Mortgage Lenders and Brokers in Damascus, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Damascus, Maryland mortgage lenders include Atlantic Union BankAtlantic Union Bank26250 Ridge Rd, Damascus, MD 20872A+5.0 ★Texas Ratio: 2.51%, M&T BankM&T Bank9801 Main St, Damascus, MD 20872A+5.0 ★Texas Ratio: 4.11%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.26500 Ridge Rd, Damascus, MD 20872A+5.0 ★Texas Ratio: 3.87%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Damascus, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Damascus are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Damascus, Maryland
Market share is the lender's share of all home loans closed in Damascus, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Damascus 26250 Ridge Rd, Damascus, MD 20872 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +16 HELOCs |
0.6% | 100% | $255,000 | View |
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1 office in Damascus 9801 Main St, Damascus, MD 20872 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +13 HELOCs |
0.6% | 100% | $405,000 | View |
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1 office in Damascus 26500 Ridge Rd, Damascus, MD 20872 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 7 +13 HELOCs |
1.9% | 87.5% | $407,857 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 5 +3 HELOCs |
1.4% | 63.6% | $185,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 100% | $592,500 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 100% | $572,500 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 100% | $380,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $458,333 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.8% | 75% | $548,333 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 3 | 0.8% | 100% | $728,333 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 3 | 0.8% | 100% | $458,333 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $655,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 2 | 0.6% | 100% | $495,000 | |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.6% | 100% | $315,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 50% | $285,000 | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $705,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $705,000 | View |
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19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 14 | 3.9% | 93.3% | $486,428 | View |
Nfm, Inc
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Conventional, FHA, VA | 5 | 1.4% | 100% | $591,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 4 | 1.1% | 100% | $495,000 | |
Nih Federal Credit Union
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Conventional | 2 | 0.6% | 66.7% | $115,000 | |
Direct Mortgage Loans, LLC
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FHA | 2 | 0.6% | 100% | $370,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Bayshore Mortgage Funding
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VA | 1 | 0.3% | 100% | $535,000 | |
Bay Capital Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $555,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 8.8% | 77.3% | $308,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 26 +3 HELOCs |
7.2% | 81.2% | $525,384 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 18 | 5% | 90% | $332,777 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 15 | 4.1% | 94.4% | $517,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.5% | 100% | $479,444 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 9 | 2.5% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 7 +6 HELOCs |
1.9% | 63.6% | $442,142 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +2 HELOCs |
1.9% | 100% | $487,857 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 7 | 1.9% | 100% | $287,857 | |
Newrez LLC
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Conventional, VA | 7 | 1.9% | 77.8% | $502,142 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.9% | 100% | $469,285 | |
Mortgage Research Center
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VA | 6 | 1.7% | 100% | $678,333 | |
TowneBank
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Conventional, FHA | 6 | 1.7% | 100% | $586,666 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +2 HELOCs |
1.4% | 40% | $121,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 1.4% | 100% | $419,000 | View |
Vellum Mortgage, Inc.
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Conventional, FHA | 5 | 1.4% | 100% | $393,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.4% | 83.3% | $181,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.4% | 100% | $221,000 | View |
Fairway Independent Mort Corp
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Conventional | 4 | 1.1% | 100% | $712,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $465,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $445,000 | |
Cmg Mortgage Inc
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Conventional | 3 | 0.8% | 100% | $451,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.8% | 75% | $271,666 | |
Provident Funding Associates
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Conventional | 3 | 0.8% | 100% | $665,000 | |
T2 Financial LLC
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Conventional, FHA, VA | 3 | 0.8% | 100% | $615,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $335,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $550,000 | |
Originpoint, LLC
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Conventional | 2 | 0.6% | 100% | $745,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 2 | 0.6% | 100% | $550,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.6% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.6% | 100% | $580,000 | View |
SWBC Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $455,000 | |
Go Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $470,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.6% | 66.7% | $430,000 | |
Movement Mortgage, LLC
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FHA, VA | 2 | 0.6% | 100% | $700,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.6% | 100% | $775,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $195,000 | |
First Savings Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $445,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 0.6% | 100% | $320,000 | View |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.6% | 100% | $665,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $635,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $125,000 | View |
Genisys Credit Union
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 50% | $395,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $595,000 | |
Loansteady LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
5Th Sreet Capital Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 66.7% | $215,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $505,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
City Lending Inc.
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FHA | 1 | 0.3% | 50% | $555,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $495,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $425,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $75,000 | |
First International Bank & Trust
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $515,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
Milend, Inc
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FHA | 1 | 0.3% | 100% | $405,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $615,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $305,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 50% | $435,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $555,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $1,125,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Damascus Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Damascus, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Damascus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Damascus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Damascus, MD
Use these to narrow the list above. Each category shows how many Damascus, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Damascus, MD
Independent mortgage companies closed 74.9 percent of home loans in Damascus, Maryland in 2025, banks 17.4 percent and credit unions 7.7 percent. Lower, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Damascus, MD
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Damascus, Maryland with 2 loans, about 0.6 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Damascus, Maryland in 2025, led by Rocket Mortgage with 5. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 15 credit unions closed home loans in Damascus, Maryland in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Damascus, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Damascus, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Damascus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
