Mortgage Lenders and Brokers in Golden Beach, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Golden Beach, Maryland mortgage lenders include Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, and Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Golden Beach, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Golden Beach are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Golden Beach, Maryland
Market share is the lender's share of all home loans closed in Golden Beach, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $210,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $345,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $325,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1% | 100% | $545,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $215,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 1% | 33.3% | $155,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA, Jumbo | 9 | 9% | 100% | $461,666 | View |
Bay Capital Mortgage Corporation
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Conventional, FHA | 2 | 2% | 100% | $190,000 | |
Nfm, Inc
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VA | 1 | 1% | 100% | $495,000 | |
Rocket Mortgage
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Conventional, VA | 9 | 9% | 100% | $162,777 | |
TowneBank
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Conventional, FHA, USDA | 9 | 9% | 100% | $347,222 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 6 +8 HELOCs |
6% | 100% | $248,333 | View |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 6 | 6% | 100% | $385,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 5% | 100% | $573,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 5% | 83.3% | $327,000 | |
Waterstone Mortgage Corporation
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Conventional, VA, USDA | 4 | 4% | 100% | $390,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 4% | 100% | $462,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 3% | 100% | $245,000 | |
Mortgage Research Center
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VA | 3 | 3% | 75% | $485,000 | |
Primary Residential Mortgage, INC.
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Conventional, USDA | 2 | 2% | 100% | $200,000 | |
Guild Mortgage Company
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Conventional, VA | 2 | 2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $85,000 | View |
Equity Resources Inc
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Conventional | 1 | 1% | 100% | $545,000 | |
CommonWealth One Federal Credit Union
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Conventional | 1 | 1% | 100% | $135,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 1% | 100% | $355,000 | View |
Primelending
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FHA | 1 | 1% | 100% | $505,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 1% | 100% | $455,000 | |
Goodleap, LLC
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VA | 1 | 1% | 100% | $355,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1% | 100% | $105,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1% | 100% | $525,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1% | 100% | $465,000 | |
Select Lending Services, LLC
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Conventional | 1 | 1% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $485,000 | |
Bay Equity LLC
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FHA | 1 | 1% | 100% | $445,000 | |
Planet Home Lending, LLC
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VA | 1 | 1% | 100% | $495,000 | |
Provident Funding Associates
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Conventional | 1 | 1% | 100% | $625,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $515,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 1% | 100% | $75,000 | |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $105,000 | |
Towne Mortgage Company
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FHA | 1 | 1% | 100% | $285,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 1% | 100% | $395,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $245,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 50% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Golden Beach Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Golden Beach, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Golden Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Golden Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Golden Beach, MD
Use these to narrow the list above. Each category shows how many Golden Beach, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Golden Beach, MD
Independent mortgage companies closed 69 percent of home loans in Golden Beach, Maryland in 2025, banks 21 percent and credit unions 10 percent. First Home Mortgage was the largest mortgage company, Bank of America NA the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Golden Beach, MD
By home loans closed in 2025, Tower Federal Credit Union was the largest mortgage lender in Golden Beach, Maryland with 2 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Golden Beach, Maryland in 2025, led by Freedom Mortgage Corporation with 2. 10 lenders closed VA loans, led by First Home Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 5 credit unions closed home loans in Golden Beach, Maryland in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Golden Beach, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Golden Beach, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Golden Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
