Mortgage Lenders and Brokers in Friendly, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Friendly, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Andrews Federal Credit UnionAndrews Federal Credit Union1677 D St, JB Andrews, MD 20762A5.0 ★Texas Ratio: 10.28%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, Pinnacle BankPinnacle Bank7272 Wisconsin Avenue, Bethesda, MD 20814A+5.0 ★Texas Ratio: 3.04%, APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%, and Capital Bank, N.A.Capital Bank, N.A.6711 Columbia Gateway Dr, Columbia, MD 21046A-5.0 ★Texas Ratio: 15.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Friendly, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Friendly are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Friendly, Maryland
Market share is the lender's share of all home loans closed in Friendly, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.2% | 80% | $165,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $185,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.1% | 100% | $355,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 2 | 1.1% | 50% | $140,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $285,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
VA, HELOC | 1 +4 HELOCs |
0.5% | 100% | $635,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.5% | 100% | $355,000 | View |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 33.3% | $325,000 | View |
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1101 Frederick St, Hagerstown, MD 21740 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.5% | 33.3% | $395,000 | |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 66.7% | $405,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $425,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.5% | 100% | $575,000 | |
Nfm, Inc
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VA | 1 | 0.5% | 100% | $365,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
10.3% | 95.2% | $433,421 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 9.7% | 69% | $257,777 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 10 +11 HELOCs |
5.4% | 76.9% | $205,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 8 | 4.3% | 90.9% | $427,500 | |
Amerisave Mortgage Company
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Conventional | 8 | 4.3% | 88.9% | $128,750 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.7% | 83.3% | $303,000 | |
Mortgage Research Center
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VA | 5 | 2.7% | 55.6% | $471,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA | 4 | 2.2% | 100% | $502,500 | View |
Newrez LLC
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Conventional, VA | 4 | 2.2% | 33.3% | $462,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $622,500 | |
City Lending Inc.
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Conventional, FHA | 4 | 2.2% | 100% | $375,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $407,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2.2% | 100% | $255,000 | |
loanDepot.com LLC
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FHA, VA, HELOC | 3 +2 HELOCs |
1.6% | 100% | $558,333 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 3 | 1.6% | 100% | $498,333 | |
TowneBank
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Conventional | 3 | 1.6% | 100% | $401,666 | |
Spring Eq, LLC
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Conventional | 3 | 1.6% | 60% | $68,333 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $555,000 | |
Guidance Residential, LLC
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Conventional | 2 | 1.1% | 100% | $340,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 1.1% | 66.7% | $395,000 | |
American Financial Network, Inc.
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FHA | 2 | 1.1% | 100% | $480,000 | |
Bay Equity LLC
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Conventional, FHA | 2 | 1.1% | 100% | $435,000 | |
Atlantic Bay Mortgage Group
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VA | 2 | 1.1% | 100% | $470,000 | |
Embrace Home Loans, Inc.
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FHA | 2 | 1.1% | 100% | $480,000 | |
Provident Funding Associates
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Conventional | 2 | 1.1% | 100% | $405,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.5% | 100% | $365,000 | |
First Technology Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $575,000 | |
CommonWealth One Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.5% | 100% | $495,000 | View |
Goodleap, LLC
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FHA | 1 | 0.5% | 50% | $295,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $365,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $745,000 | |
Guild Mortgage Company
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VA | 1 | 0.5% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 50% | $525,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.5% | 100% | $665,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $355,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.5% | 50% | $365,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $455,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 50% | $425,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $495,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $325,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $355,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.5% | 100% | $515,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $15,000 | |
Nationstar Mortgage
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VA | 1 | 0.5% | 100% | $205,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.5% | 100% | $555,000 | View |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 25% | $725,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.5% | 100% | $785,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 50% | $265,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 66.7% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Members 1St FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Friendly Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Friendly, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Friendly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Friendly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Friendly, MD
Use these to narrow the list above. Each category shows how many Friendly, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Friendly, MD
Independent mortgage companies closed 73 percent of home loans in Friendly, Maryland in 2025, banks 15.7 percent and credit unions 11.4 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Andrews Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Andrews Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Friendly, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Friendly, Maryland with 4 loans, about 2.2 percent of the market. The largest lender headquartered in Maryland was Andrews Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Friendly, Maryland in 2025, led by United Wholesale Mortgage with 6. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 15 credit unions closed home loans in Friendly, Maryland in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Friendly, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Friendly, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Friendly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
