Mortgage Lenders and Brokers in Fallston, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fallston, Maryland mortgage lenders include Truist BankTruist Bank2401 Baldwin Mill Rd, Fallston, MD 21047A+5.0 ★Texas Ratio: 2.87%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU210 Mountain Rd, Fallston, MD 21047 2840A+5.0 ★Texas Ratio: 4.35%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, and Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fallston, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fallston are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fallston, Maryland
Market share is the lender's share of all home loans closed in Fallston, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Fallston 2401 Baldwin Mill Rd, Fallston, MD 21047 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +11 HELOCs |
0.5% | 100% | $345,000 | View |
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210 Mountain Rd, Fallston, MD 21047 2840 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 26 +22 HELOCs |
13.3% | 96.3% | $191,923 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
4.6% | 81.8% | $871,666 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 5 | 2.6% | 100% | $359,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 5 | 2.6% | 100% | $189,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +16 HELOCs |
2.1% | 100% | $395,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +6 HELOCs |
1% | 100% | $255,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
1% | 100% | $490,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo | 2 | 1% | 100% | $890,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 2 | 1% | 100% | $460,000 | |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 2 | 1% | 100% | $470,000 | View |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1% | 100% | $615,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $405,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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8 W Bel Air Ave, Aberdeen, MD 21001 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
VA | 1 | 0.5% | 100% | $675,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 11 | 5.6% | 100% | $528,636 | View |
Nfm, Inc
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Conventional | 4 | 2.1% | 100% | $460,000 | |
Direct Mortgage Loans, LLC
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Conventional | 4 | 2.1% | 100% | $502,500 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 1% | 100% | $245,000 | |
Freedom of Maryland Federal Cr
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Conventional | 2 | 1% | 100% | $325,000 | |
Cazle Mortgage, Inc.
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VA | 1 | 0.5% | 100% | $575,000 | |
Rocket Mortgage
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Conventional, FHA | 14 | 7.2% | 88.2% | $320,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.6% | 87.5% | $463,571 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 7 | 3.6% | 100% | $489,285 | |
Cmg Mortgage Inc
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Conventional, HELOC | 6 +1 HELOCs |
3.1% | 100% | $455,000 | |
TowneBank
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Conventional | 6 | 3.1% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
2.6% | 100% | $609,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.1% | 80% | $247,500 | |
Nationstar Mortgage
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Conventional, VA | 4 | 2.1% | 100% | $325,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 3 | 1.5% | 80% | $528,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 22.2% | $165,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 1% | 100% | $425,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1% | 100% | $290,000 | |
Freedom Mortgage Corporation
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Conventional | 2 | 1% | 100% | $675,000 | |
Envoy Mortgage, Ltd
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Conventional, Jumbo | 2 | 1% | 100% | $875,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1% | 100% | $460,000 | |
loanDepot.com LLC
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FHA | 2 | 1% | 100% | $440,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1% | 100% | $665,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 1% | 100% | $670,000 | |
Mortgage Research Center
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VA | 2 | 1% | 66.7% | $505,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $585,000 | |
Firstrust Savings Bank
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $535,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $635,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Foundation Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,615,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 50% | $605,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $705,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fallston Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fallston, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Fallston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fallston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fallston, MD
Use these to narrow the list above. Each category shows how many Fallston, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Fallston, MD
Independent mortgage companies closed 57.4 percent of home loans in Fallston, Maryland in 2025, banks 21 percent and credit unions 21.5 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fallston, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Fallston, Maryland with 1 loans, about 0.5 percent of the market. The largest lender headquartered in Maryland was Aberdeen Proving Ground FCU with 26 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Fallston, Maryland in 2025, led by United Wholesale Mortgage with 3. 10 lenders closed VA loans, led by First Home Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 10 credit unions closed home loans in Fallston, Maryland in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fallston, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fallston, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fallston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
