Mortgage Lenders and Brokers in Elkridge, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elkridge, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8240 Gateway Overlook Dr, Elkridge, MD 21075A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank7290 Montgomery Rd, Elkridge, MD 21075A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA8210 Gateway Overlook Dr, Elkridge, MD 21075A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.6050 Marshalee Dr, Elkridge, MD 21075A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.6245 Washington Blvd, Elkridge, MD 21075A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elkridge, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elkridge are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elkridge, Maryland
Market share is the lender's share of all home loans closed in Elkridge, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Elkridge 8240 Gateway Overlook Dr, Elkridge, MD 21075 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
2% | 87.5% | $365,000 | View |
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★ 1 stars, 1 review 1 office in Elkridge 7290 Montgomery Rd, Elkridge, MD 21075 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 6 +10 HELOCs |
1.7% | 100% | $266,666 | View |
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1 office in Elkridge 8210 Gateway Overlook Dr, Elkridge, MD 21075 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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1 office in Elkridge 6050 Marshalee Dr, Elkridge, MD 21075 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Elkridge 6245 Washington Blvd, Elkridge, MD 21075 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 10 +1 HELOCs |
2.8% | 76.9% | $218,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 8 +9 HELOCs |
2.3% | 88.9% | $398,750 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 5 +7 HELOCs |
1.4% | 50% | $305,000 | |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA, VA | 5 | 1.4% | 100% | $397,000 | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 4 +4 HELOCs |
1.1% | 100% | $120,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 4 | 1.1% | 100% | $375,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 2 | 0.6% | 100% | $185,000 | View |
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10035 Baltimore National Pike, Ellicott City, MD 21042 A5.0 ★Texas Ratio: 11.01% |
Conventional | 2 | 0.6% | 100% | $315,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +10 HELOCs |
0.3% | 100% | $405,000 | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $505,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $155,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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1275 National Hwy, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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11 N Washington St, Rockville, MD 20850 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 17 | 4.8% | 100% | $366,176 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 9 | 2.5% | 100% | $451,666 | |
Nfm, Inc
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Conventional, FHA, VA | 5 | 1.4% | 83.3% | $309,000 | |
Bay Capital Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $388,333 | |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $395,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 40 | 11.3% | 89.1% | $334,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
6.2% | 81.5% | $481,818 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 3.1% | 100% | $350,454 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.5% | 86.7% | $475,000 | |
TowneBank
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Conventional, FHA | 9 | 2.5% | 100% | $416,111 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +7 HELOCs |
1.7% | 75% | $341,666 | View |
Mortgage Research Center
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VA | 6 | 1.7% | 50% | $511,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 6 | 1.7% | 75% | $328,333 | |
Newrez LLC
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Conventional | 5 | 1.4% | 83.3% | $403,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.4% | 83.3% | $241,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $470,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 4 | 1.1% | 80% | $427,500 | |
Bay Equity LLC
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Conventional, FHA, VA | 4 | 1.1% | 100% | $532,500 | |
First Heritage Mortgage, LLC
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Conventional | 4 | 1.1% | 100% | $550,000 | |
Embrace Home Loans, Inc.
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Conventional, VA | 4 | 1.1% | 100% | $495,000 | |
Zillow Home Loans, LLC
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Conventional, VA, Jumbo | 4 | 1.1% | 80% | $442,500 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 4 | 1.1% | 100% | $392,500 | View |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $321,666 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 3 | 0.8% | 100% | $425,000 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 3 | 0.8% | 100% | $478,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $365,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 80% | $348,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.8% | 100% | $458,333 | View |
Provident Funding Associates
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Conventional | 3 | 0.8% | 75% | $368,333 | |
The Loan Store, Inc
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Conventional | 3 | 0.8% | 100% | $561,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.8% | 100% | $505,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $390,000 | |
CrossCountry Mortgage, LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $570,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +1 HELOCs |
0.6% | 28.6% | $435,000 | |
Originpoint, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $490,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $495,000 | |
Sage Home Loans Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $410,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.6% | 100% | $390,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.6% | 100% | $230,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 0.6% | 100% | $310,000 | View |
Planet Home Lending, LLC
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VA | 2 | 0.6% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA, VA | 2 | 0.6% | 100% | $705,000 | View |
Vellum Mortgage, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $530,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $350,000 | |
Digital Federal Credit Union
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Conventional | 2 | 0.6% | 66.7% | $125,000 | |
Keystone Funding, Inc
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Conventional, VA | 2 | 0.6% | 100% | $420,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.6% | 100% | $435,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $490,000 | View |
United Nations Federal CU
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Conventional | 2 | 0.6% | 100% | $600,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
TruMark Financial Credit Union
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 50% | $435,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 50% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $235,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $485,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $385,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
American Financing Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $495,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Ameritrust Mortgage Corporation
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VA | 1 | 0.3% | 100% | $555,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $495,000 | View |
Emet Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $205,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $675,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $345,000 | |
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elkridge Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elkridge, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Elkridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elkridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elkridge, MD
Use these to narrow the list above. Each category shows how many Elkridge, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Elkridge, MD
Independent mortgage companies closed 68.7 percent of home loans in Elkridge, Maryland in 2025, banks 22.3 percent and credit unions 9 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elkridge, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Elkridge, Maryland with 7 loans, about 2 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Elkridge, Maryland in 2025, led by United Wholesale Mortgage with 9. 27 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 19 credit unions closed home loans in Elkridge, Maryland in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elkridge, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elkridge, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elkridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
