Mortgage Lenders and Brokers in Hampstead, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hampstead, Maryland mortgage lenders include Truist BankTruist Bank999 S Main St, Hampstead, MD 21074A+5.0 ★Texas Ratio: 2.87%, Farmers and Merchants BankFarmers and Merchants Bank735 Hanover Pike, Hampstead, MD 21074A+5.0 ★Texas Ratio: 2.10%, PNC Bank N.A.PNC Bank N.A.2325 Hanover Pike, Hampstead, MD 21074A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank1200 N Main St, Hampstead, MD 21074A+5.0 ★Texas Ratio: 4.11%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, and Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hampstead, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hampstead are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hampstead, Maryland
Market share is the lender's share of all home loans closed in Hampstead, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Hampstead 999 S Main St, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +12 HELOCs |
1.8% | 100% | $261,000 | View |
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2 offices in Hampstead 735 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 5 | 1.8% | 83.3% | $257,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Hampstead 2325 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +11 HELOCs |
1.1% | 75% | $291,666 | View |
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1 office in Hampstead 1200 N Main St, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +20 HELOCs |
0.7% | 100% | $310,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 11 | 3.9% | 100% | $105,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 4 | 1.4% | 80% | $285,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 3 +7 HELOCs |
1.1% | 75% | $218,333 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +5 HELOCs |
1.1% | 100% | $618,333 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, VA | 3 | 1.1% | 100% | $611,666 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.1% | 100% | $215,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 1.1% | 100% | $275,000 | View |
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2 N Market St, Frederick, MD 21701 A+5.0 ★Texas Ratio: 2.55% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $225,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 2 | 0.7% | 100% | $445,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $385,000 | |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.4% | 100% | $375,000 | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 10 | 3.6% | 100% | $295,000 | View |
Nfm, Inc
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Conventional, VA | 8 | 2.9% | 100% | $300,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 8 | 2.9% | 100% | $466,250 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 11.4% | 91.7% | $265,937 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 6.1% | 94.4% | $448,529 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, USDA | 16 | 5.7% | 100% | $285,625 | |
Pennymac Loan Services LLC
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Conventional, FHA | 10 | 3.6% | 85.7% | $153,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +2 HELOCs |
2.9% | 88.9% | $275,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 2.9% | 88.9% | $346,250 | |
Goodleap, LLC
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Conventional, FHA | 4 | 1.4% | 80% | $255,000 | |
SWBC Mortgage Corporation
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Conventional | 4 | 1.4% | 100% | $297,500 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.4% | 87.5% | $447,500 | |
Newrez LLC
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Conventional, VA | 4 | 1.4% | 66.7% | $262,500 | |
Guild Mortgage Company
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Conventional, VA | 4 | 1.4% | 100% | $345,000 | |
Mortgage Equity Partners LLC
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Conventional | 4 | 1.4% | 100% | $415,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.4% | 100% | $50,000 | |
TowneBank
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Conventional, FHA | 4 | 1.4% | 100% | $227,500 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 3 | 1.1% | 100% | $245,000 | View |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 1.1% | 100% | $358,333 | |
Credit Union Mortgage Associat
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Conventional | 3 | 1.1% | 100% | $395,000 | |
First Heritage Mortgage, LLC
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Conventional, VA, Jumbo | 3 | 1.1% | 100% | $575,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 1.1% | 100% | $388,333 | View |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $395,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $430,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.7% | 100% | $395,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $295,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 28.6% | $145,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.7% | 100% | $510,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $440,000 | |
Vellum Mortgage, Inc.
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Conventional, USDA | 2 | 0.7% | 100% | $435,000 | |
Farmers and Merchants Trust Company of Chambersburg
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Conventional | 2 | 0.7% | 100% | $510,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.7% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $385,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $375,000 | |
EMM Loans LLC
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FHA | 1 | 0.4% | 100% | $165,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 33.3% | $175,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
MDE Home Loans LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $755,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Bay Equity LLC
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USDA | 1 | 0.4% | 100% | $365,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $325,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Embrace Home Loans, Inc.
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VA | 1 | 0.4% | 100% | $535,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 50% | $195,000 | |
Milend, Inc
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $465,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $405,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $285,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
HomeSale Mortgage
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $435,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 25% | $295,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 33.3% | $75,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Members 1St FCU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hampstead Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hampstead, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Hampstead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hampstead in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hampstead, MD
Use these to narrow the list above. Each category shows how many Hampstead, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Hampstead, MD
Independent mortgage companies closed 68.6 percent of home loans in Hampstead, Maryland in 2025, banks 19.6 percent and credit unions 11.8 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Farmers and Merchants Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hampstead, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Hampstead, Maryland with 5 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was Farmers and Merchants Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Hampstead, Maryland in 2025, led by United Wholesale Mortgage with 5. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 13 credit unions closed home loans in Hampstead, Maryland in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hampstead, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hampstead, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hampstead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
