Mortgage Lenders and Brokers in Edgewater, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edgewater, Maryland mortgage lenders include Truist BankTruist Bank80 Central Ave W, Edgewater, MD 21037A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA120 Central Ave E, Edgewater, MD 21037A+5.0 ★Texas Ratio: 1.62%, Shore United Bank, N.A.Shore United Bank, N.A.3083 Solomons Island Rd, Edgewater, MD 21037A5.0 ★Texas Ratio: 9.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3062 Solomons Island Rd, Edgewater, MD 21037A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank3150 Solomons Island Rd, Edgewater, MD 21037A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA3224 Solomons Island Rd, Edgewater, MD 21037A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.13 Lee Airpark Dr, Edgewater, MD 21037A+5.0 ★Texas Ratio: 4.24%, Atlantic Union BankAtlantic Union Bank116 Mitchells Chance Rd, Edgewater, MD 21037A+5.0 ★Texas Ratio: 2.51%, Rosedale BankRosedale Bank3111 Emmorton Rd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 1.98%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edgewater, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgewater are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edgewater, Maryland
Market share is the lender's share of all home loans closed in Edgewater, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Edgewater 80 Central Ave W, Edgewater, MD 21037 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +9 HELOCs |
1.8% | 100% | $682,500 | View |
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1 office in Edgewater 120 Central Ave E, Edgewater, MD 21037 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
1.8% | 66.7% | $432,500 | View |
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1 office in Edgewater 3083 Solomons Island Rd, Edgewater, MD 21037 A5.0 ★Texas Ratio: 9.61% |
Conventional | 4 | 1.8% | 100% | $125,000 | View |
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1 office in Edgewater 3062 Solomons Island Rd, Edgewater, MD 21037 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.9% | 100% | $1,065,000 | View |
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1 office in Edgewater 3150 Solomons Island Rd, Edgewater, MD 21037 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $505,000 | View |
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1 office in Edgewater 3224 Solomons Island Rd, Edgewater, MD 21037 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1 office in Edgewater 13 Lee Airpark Dr, Edgewater, MD 21037 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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1 office in Edgewater 116 Mitchells Chance Rd, Edgewater, MD 21037 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 3 | 1.4% | 100% | $308,333 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +9 HELOCs |
0.9% | 100% | $415,000 | |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $50,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $455,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 2 | 0.9% | 100% | $325,000 | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 50% | $85,000 | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
FHA | 1 | 0.5% | 100% | $345,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 12 | 5.5% | 92.9% | $415,833 | View |
Nfm, Inc
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Conventional, VA | 12 | 5.5% | 100% | $439,166 | |
Bay Capital Mortgage Corporation
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Conventional, VA | 8 | 3.7% | 80% | $446,250 | |
Nih Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.5% | 100% | $525,000 | |
My Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $375,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Library of Congress Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 25 | 11.4% | 92.6% | $259,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 6.8% | 94.1% | $437,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 9 +9 HELOCs |
4.1% | 90.9% | $370,555 | View |
Pennymac Loan Services LLC
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Conventional | 7 | 3.2% | 77.8% | $217,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 6 | 2.7% | 100% | $503,333 | |
TowneBank
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Conventional, FHA | 6 | 2.7% | 100% | $506,666 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 6 | 2.7% | 100% | $336,666 | View |
Newrez LLC
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Conventional, VA | 5 | 2.3% | 62.5% | $429,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 2.3% | 100% | $269,000 | |
Das Acquisition Company, LLC
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Conventional, VA, Jumbo | 4 | 1.8% | 100% | $737,500 | |
Mortgage Research Center
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VA, Jumbo | 4 | 1.8% | 100% | $610,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 3 | 1.4% | 75% | $415,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.4% | 100% | $561,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.4% | 100% | $421,666 | |
Guild Mortgage Company
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FHA, VA | 3 | 1.4% | 100% | $431,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 2 | 0.9% | 100% | $410,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 0.9% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.9% | 100% | $285,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.9% | 100% | $450,000 | |
First Savings Mortgage Corporation
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Conventional, VA | 2 | 0.9% | 100% | $550,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 100% | $430,000 | |
Churchill Mortgage Corporation
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FHA, VA | 2 | 0.9% | 100% | $560,000 | |
Vellum Mortgage, Inc.
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Conventional | 2 | 0.9% | 100% | $395,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 100% | $115,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $65,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 0.5% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $2,265,000 | View |
TruMark Financial Credit Union
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Dart Bank
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 100% | $65,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $425,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,965,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.5% | 100% | $495,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Linkbank
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Conventional, Jumbo | 1 | 0.5% | 100% | $415,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Southern Trust Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $365,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.5% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $805,000 | View |
Waterstone Mortgage Corporation
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VA | 1 | 0.5% | 100% | $495,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.5% | 100% | $435,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $265,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.5% | 100% | $425,000 | |
Better Mortgage Corporation
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Northrop Grumman Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edgewater Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edgewater, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Edgewater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgewater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edgewater, MD
Use these to narrow the list above. Each category shows how many Edgewater, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Edgewater, MD
Independent mortgage companies closed 71.2 percent of home loans in Edgewater, Maryland in 2025, banks 20.5 percent and credit unions 8.2 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edgewater, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Edgewater, Maryland with 4 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Edgewater, Maryland in 2025, led by Rocket Mortgage with 2. 21 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 12 credit unions closed home loans in Edgewater, Maryland in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edgewater, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgewater, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgewater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
