Mortgage Lenders and Brokers in Elkton, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elkton, Maryland mortgage lenders include PNC Bank N.A.PNC Bank N.A.100 Big Elk Mall, Elkton, MD 21921A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association130 North St, Elkton, MD 21921A+5.0 ★Texas Ratio: 4.85%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU1204 E Pulaski Hwy, Elkton, MD 21921 6348A+5.0 ★Texas Ratio: 4.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Harford BankHarford Bank305 Augustine Herman Hwy, Elkton, MD 21921A5.0 ★Texas Ratio: 7.13%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, and Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elkton, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elkton are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elkton, Maryland
Market share is the lender's share of all home loans closed in Elkton, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Elkton 100 Big Elk Mall, Elkton, MD 21921 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +44 HELOCs |
0.6% | 100% | $205,000 | View |
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1 office in Elkton 130 North St, Elkton, MD 21921 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $255,000 | View |
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1204 E Pulaski Hwy, Elkton, MD 21921 6348 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 27 +8 HELOCs |
8% | 80.6% | $102,407 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 80% | $341,666 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.9% | 60% | $165,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $140,000 | View |
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305 Augustine Herman Hwy, Elkton, MD 21921 A5.0 ★Texas Ratio: 7.13% |
Conventional | 2 | 0.6% | 50% | $100,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 0.6% | 100% | $285,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +3 HELOCs |
0.3% | 100% | $235,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $275,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $345,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $345,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.3% | 100% | $35,000 | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fidelity Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.3% | 100% | $375,000 | View |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $325,000 | |
1st Financial, Inc.
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FHA | 1 | 0.3% | 100% | $345,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 46 | 13.6% | 100% | $259,130 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 10.4% | 82.2% | $211,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 3.8% | 76.5% | $298,076 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA | 13 | 3.8% | 92.9% | $252,692 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 10 | 3% | 90.9% | $217,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 2.7% | 100% | $107,222 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 8 | 2.4% | 100% | $300,000 | |
New American Funding, LLC.
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Conventional, VA | 8 | 2.4% | 88.9% | $227,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.1% | 87.5% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.8% | 100% | $438,333 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.8% | 85.7% | $168,333 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 6 | 1.8% | 100% | $388,333 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 5 | 1.5% | 27.8% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 4 +3 HELOCs |
1.2% | 80% | $165,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.2% | 100% | $347,500 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 4 | 1.2% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $315,000 | |
Village Capital & Investment
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FHA, VA | 4 | 1.2% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +5 HELOCs |
0.9% | 75% | $295,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $275,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 3 | 0.9% | 75% | $301,666 | View |
Atlantic Coast Mortgage, LLC
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FHA | 3 | 0.9% | 100% | $235,000 | |
Dexsta Federal Credit Union
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Conventional | 3 | 0.9% | 100% | $81,666 | |
Mortgage Research Center
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VA | 3 | 0.9% | 75% | $305,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $285,000 | |
Del-One Federal Credti Union
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Conventional | 3 | 0.9% | 80% | $105,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 0.9% | 100% | $345,000 | |
Spring Eq, LLC
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Conventional | 3 | 0.9% | 75% | $71,666 | |
Citadel Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $265,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.6% | 100% | $290,000 | |
Primelending
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Conventional | 2 | 0.6% | 100% | $325,000 | |
Goodleap, LLC
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Conventional, FHA | 2 | 0.6% | 75% | $235,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.6% | 100% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $245,000 | |
Absolute Home Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $345,000 | |
Bay Equity LLC
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VA | 2 | 0.6% | 100% | $370,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $65,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.6% | 100% | $280,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 0.6% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Members 1St FCU
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Equity Resources Inc
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FHA | 1 | 0.3% | 100% | $335,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Contour Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $65,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $55,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.3% | 50% | $405,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.3% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $355,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $215,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
Artisans' Bank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Elkton Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elkton, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Elkton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elkton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elkton, MD
Use these to narrow the list above. Each category shows how many Elkton, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Elkton, MD
Independent mortgage companies closed 75.4 percent of home loans in Elkton, Maryland in 2025, banks 12.1 percent and credit unions 12.4 percent. Fidelity Direct Mortgage, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elkton, MD
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Elkton, Maryland with 2 loans, about 0.6 percent of the market. The largest lender headquartered in Maryland was Aberdeen Proving Ground FCU with 27 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Elkton, Maryland in 2025, led by Guild Mortgage Company with 15. 23 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 12 credit unions closed home loans in Elkton, Maryland in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elkton, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elkton, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elkton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
