELOCs |
2.6% | 92.9% | $280,833 | View |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 2.6% | 100% | $321,666 | |
Das Acquisition Company, LLC
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Conventional, VA | 12 | 2.6% | 100% | $347,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 1.9% | 100% | $356,111 | |
First Community Mortgage, Inc.
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Conventional, VA | 8 | 1.7% | 90.9% | $341,250 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA | 8 | 1.7% | 88.9% | $352,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.5% | 100% | $332,142 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.5% | 80% | $233,571 | |
Mortgage Research Center
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VA, Jumbo | 7 | 1.5% | 63.6% | $609,285 | |
TowneBank
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Conventional, FHA | 7 | 1.5% | 100% | $363,571 | |
Primelending
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Conventional, FHA | 6 | 1.3% | 100% | $288,333 | |
Newrez LLC
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Conventional, VA | 6 | 1.3% | 100% | $550,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.3% | 100% | $206,666 | |
Envoy Mortgage, Ltd
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Conventional, VA | 5 | 1.1% | 100% | $319,000 | |
SWBC Mortgage Corporation
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Conventional | 4 | 0.9% | 100% | $297,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.9% | 66.7% | $207,500 | |
Amerisave Mortgage Company
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $195,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $341,666 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $361,666 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 3 | 0.6% | 100% | $368,333 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 0.6% | 100% | $368,333 | |
Spring Eq, LLC
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Conventional | 3 | 0.6% | 50% | $121,666 | |
Village Capital & Investment
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VA | 3 | 0.6% | 83.3% | $338,333 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $275,000 | |
EMM Loans LLC
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FHA | 2 | 0.4% | 100% | $245,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $280,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 66.7% | $425,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.4% | 100% | $380,000 | |
Churchill Mortgage Corporation
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FHA | 2 | 0.4% | 100% | $420,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $365,000 | |
Tjc Mortgage Inc
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Conventional | 2 | 0.4% | 100% | $305,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 0.4% | 100% | $435,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $320,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.4% | 66.7% | $375,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $695,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $545,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $395,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $155,000 | View |
ALCOVA Mortgage, LLC
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VA | 1 | 0.2% | 100% | $525,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $285,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $645,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $435,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 50% | $385,000 | |
Credit Union Mortgage Associat
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FHA | 1 | 0.2% | 100% | $565,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 66.7% | $205,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $535,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 50% | $425,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.2% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 100% | $575,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Havre de Grace Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Havre de Grace, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Havre de Grace? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Havre de Grace in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Havre de Grace, MD
Use these to narrow the list above. Each category shows how many Havre de Grace, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Havre de Grace, MD
Independent mortgage companies closed 73.7 percent of home loans in Havre de Grace, Maryland in 2025, banks 17.2 percent and credit unions 9.1 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Havre de Grace, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Havre de Grace, Maryland with 4 loans, about 0.9 percent of the market. The largest lender headquartered in Maryland was Aberdeen Proving Ground FCU with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Havre de Grace, Maryland, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 98.1 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Havre de Grace, Maryland in 2025, led by DHI Mortgage Company, LTD. with 19. 40 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 12 credit unions closed home loans in Havre de Grace, Maryland in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Havre de Grace, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Havre de Grace, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Havre de Grace. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
